Don't Miss Out Bristol

Don't Miss Out Bristol The Welfare Rights and Money Advice Service (WRAMAS) provides advice, consultancy, information and training to a range of clients, services & organisations

Mind
14/08/2019
Mind

Mind

Mental health research often lacks the experiences of those of us from Black, Asian, or Minority Ethnic (BAME) backgrounds. This needs to change. If you've seen, or tried to see your GP or Voluntary organisation for your mental health in the past 12 months, we want to hear from you. Take our survey to tell us about it. All responses are welcome and if you're from a BAME background we particularly want to hear from you.

What would you change about the current benefit system?The Commission on Social Security are interested in the views of ...
19/07/2019
Commission on Social Security

What would you change about the current benefit system?

The Commission on Social Security are interested in the views of benefit claimants on how the system could be improved.

The survey closes on 31 July 2019.

Please find information below about upcoming outreach sessions for those who are hard of hearing, Deaf or BSL users.
18/07/2019

Please find information below about upcoming outreach sessions for those who are hard of hearing, Deaf or BSL users.

The WRAMAS drop in for hard of hearing, deaf and BSL using clients has moved. They will now take place on Thursdays at B...
14/06/2019

The WRAMAS drop in for hard of hearing, deaf and BSL using clients has moved. They will now take place on Thursdays at Bedminster Library.
Please see the poster for more information.

Please find information below about upcoming outreach sessions for those who are hard of hearing, Deaf or BSL users.
13/02/2019

Please find information below about upcoming outreach sessions for those who are hard of hearing, Deaf or BSL users.

[Picture text: As of 16 January 2019, people who receive a severe disability premium (SDP) on any benefit can no longer ...
22/01/2019

[Picture text: As of 16 January 2019, people who receive a severe disability premium (SDP) on any benefit can no longer claim universal credit.

If you get an SDP you can continue to claim legacy benefits.]

The severe disability premium (SDP) is an additional amount paid as part of employment and support allowance, jobseeker's allowance, income support or housing benefit.
To qualify, you must receive a qualifying disability benefit (the daily living component of personal independence payment or the middle or higher rate care component of disability living allowance), live alone* and have no one claiming carer's allowance for caring for you.
In some cases, you can receive the severe disability premium even if you live with another person - as another person receiving a qualifying disability benefit and children in full-time education are ignored.

If you qualify for an SDP, even just in your housing benefit calculations, you should not claim universal credit.
Instead, you can continue to make new claims for legacy benefits such as jobseeker's allowance, tax credits and housing benefit.

[Picture Text: If you are  couple where one is over pension age and the other under, you cannot make a new claim for pen...
17/01/2019

[Picture Text: If you are couple where one is over pension age and the other under, you cannot make a new claim for pension credit from 15 May 2019.

If you are a 'mixed-aged' couple and think you may be entitled to pension credit call call 0800 99 1234 before 15 May to begin your claim.]

From 15 May 2019 couples where one partner is over pension age and the other under who are not already receiving pension credit will instead need to claim universal credit.
These couples will be entitled to substantially less benefit income and many will fall afoul of significantly less generous capital allowances.

If you are over pension age or in a mixed-age couple, you can find out more about pension credit eligibility on on gov.uk website
[ https://www.gov.uk/pension-credit/eligibility ]

Pension credit is an underclaimed benefit and many people who are eligible may not know they are able to make a claim - so it is worth checking your eligibility and making sure you make a claim before 15 May 2019.

WRAMAS are one of the organisations attending Blue Monday at the Galleries on Monday 21st January 2019.
16/01/2019

WRAMAS are one of the organisations attending Blue Monday at the Galleries on Monday 21st January 2019.

Please find information below about upcoming outreach sessions for those who are hard of hearing, deaf or BSL users.
09/01/2019

Please find information below about upcoming outreach sessions for those who are hard of hearing, deaf or BSL users.

If an adult child, relative or friend lives with you, there may be a deduction made from your housing benefit or univers...
30/11/2018

If an adult child, relative or friend lives with you, there may be a deduction made from your housing benefit or universal credit.

Under housing benefit this is called a 'non-dependent deduction' and it is based upon their earnings.

Under universal credit this is called a 'housing cost contribution' and it is a flat rate of £72.16 per month.

Failure to inform housing benefit or universal credit of a non-dependent moving into the household could result in an overpayment which you will need to pay back.

There are some exceptions.

If you receive disability living allowance, personal independence payment or attendance allowance then no deduction will apply.

If your non-dependent is
- a full-time student who is away or working less than 16 hours during holidays,
- away in prison or in the armed forces
- under 25 and claiming income support, income-based JSA, income-based ESA or universal credit with no earned income

Some adults are not non-dependents - such as your partner, a lodger, a joint tenant or someone staying temporarily

[Picture text: If an adult (other than your partner) lives with you, a deduction may be made from your housing benefit or universal credit
This is called a 'non dependent deduction' or 'housing cost contribution']

Assessment periods normally end/begin a week before your payment date - and your statement will tell you the exact dates...
28/11/2018

Assessment periods normally end/begin a week before your payment date - and your statement will tell you the exact dates any payment relates to.
Any income you receive during that period will be taken into account - so be aware that if you receive pay earlier or later that usual, this may mean you receive less universal credit as a consequence.
Any changes - such as changes to rent liability or children joining or leaving the family - are applies for the whole period during which they occur.

[Picture text: Universal credit is calculated over one month 'assessment periods'
Income that you received during the assessment period will be taken into account
Any changes that occur will be treated as applying to the whole assessment period]

New style ESA (employment and support allowance) and JSA (jobseeker's allowance) ignore your partner's income and your s...
21/11/2018

New style ESA (employment and support allowance) and JSA (jobseeker's allowance) ignore your partner's income and your savings - so you may be eligible even if you don't qualify for universal credit.

To qualify for 'new style' benefits you need to have paid sufficient national insurance contribution.
This generally means having paid NI for the last two complete tax years before the year you claim.

New style JSA can be paid for up to 182 days.
New style ESA can be paid for up to 365 days - or longer if you are placed in the support group.

See gov.uk for details about these benefits - including how to claim.
gov.uk/guidance/new-style-employment-and-support-allowance
gov.uk/guidance/new-style-jobseekers-allowance

[Picture text: Did you know?
Eligibility for new style ESA and JSA is based on your national insurance contributions.

If you leave work due to ill-health or become unemployed, you may be eligible for new style ESA or JSA either on its own or alongside universal credit.]

Bristol North West Foodbank are now taking bookings for their free 6 week Eat Well Spend Less Course, where you can lear...
12/11/2018

Bristol North West Foodbank are now taking bookings for their free 6 week Eat Well Spend Less Course, where you can learn cookery basics, budgeting and food hygeine. Please see below for details on how to book onto the course

[Picture text: There are many benefits that are not being replaced by universal credit.Benefits such as personal indepen...
01/11/2018

[Picture text: There are many benefits that are not being replaced by universal credit.

Benefits such as personal independence payment, carer's allowance and bereavement benefits are not replaced by universal credit.

It is possible to claim these benefits whether you claim universal credit or not.]

Many benefit can still be claimed in universal credit full service areas.
You can claim benefits which are not means-tested - such as disability benefits, carer's allowance and bereavement benefits.
You can also claim contribution-based benefits.

If you claim universal credit, you can claim these other benefits in addition to your universal credit.
If you do not receive universal credit, a claim for universal credit is not necessary to claim these benefits.

[Picture text: When making a new claim for a disability benefit, the benefit you can claim will depend on your age.Under...
30/10/2018

[Picture text: When making a new claim for a disability benefit, the benefit you can claim will depend on your age.

Under 16 - disability living allowance
16-65 - personal independence payment
65+ attendance allowance

But, if you're already receiving PIP and you turn 65, you do not need to make a new claim for attendance allowance.]

If you are making a new claim for a disability benefit, your age will affect which benefit you need to claim.

If you have a child who receives disability living allowance and is approaching, or has just celebrated, their sixteenth birthday, you should receive an invitation to claim personal independence payment.
They should continue to receive DLA until a decision is made about their PIP.

If you have turned 65 and you receive personal independence payment, you will continue to receive PIP for as long as you remain eligible.

[Picture text: Unelss an alternative payment arrangement is in place, universal credit is paid:- once a month- into one ...
25/10/2018

[Picture text: Unelss an alternative payment arrangement is in place, universal credit is paid:
- once a month
- into one bank account
- as a single payment including housing costs.]

By default, universal credit is paid as a single payment into one bank account on the same day every month.
In some circumstances, you can request an 'alternative payment arrangement' to change this.
If you have a good reason, you can request that your housing costs be paid direct to your landlord, that the payment be split between two people or that payments be made more frequently.

If you are moving from legacy benefits to universal credit, this may mean that you have to make new arrangements to pay your rent or change your budget to reflect the monthly payments.

If you claim carer's allowance, you can earn up to £120 per week after tax and some deductions without this affecting yo...
23/10/2018

If you claim carer's allowance, you can earn up to £120 per week after tax and some deductions without this affecting your carer's allowance.
You can receive carer's allowance regardless of your partner's income or any capital.
To find you more about carer's allowance - or to make a claim online - visit gov.uk/carers-allowance

[Picture text: You can work and earn up to £120 per week after tax without this affecting your carer's allowance.

Carer's allowance is not means-tested.
This means that your partner's income or any capital (such as savings or property you own) is ignored.]

If you claim universal credit, in most cases the benefits it replaces will stop*.To ensure you are not overpaid, you sho...
05/10/2018

If you claim universal credit, in most cases the benefits it replaces will stop*.
To ensure you are not overpaid, you should inform the relevant benefits of the fact that you have claimed universal credit.
Your entitlement to these benefits will stop the day your universal credit claim begins.
Housing benefit, however, will continue to be paid for two weeks after your start your universal credit claim.

(* note that housing benefit will continue to be paid to people in exempt accommodation including supported housing)

[Picture text: Universal credit replaces six legacy benefits - working tax credits, child tax credits, housing benefit, income support, income-related ESA and income-related JSA.]

Many people are missing out on the severe disability premium.If you:- receive the daily living component of personal ind...
03/10/2018

Many people are missing out on the severe disability premium.
If you:
- receive the daily living component of personal independence payment (or the middle or higher rate care component of disability living allowance or any amount of attendance allowance)
- live alone *
- don't have anyone claiming carer's allowance for you
You may be missing out on this additional premium.

Contact your means-tested benefit to discuss this and apply - you can even fill in the relevant form over the phone.

* you will also be treated as living alone if you live with dependent children or others who receive relevant disability benefits

[Picture text: If you receive the daily living component of PIP, live alone and no one claims carer's allowance for you, you may be missing out on the severe disability premium (SDP) in your means-tested benefits.]

Universal credit does not include council tax reduction.You can claim council tax reduction at bristol.gov.uk/claim-coun...
27/09/2018

Universal credit does not include council tax reduction.

You can claim council tax reduction at bristol.gov.uk/claim-council-tax-reduction
The amount of council tax reduction you will receive will depend on you income, household and personal circumstances.
Any amount awarded will be taken from your council tax bill.

[Picture text:
Universal credit does not include an amount for your council tax
If you need help with your council tax, you will need to make a separate claim for council tax reduction]

Sad news of the passing of a pioneer who helped bring free and high quality advice to the people of Bristol
20/09/2018

Sad news of the passing of a pioneer who helped bring free and high quality advice to the people of Bristol

It is with a heavy heart that we announce the sad passing of Joy Langley, MBE, a colleague and a dear friend. Joy passed away on Saturday 15th September after a short illness. For over 30 years she was an active and well-loved figure in the local community --including as NBAC founder and trustee for many years. Her commitment, kindness and passion for helping others was truly inspirational. Please read a personal message from our CEO Sally Gapper here: http://bit.ly/2y1k1hR

10/08/2018
The Money Advice Service

The Money Advice Service

In a few easy steps, our pension calculator can give you an estimate of the income you'll get when you retire:

Bristol City Council
27/06/2018
Bristol City Council

Bristol City Council

Looking for a new job? 2,000 vacancies will be on offer at our #jobsfair this Thursday from 11am-3pm, with 60 employers on hand to tell you more about the roles. The event is being held in partnership with the Department for Work and Pensions, National Careers Service and N-Gaged Training. Find out more here: http://bit.ly/2N1QdXV

A chance to contribute to this consultation - closing date 31st August
26/06/2018

A chance to contribute to this consultation - closing date 31st August

All systems are GO! 🚀 The 20mph Review on how well speed limits are working in Bristol is now LIVE and awaiting your comments.

Have your say on 20mph in Bristol >> www.bristol.gov.uk/20mphReview

The Money Advice Service
20/06/2018

The Money Advice Service

How far do you have to walk to get to your nearest bank branch? Could you live without one?
http://socsi.in/363D1

Age UK Bristol
20/06/2018

Age UK Bristol

We have an Information Session on Tuesday, 26th June, from 4-5pm. Come and learn about our work!

Bristol City Council
20/06/2018
Bristol City Council

Bristol City Council

Bristol City Council is working with the Bristol Water Safety Partnership and The Royal Society for the Prevention of Accident (RoSPA) to understand the safety concerns, risks and your wishes for the Harbourside.

As part of this an online survey has been set up which we'd like Bristol residents to fill in.

It takes less than 10 minutes to complete the survey, but make sure you have your say before 10am on Friday 22 June.

You can take part in the survey by visiting https://goo.gl/D4YkLA

Activities for young disabled people over the summer - more information on the WECIL website - link below- and timetable...
19/06/2018
Services for young disabled people - WECIL

Activities for young disabled people over the summer - more information on the WECIL website - link below- and timetable here https://tinyurl.com/WECIL-summer-youth-activities

WECIL runs regular sessions every month for young disabled people in different areas of Bristol. Sessions include activities that enable young people to build skills and knowledge, grow in confidence, interact in a social environment and develop lasting friendships. Young people are supported to dev...

Week 2 of full service Universal Credit in Bristol: how is UC different from other benefits?
12/06/2018
The Money Advice Service

Week 2 of full service Universal Credit in Bristol: how is UC different from other benefits?

How #UniversalCredit is different from existing benefits, how much you’ll be paid and how to apply for it.

Up Our Street has teamed up with an immigration adviser from Citizens Advice Bureau to provide an information session on...
16/05/2018
Your rights and Brexit | Easton and Lawrence Hill Neighbourhood Management

Up Our Street has teamed up with an immigration adviser from Citizens Advice Bureau to provide an information session on the newest legal changes that will have an impact on the rights of EU residents in the UK during and post Brexit - Thursday May 24th.
https://upourstreet.org.uk/event/579/your-rights-and-brexit

Event dateThursday, May 24, 2018 - 18:00 to 20:00 Event locationEaston Community Centre Project Bristol Vision and Values Share this Up Our Street has teamed up with an immigration adviser from Citizens Advice Bureau to provide an information session on the newest legal changes that will have an i.....

NHS Help with Health Costs
15/05/2018

NHS Help with Health Costs

You may be entitled to claim back the costs of travelling to hospital appointments. Check your entitlement here: http://ow.ly/sZW730jqVp1

NHS Help with Health Costs
15/05/2018

NHS Help with Health Costs

If you're pregnant or have given birth in the last 12 months you're entitled to free NHS dental treatment during pregnancy and until your child's first birthday. Take your maternity exemption certificate with you when you go to your appointments: http://ow.ly/GoAN30jWLOP

The Money Advice Service
15/05/2018

The Money Advice Service

If you are a little nervous about numbers, and that’s affecting how you manage your money, we’ve a handful of tools to help: http://socsi.in/YbK4S

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100 Temple Street
Bristol
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The Welfare Rights and Money Advice Service (WRAMAS) provides advice, consultancy, information and training to a range of clients, services & organisations

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