IPG Insurance

27/08/2026

¿Vives o haces negocios en Singapur? Casi toda la información sobre seguros aquí está en inglés. Por eso nos aliamos con la Cámara de Comercio Latinoamericana de Singapur (LatAmCham) y preparamos dos guías en español, un beneficio exclusivo para sus miembros a través del Latino Privilege Club:

🇸🇬 Para familias y profesionales: cómo funciona el sistema de salud local, qué cubre y qué no, y qué significa tu tipo de pase para tus opciones.

💼 Para empresas y emprendedores: los seguros que exige la ley en Singapur y los que protegen tu negocio más allá de lo obligatorio.

Si eres miembro de LatAmCham, encuentras las guías en el Latino Privilege Club y en el newsletter de agosto. ¿Aún no eres miembro? Una razón más para unirte: www.latamcham.org

27/08/2026

You'll probably scroll past this in two seconds. That's the point.

Assoc Prof Camilo Libedinsky (NUS) on what constant scrolling does to attention and memory, from someone who measures it in the lab.

From the IPG Interview Series. Watch the full conversation: https://youtu.be/p1aOg-plmgY

26/08/2026

Your child is going abroad. Does their health insurance go too?

University season is here, and this is the question many parents check last.

At first glance, a student often appears to have two policies: the university's student plan and the family policy back home. Look closer and the gaps appear. The student plan may work only in the study country. The family policy may have residency rules for dependants living overseas. Year-end holidays in Singapore can fall between the two.

The better question is not "does my child have insurance?" It is "will the insurance they have work everywhere they will actually be?"

Link in the comments.

Looking for health insurance for a child studying abroad? Check university cover, family insurance, overseas treatment and holidays back in Singapore.

20/08/2026

Cutting sleep to get more done. It feels like discipline. It works like a debt.

Neuroscientist Assoc Prof Camilo Libedinsky (NUS) explains what that trade actually costs, and why sleep is where the real productivity happens.

From the IPG Interview Series. Watch the full conversation: https://youtu.be/p1aOg-plmgY

19/08/2026

Your job ends. Your health insurance usually ends with it.

With retrenchments back in the headlines, we are hearing the same question more often: what happens to my company medical cover when I leave?

Three things people learn late:

1. Cover usually ends when employment ends, not at the end of the month.
2. Dependants on the company plan usually lose cover on the same date.
3. A condition diagnosed while on the group plan may be treated as pre-existing when applying for individual cover afterwards.

The condition did not change. The insurance position did.

Whether leaving is planned or unexpected, the first step is the same: find out exactly when your cover ends.

Full guide: https://ipg.sg/blog/health-insurance-after-leaving-job-singapore/

13/08/2026

"Eliminate stress" is advice that sounds right and isn't.

Neuroscientist Assoc Prof Camilo Libedinsky (NUS) explains why chasing zero stress is the wrong goal, and what to aim for instead.

From the IPG Interview Series. Watch the full conversation: https://youtu.be/p1aOg-plmgY

12/08/2026

"I have insurance from my company AND my own policy. Can I claim from both?"

Yes, and many people in Singapore do it wrong.

The rule: for plans that reimburse actual costs, the two together will not pay more than the bill. The exception: some plans, like hospital cash, pay a fixed amount on top. Most people don't know which of theirs is which.

The mistake: not telling insurer #2 what insurer #1 already paid. It may reduce or reject the claim. Non-disclosure outcomes vary by insurer and wording

The waste: paying two premiums that cover exactly the same thing.

Worth 15 minutes: put both policies side by side and check what each one actually pays.

Have you ever claimed from two policies? How did it go?

04/08/2026

There is a type of health insurance most people in Singapore are shopping for without knowing its name.

It is called IPMI: International Private Medical Insurance. Not local insurance, not travel insurance. A plan that covers you across countries and moves with you when life changes.

If you are here on an Employment Pass, planning a move, or running a team spread across the region, this is probably the category you belong in.

We wrote a plain guide: what IPMI is, who needs it, what actually drives the price, and when a local plan is honestly the better buy.

Link in the comments. Ten minutes, no jargon.

Which one covers you today: a local plan, an international one, or you are not sure?

Learn what IPMI insurance is, how it differs from local health insurance in Singapore, what affects premiums, and whether it's the right choice for you.

31/07/2026

A big health insurance renewal can be frustrating, especially when the increase is much higher than you expected.

The first reaction is often to look for a cheaper alternative. That’s sensible. But before you switch, make sure you’re comparing like for like.

Some lower-cost options are excellent. Others work very differently from traditional insurance, even if they look similar at first glance.

In our latest article, we explain the four questions you should ask before buying any health plan that seems too good to be true. They could save you from an expensive surprise when you need your cover the most.

Read the article and let us know: have you ever received a renewal increase that made you consider changing insurers?

29/07/2026

You may not match an MNC on salary. You can often match them on care.

When salary is close, benefits and how looked-after people feel can decide it. Smaller companies sometimes assume strong benefits are out of reach. A well-designed scheme can give a small team meaningful health cover without the cost of a corporate giant. The trick is design, not size.

General information, not advice. Cover depends on insurer terms and underwriting.

Do you want to know what is realistic for your size? DM us or visit ipg.sg.