In Hampton Roads, the need for flood insurance is on the rise. Just like the rainwater. Find out if you need flood insurance: https://getfloodfluent.org
Your insurance agent can help you get a policy that covers you, or you can contact the National Flood Insurance Program’s Help Center; we'll show you how.
Attention Norfolk residents! There's a helpful new tool from City of Norfolk Government which shows just how much flood water could threaten your property during a storm event. Sometimes seeing is believing and once you understand your risk you should take steps to protect your home with a flood insurance policy.
GetFloodFluent.org is participating in Virginia Flood Awareness Week, March 14-20. All week, residents of the 757 will be encouraged to understand their flood risk and take steps to protect their property ahead of spring rains and hurricane season. We’ll be dishing out flood facts and encouraging everyone to use our Flood Risk & Coverage Calculator to find out what a flood insurance policy might really cost for area homeowners.
The need for flood insurance in our Hampton Roads, coastal Virginia region is on the rise. Get the facts, get flood fluent, then protect yourself! This is no...
Whether you live on the water, downtown, in the ‘burbs, or down a country road, your home is at risk of flooding. Even renters benefit from a “contents only” policy to protect their belongings.
We like to say “anywhere it can rain, it can flood” because it drives home the fact that rainfall-only events can quickly overwhelm our manmade drainage systems and cause unexpected flooding. GetFloodFluent.org has a calculator to estimate the cost of your home’s policy rate. Give it a try! You may be surprised just how affordable it can be: https://getfloodfluent.org/calculator
Your insurance agent can help you get a policy that covers you, or you can contact the National Flood Insurance Program’s Help Center; we'll show you how.
This September, GetFloodFluent.org is participating in National Preparedness Month. Emergency management organizations throughout the U.S. are encouraging families to review and update their emergency plans and supplies. Disasters don’t wait and having flood insurance may be one of the most important parts of your emergency plan. Is your property protected?
Fill up on flood facts at GetFloodFluent.org and follow along with us this September as we discuss flooding in Hampton Roads.
The need for flood insurance in our Hampton Roads, coastal Virginia region is on the rise. Get the facts, get flood fluent, then protect yourself! This is no...
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Videos
Get Flood Fluent, Hampton Roads
The facts are in: if you don't have flood insurance, you're putting yourself at even greater risk.
Hear from Hampton Roads Resident: Becky
Becky describes her experience with flooding and the importance of having flooding insurance.
Hear from Hampton Roads Resident: Barclay
Barclay describes his experience with flooding and the importance of having flooding insurance.
This is not a plug from a particular company to sell flood insurance policies. It is a regional outreach campaign spearheaded by the Hampton Roads Planning District Commission to encourage area residents to purchase flood insurance to protect themselves as our flood risks continue to grow.
Why do you need flood insurance?
Sure, many homes and families in Hampton Roads have yet to experience flooding. If you haven’t had water where it’s not supposed to be, you’ve been lucky. But times, as they say, are a’changin. And the facts are the facts.
FACT
Floods are the most common natural hazards.
And we’re not alone – 90 percent of all natural disasters in the U.S. involve some type of flooding. But not every flood is catastrophic. Smaller, more frequent flooding degrades infrastructure and can damage roads and building foundations over time. Communities suffer school closures, traffic interruptions, and continuing cost and inconvenience due to this “nuisance flooding.” Degraded sewer infrastructure results in heightened public health risks. And on it goes…
FACT
Anywhere it can rain, it can flood. Period.
High-risk areas, including parts of Hampton Roads, have a one-in-four chance of experiencing a flood over the life of a 30-year mortgage. Over the past 70 years, heavy rainfall events have become more intense and frequent in our area and will only continue to increase. Based on previous records, it is also likely that water levels will be higher than average daily high tide when a rainfall event occurs.
FACT
Homeowners and renters insurance does NOT cover flood damage.
Fifty-six percent of homeowners with homeowners insurance believe their policy covers flood insurance. If you are unsure, check with your agent.
