Woodstock Institute

Woodstock Institute Woodstock Institute is a leading nonprofit research and policy organization working nationally and locally in the areas of fair lending, wealth creation, and financial systems reform.

Recently, we’ve been particularly involved in research and advocacy on topics like the foreclosure crisis, payday installment lending reform in Illinois, financial security in retirement, income tax refund anticipation loan reform, and federal financial regulatory reform.

Operating as usual

WeProsper is a nonprofit initiative looking to understand how local community members access and use services to manage ...
10/20/2021

WeProsper is a nonprofit initiative looking to understand how local community members access and use services to manage their finances. We are asking anyone 18 years or older and that lives in Illinois to fill out the survey below for a chance to win a $250 gift card. 👇

WeProsper is a nonprofit initiative looking to understand how local community members access and use services to manage their finances. We are asking anyone 18 years or older and that lives in Illinois to fill out the survey below for a chance to win a $250 gift card. 👇

WeProsper, una iniciativa sin fines de lucro, busca entender cómo los miembros de la comunidad local acceden a y utiliza...
10/20/2021

WeProsper, una iniciativa sin fines de lucro, busca entender cómo los miembros de la comunidad local acceden a y utilizan los servicios para manejar sus finanzas. Llene una encuesta abajo para una oportunidad de poder ganar una tarjeta de regalo de $250. 👇

WeProsper, una iniciativa sin fines de lucro, busca entender cómo los miembros de la comunidad local acceden a y utilizan los servicios para manejar sus finanzas. Llene una encuesta abajo para una oportunidad de poder ganar una tarjeta de regalo de $250. 👇

Consumer financial tip!  Beware of any company offering “credit repair,” “debt management,” or “debt settlement.” These ...
10/15/2021

Consumer financial tip! Beware of any company offering “credit repair,” “debt management,” or “debt settlement.” These types of services are frequently rip-offs. For more information about scams, visit the Consumer Financial Protection Bureau’s website. There is help out there. Legitimate nonprofits can help build your credit and offer financial coaching. Learn more in the WeProsper Resource Guide and #stopthedebttrap. #WeProsperIL

https://www.newamerica.org/chicago/reports/resource-guide-affordable-alternatives-to-predatory-loans/

Consumer financial tip! Beware of any company offering “credit repair,” “debt management,” or “debt settlement.” These types of services are frequently rip-offs. For more information about scams, visit the Consumer Financial Protection Bureau’s website. There is help out there. Legitimate nonprofits can help build your credit and offer financial coaching. Learn more in the WeProsper Resource Guide and #stopthedebttrap. #WeProsperIL

https://www.newamerica.org/chicago/reports/resource-guide-affordable-alternatives-to-predatory-loans/

Consumer financial tip!  Lower cost short-term loans DO exist. Check out our list of lenders with an APR of 36% or less ...
10/13/2021

Consumer financial tip! Lower cost short-term loans DO exist. Check out our list of lenders with an APR of 36% or less in the WeProsper Resource Guide. #stopthedebttrap #WePropserIL

https://www.newamerica.org/chicago/reports/resource-guide-affordable-alternatives-to-predatory-loans/option-3-lower-cost-loans

Consumer financial tip! Lower cost short-term loans DO exist. Check out our list of lenders with an APR of 36% or less in the WeProsper Resource Guide. #stopthedebttrap #WePropserIL

https://www.newamerica.org/chicago/reports/resource-guide-affordable-alternatives-to-predatory-loans/option-3-lower-cost-loans

Consumer financial tip!  Avoid pawn shop loans and finance charges, try selling things like jewelry, clothing, antiques ...
10/11/2021

Consumer financial tip! Avoid pawn shop loans and finance charges, try selling things like jewelry, clothing, antiques and home goods on sites like poshmark.com #stopthebedttrap #WePropserIL

Consumer financial tip! Avoid pawn shop loans and finance charges, try selling things like jewelry, clothing, antiques and home goods on sites like poshmark.com #stopthebedttrap #WePropserIL

Consumer financial tip!  Looking for ways to get additional income without increasing your debt? We’ve got a few ideas f...
10/09/2021

Consumer financial tip! Looking for ways to get additional income without increasing your debt? We’ve got a few ideas for you. Check out these tips in the WeProsper Resource Guide.
#WeProsperIL

https://www.newamerica.org/chicago/reports/resource-guide-affordable-alternatives-to-predatory-loans/option-2-additional-income-sources

Consumer financial tip! Looking for ways to get additional income without increasing your debt? We’ve got a few ideas for you. Check out these tips in the WeProsper Resource Guide.
#WeProsperIL

https://www.newamerica.org/chicago/reports/resource-guide-affordable-alternatives-to-predatory-loans/option-2-additional-income-sources

WeProsper, una iniciativa sin fines de lucro, busca entender cómo los miembros de la comunidad local acceden a y utiliza...
10/08/2021

WeProsper, una iniciativa sin fines de lucro, busca entender cómo los miembros de la comunidad local acceden a y utilizan los servicios para manejar sus finanzas. Llene una encuesta abajo para una oportunidad de poder ganar una tarjeta de regalo de $150 👇 💴

WeProsper, una iniciativa sin fines de lucro, busca entender cómo los miembros de la comunidad local acceden a y utilizan los servicios para manejar sus finanzas. Llene una encuesta abajo para una oportunidad de poder ganar una tarjeta de regalo de $150 👇 💴

Do you have experience borrowing money for short periods of time with high interest loan products?  WeProsper wants to h...
10/08/2021

Do you have experience borrowing money for short periods of time with high interest loan products? WeProsper wants to help communities have access to affordable alternatives. Scan the QR Code and fill out our survey for a chance to win $150.00. 👇 💴

Do you have experience borrowing money for short periods of time with high interest loan products? WeProsper wants to help communities have access to affordable alternatives. Scan the QR Code and fill out our survey for a chance to win $150.00. 👇 💴

Consumer financial tip! Disputes with landlords can be costly. If you’re in a dispute, find legal resources for Chicago ...
10/07/2021

Consumer financial tip! Disputes with landlords can be costly. If you’re in a dispute, find legal resources for Chicago and IL tenants at rentervention.com. This & more tips in the WeProsper Resource Guide. #WeProsperIL

https://www.newamerica.org/chicago/reports/resource-guide-affordable-alternatives-to-predatory-loans/

Consumer financial tip! Disputes with landlords can be costly. If you’re in a dispute, find legal resources for Chicago and IL tenants at rentervention.com. This & more tips in the WeProsper Resource Guide. #WeProsperIL

https://www.newamerica.org/chicago/reports/resource-guide-affordable-alternatives-to-predatory-loans/

Up next in our interview series about the launch of #WeProsper on WVON 1690AM - The Talk of Chicago is Woodstock VP Bren...
10/06/2021

Up next in our interview series about the launch of #WeProsper on WVON 1690AM - The Talk of Chicago is Woodstock VP Brent Adams!

He’ll be on the Afternoon Show at 5:30pm today w/Atiba Buchanan & Kimberley Egonmwan. Tune in online, https://www.iheart.com/live/wvon1690am-5304/.

A tremendous thank you to 9 financial institutions that have sponsored our campaign to share information on how to help cut expenses, boost income and find safe and affordable loans. Read all about the campaign on our website: https://woodstockinst.org/news/blog/finance-tips-and-more-on-wvon-radio/.

(And In case you miss it - don't worry, we will plan to share the recording here shortly!)

Up next in our interview series about the launch of #WeProsper on WVON 1690AM - The Talk of Chicago is Woodstock VP Brent Adams!

He’ll be on the Afternoon Show at 5:30pm today w/Atiba Buchanan & Kimberley Egonmwan. Tune in online, https://www.iheart.com/live/wvon1690am-5304/.

A tremendous thank you to 9 financial institutions that have sponsored our campaign to share information on how to help cut expenses, boost income and find safe and affordable loans. Read all about the campaign on our website: https://woodstockinst.org/news/blog/finance-tips-and-more-on-wvon-radio/.

(And In case you miss it - don't worry, we will plan to share the recording here shortly!)

Have you ever taken out a payday loan, auto title loan, short-term installment loan, pawnbroker loan or any other predat...
10/06/2021
Get Paid to Share Your Story

Have you ever taken out a payday loan, auto title loan, short-term installment loan, pawnbroker loan or any other predatory loan? We would like to learn about your experience. With your permission we will use quotes and/or clips from the interview to share on our WeProsper site to advocate for safer, more affordable lending options. You would receive a $50 Visa Prepaid gift card for your time. Learn how to participate here: https://www.newamerica.org/chicago/weprosper/blogs/share-your-story/

Have you had a bad experience with a high cost loan or other predatory financial practice? You’re not alone! Share your story to help others

If you were impacted by a high-interest loan or any other predatory financial practices & live in the Chicago area we wa...
10/02/2021
Get Paid to Share Your Story

If you were impacted by a high-interest loan or any other predatory financial practices & live in the Chicago area we want to hear from you. Your story could help make a change and advocate for more safe, affordable loan options in the future. In exchange for a 30 minute interview, we are paying each participant a $50 Visa Prepaid card for their time. Learn how to participate here: https://www.newamerica.org/chicago/weprosper/blogs/share-your-story/

Have you had a bad experience with a high cost loan or other predatory financial practice? You’re not alone! Share your story to help others

WeProsper, una iniciativa sin fines de lucro, busca entender cómo los miembros de la comunidad local acceden a y utiliza...
10/01/2021
WeProsper IL

WeProsper, una iniciativa sin fines de lucro, busca entender cómo los miembros de la comunidad local acceden a y utilizan los servicios para manejar sus finanzas. Estamos pidiendo que cualquier persona mayor de 18 años llene la encuesta abajo para una oportunidad de poder ganar una tarjeta de regalo de $150. Sus respuestas ayudarán a abogar por servicios de préstamos seguros y accesibles en Illinois. https://www.surveymonkey.com/r/J8VNWWB

Take this survey powered by surveymonkey.com. Create your own surveys for free.

The Illinois Legislative Black Caucus spearheaded legislation earlier this year that established a new law that limits h...
09/30/2021

The Illinois Legislative Black Caucus spearheaded legislation earlier this year that established a new law that limits how much lenders can charge you. Gone now are the triple-digit interest rates that siphoned millions of dollars from Black families every year. The average interest rate on a payday loan in Illinois before the law was 297%. Learn about affordable options and more at WeProsperIL.org. Sponsored by Woodstock Institute and Lending Club.

The Illinois Legislative Black Caucus spearheaded legislation earlier this year that established a new law that limits how much lenders can charge you. Gone now are the triple-digit interest rates that siphoned millions of dollars from Black families every year. The average interest rate on a payday loan in Illinois before the law was 297%. Learn about affordable options and more at WeProsperIL.org. Sponsored by Woodstock Institute and Lending Club.

Woodstock Institute teamed up with New America Chicago and The Chicago Urban League to create We Prosper.  We Prosper is...
09/29/2021

Woodstock Institute teamed up with New America Chicago and The Chicago Urban League to create We Prosper. We Prosper is a new coalition advocating to help people #StoptheDebtTrap here in Illinois. You can find our work at https://www.newamerica.org/chicago/weprosper/

Woodstock Institute teamed up with New America Chicago and The Chicago Urban League to create We Prosper. We Prosper is a new coalition advocating to help people #StoptheDebtTrap here in Illinois. You can find our work at https://www.newamerica.org/chicago/weprosper/

Will you take our survey? We Prosper wants to hear how local community members access and use financial services to help...
09/27/2021

Will you take our survey? We Prosper wants to hear how local community members access and use financial services to help people avoid high-interest loans that cost too much. The survey takes 10-15 minutes, and 1 out every 100 people who complete it will win a $150 Visa gift card. Take the survey here: https://www.surveymonkey.com/r/JFQ6TNM

Will you take our survey? We Prosper wants to hear how local community members access and use financial services to help people avoid high-interest loans that cost too much. The survey takes 10-15 minutes, and 1 out every 100 people who complete it will win a $150 Visa gift card. Take the survey here: https://www.surveymonkey.com/r/JFQ6TNM

09/27/2021
The WVON Afternoon Show is on the air.

Two weeks ago Kesha Warren and Andy Posner joined the afternoon show at WVON 1690AM - The Talk of Chicago to discuss personal loans since the passage of the Predatory Loan Prevention Act - part of our campaign to spread the word on our new www.werosperil.org website and consumer tips. You can have a listen via Facebook live here.

Tune in at 5:30 p.m. THIS Wednesday to hear our CEO Horacio Mendez and Audra Wilson, CEO of Shriver Center on Poverty Law.

Take our survey and be entered to win $150!  We're raffling gift cards to people willing to confidentially share how the...
09/27/2021
WeProsper Survey Version 3

Take our survey and be entered to win $150! We're raffling gift cards to people willing to confidentially share how they manage their household finances and what they would like to see in financial products. Take the survey here: https://www.surveymonkey.com/r/JFQ6TNM

Take this survey powered by surveymonkey.com. Create your own surveys for free.

If you're in Illinois and took out a payday, car-title or other personal loan in the past 2 years, #WeProsperIL would li...
09/25/2021
Share Your Story

If you're in Illinois and took out a payday, car-title or other personal loan in the past 2 years, #WeProsperIL would like to hear from you. You could earn $50. Please help us spread the word! More here: https://www.newamerica.org/chicago/weprosper/blogs/share-your-story/

Have you had a bad experience with a high cost loan or other predatory financial practice? You’re not alone! Share your story to help others

In partnership with New America Chicago and The Chicago Urban League,  we’re proud to announce our joint initiative We P...
09/23/2021

In partnership with New America Chicago and The Chicago Urban League, we’re proud to announce our joint initiative We Prosper. Together, we provide resources, education and research to help build support for alternatives that build wealth in low- income communities. You can find our work at: https://www.newamerica.org/chicago/weprosper/ or http://www.weprosperil.org/

In partnership with New America Chicago and The Chicago Urban League, we’re proud to announce our joint initiative We Prosper. Together, we provide resources, education and research to help build support for alternatives that build wealth in low- income communities. You can find our work at: https://www.newamerica.org/chicago/weprosper/ or http://www.weprosperil.org/

We join our colleagues at California Reinvestment Coalition in mourning the loss Friday to cancer of their founding dire...
09/18/2021
Alan Fisher, CRC Founding Director and Economic Justice Titan Dies | crc

We join our colleagues at California Reinvestment Coalition in mourning the loss Friday to cancer of their founding director Alan Fisher. Alan played a key role in our work for economic justice. He was a trusted partner, colleague and friend of Woodstock CEO Horacio "Fred" Mendez.

"Alan was a trusted partner who I could rely on in good times and in bad," Horacio shared. "He was a lion of a man (the hair helped) and I doubt there will ever be another quite like him."

Our thoughts are with his family. Lovely tribute and story here from CRC

Alan Fisher, founding director of the California Reinvestment Coalition, died Thursday, Sept. 16 surrounded by family, following a hard-fought battle with cancer. In the world of housing and economic justice, Alan was a titan who advocated for working-class families, communities of color, and small-...

09/14/2021

Sarah Brune and Falun Young of Neighborhood Housing Services of Chicago and Woodstock's Horacio Mendez & Jane Doyle respond to today's passage of the Lending Equity Ordinance!

City Council Finance Committee meets at 10 a.m. Monday to consider the Lending Equity Ordinance, which is expected to  h...
09/11/2021
Opinion: Make Chicago Home for Everyone | Chicago Defender

City Council Finance Committee meets at 10 a.m. Monday to consider the Lending Equity Ordinance, which is expected to head for a vote by the full Council Tuesday. A great weekend read is this op ed in the Chicago Defender from us and the other members of the Housing Policy Task Force http://ow.ly/1aJF50G8law

We urge the Chicago City Council to take action and pass the Lending Equity Ordinance this month to provide a path for change.

We're hiring a Research Assistant! The Research Assistant will be part of the Woodstock Institute team and report to the...
09/10/2021

We're hiring a Research Assistant!

The Research Assistant will be part of the Woodstock Institute team and report to the Woodstock Institute Director of Research and Research Associate.

The Research Assistant will be responsible for data cleaning, compiling, and analysis, and will assist with quantitative interviews. The Research Assistant will primarily work with the Research Associate on the evolution and expansion of Woodstock’s Community Lending Fact Book(s) and associated Data Portal. In addition, the Research Assistant may be assigned to work on other projects as specified by the Director of Research.

This is a full-time position located in Chicago. Starting range for a candidate with minimum required experience to a sustained track record is from $45,000 to $55,000 per year. Relocation is not offered. Please see application instructions in the full post on our website https://woodstockinst.org/careers/research-assistant/

We're hiring a Research Assistant!

The Research Assistant will be part of the Woodstock Institute team and report to the Woodstock Institute Director of Research and Research Associate.

The Research Assistant will be responsible for data cleaning, compiling, and analysis, and will assist with quantitative interviews. The Research Assistant will primarily work with the Research Associate on the evolution and expansion of Woodstock’s Community Lending Fact Book(s) and associated Data Portal. In addition, the Research Assistant may be assigned to work on other projects as specified by the Director of Research.

This is a full-time position located in Chicago. Starting range for a candidate with minimum required experience to a sustained track record is from $45,000 to $55,000 per year. Relocation is not offered. Please see application instructions in the full post on our website https://woodstockinst.org/careers/research-assistant/

Address

67 East Madison Street, Suite 2108
Chicago, IL
60602

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(312) 368-0310

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Applied research, policy development, coalition building, and technical assistance that influence policymakers, inform community groups, and educate the public.

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