Michael Lindsay NMLS #2215322

Michael Lindsay NMLS #2215322 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Michael Lindsay NMLS #2215322, Colorado Springs, CO.

🏡VA Loan Ninja🔥400+Transactions Closed🎖️I Serve Military Families🪖Former Special Forces Operator
NMLS 2215322
CO, AK, HI, CA, WA, OR, AZ, NM, TX, ID, WY, NE, OK, MO, MS, LA, AL, AR, GA, FL, SC, NC, VA, MD, PA, TN, KY, IN, WI, KS

Would you rather choose a lower rate with higher upfront costs or a slightly higher rate with lower upfront costs?There’...
09/03/2026

Would you rather choose a lower rate with higher upfront costs or a slightly higher rate with lower upfront costs?

There’s no one right answer. The better option depends on your cash at closing, monthly payment goals, how long you plan to keep the loan, and your break-even point.
Which would you choose — A or B?

Mike Lindsay | Mortgage Lender
NMLS #2215322
907-671-7055
[email protected]
TalesFromAVALender.com

09/02/2026

Before choosing a real estate agent, ask: How will you keep me updated throughout the transaction?

A good agent should communicate clearly, explain what’s happening, and make sure you’re never left guessing—especially when deadlines, negotiations, or major decisions come up.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
[email protected]
907-671-7055

09/01/2026

Before hiring a real estate agent, ask this:

How many transactions have you successfully completed in the last 12–24 months?
Recent experience matters. Your agent should understand the local market, know how to negotiate contracts and repairs, and help you structure the right terms—not just the purchase price.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
[email protected]
907-671-7055

08/31/2026

Before choosing a lender, ask: Are you a broker or a retail lender?

Brokers may have access to multiple lending options, while retail lenders typically manage the loan within their own organization.

Neither is automatically better—the important thing is understanding how your loan will be handled from application through closing.

Mike Lindsay |Tales from a VA Lender
NMLS #2215322
[email protected]
907-671-7055

08/27/2026

Thinking about using your VA loan benefit?

Join Mike for a free 30-minute VA Loan Seminar covering eligibility, entitlement, multiple-home ownership, funding fees, interest rates, and the homebuying timeline.

August 30 | 4:30 PM CT | Live on Zoom

Register here:
https://us06web.zoom.us/meeting/register/6LQ1pGu_RtWSLzCM_LAY1w

Mike Lindsay | Mortgage Lender
NMLS #2215322
907-671-7055
[email protected]

What’s your biggest VA loan question?Entitlement, $0 down, disability income, closing costs, refinancing, buying after a...
08/25/2026

What’s your biggest VA loan question?

Entitlement, $0 down, disability income, closing costs, refinancing, buying after a PCS there’s a lot to understand.

Drop your question in the comments. I may answer it in an upcoming video.

Mike Lindsay | Mortgage Lender
NMLS #2215322
đź“ž 907-671-7055
✉️ [email protected]

.

08/24/2026

A 5.875% rate may look great but what did it cost to get there?

In this California new-construction deal, the Loan Estimate showed nearly 6 points, even with $22,000 in builder contributions.

Always check Section A and ask:
“What am I paying for this rate?”

The lowest rate isn’t always the best deal.

Mike Lindsay | Tales From a VA Lender
NMLS #2215322
đź“ž 907-671-7055
✉️ [email protected]

.

$0 down doesn’t always mean $0 out of pocket.Even with a VA loan, buyers may still need to plan for closing costs, prepa...
08/23/2026

$0 down doesn’t always mean $0 out of pocket.

Even with a VA loan, buyers may still need to plan for closing costs, prepaid taxes and insurance, inspections, earnest money, and other transaction-related expenses.

Seller concessions or lender credits may help reduce some of those costs depending on the deal.

Know your numbers before you make an offer.

Mike Lindsay | Mortgage Lender
NMLS #2215322
đź“ž 907-671-7055
✉️ [email protected]

Address

Colorado Springs, CO

Telephone

+19076717055

Website

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