Center for Responsible Lending

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Center for Responsible Lending Helping American families build wealth by promoting fair financial practices. We offer research, policy and legal solutions, and consumer tips.

www.responsiblelending.org CRL is affiliated with Self-Help, one of the nation's largest community development financial institutions.

CRL stands with the Southern Poverty Law Center today and in the days ahead. "The indictment of the Southern Poverty Law...
23/04/2026

CRL stands with the Southern Poverty Law Center today and in the days ahead.
"The indictment of the Southern Poverty Law Center for its heroic and effective work to counteract dangerous hate groups like the K*K is another part of the Administration’s sustained campaign against the civil rights protections that are a foundation of our country and the organizations that defend these essential freedoms," Mike Calhoun, CRL President.
https://loom.ly/aRrRNds

The 1968 Fair Housing Act promised Americans equal access to housing, but more than 50 years later, affordability has ma...
01/04/2026

The 1968 Fair Housing Act promised Americans equal access to housing, but more than 50 years later, affordability has made that promise harder to keep. This National Fair Housing Month we’re shining a light on a federal proposal that threatens to make it even harder. https://loom.ly/3Nw_Yqk

By Mitria Wilson Spotser, Vice President and Federal Policy Director at the Center for Responsible Lending; President of the Julian Bond Institute The 1968 Fair Housing Act promised Americans equal access to housing, but more than 50 years later, affordability has made that promise harder to keep. T

Trump Says He’s Concerned About Housing Access. His Policies Are Making it Worse. “If you take one step forward, but you...
23/03/2026

Trump Says He’s Concerned About Housing Access. His Policies Are Making it Worse.

“If you take one step forward, but you take 15 steps back, you have a very low odds of being able to achieve your objective, which is to give Americans some relief in the cost of housing today,” Mitria Wilson-Spotser, vice president and federal policy director at the Center for Responsible Lending, told TPM of White House housing policy.
https://loom.ly/buSNdP0

It would be unjust to say the U.S. real-estate-mogul-in-chief created today’s housing...

19/03/2026

Thank you Governor Gavin Newsom for continuing to be a leader in the fight against predatory lending! Let's work together to stop the debt trap!

14/03/2026
NEW: Watch Episode 1 of Julian Bond Institute's podcast, The Viewpoint: Forward in the Struggle featuring host Wade Hend...
11/03/2026

NEW: Watch Episode 1 of Julian Bond Institute's podcast, The Viewpoint: Forward in the Struggle featuring host Wade Henderson and special guest, Pam Horowitz, civil rights attorney, Southern Poverty Law Center board member, and widow of Julian Bond.
youtube.com/watch?si=ELbCXk6L42A_eJkO&v=Ht5alnz-1Hw&feature=youtu.be

Check out the NEW official podcast of the Julian Bond Institute for Financial Equity Research. Subscribe now for the upc...
09/03/2026

Check out the NEW official podcast of the Julian Bond Institute for Financial Equity Research. Subscribe now for the upcoming episodes on economic empowerment, responsible innovation, and a fairer financial landscape. https://www.youtube.com/

This Wednesday, join CRL's Board Vice Chair and esteemed civil rights leader, Mr. Wade Henderson, as he hosts fellow esteemed civil rights activist, attorney, and Julian Bond's widow, Mrs. Pamela Horowitz, to discuss what Julian's legacy teaches us about the challenges of today.

Don't miss out - subscribe now! https://loom.ly/6Kf0-qg

09/03/2026

Parent PLUS borrowers may lose income‑contingent repayment after July 1. Here’s who should consolidate now and how the new rules change payments.

09/03/2026

Growing debt and delinquency may deepen many Americans’ concerns about and the cost of living, as borrowers are increasingly forced to choose between making their loan payments and covering everyday essentials.

Urban’s Debt in America interactive map provides state-level on credit card, medical, student loan, and auto and retail debt among young adults. Explore the map to compare trends and understand how debt is shaping the financial realities of communities—especially young adults—across the nation. https://urbn.is/4cmUtxh

Every American family deserves housing stability, dignified work, entrepreneurial opportunity and family security. CRL i...
05/03/2026

Every American family deserves housing stability, dignified work, entrepreneurial opportunity and family security. CRL is proud to stand with UnidosUS to support their Economic Prosperity Agenda. https://loom.ly/KehV3Ik

Families are working harder than ever — and still falling behind.

Today, we’re launching our Economic Prosperity Agenda: a values-driven roadmap built from the voices of 600+ community members, data, research and decades of frontline experience.

It focuses on what families say matters most: housing, good jobs, entrepreneurship and family security. Because prosperity isn’t abstract — it’s dignity at work, stability at home and the freedom to thrive.

When Latino families succeed, everyone benefits.

Read the agenda and join us: https://economicagenda.unidosus.org/

Buying a house has certainly become much more difficult over the last several years, but the 50-year mortgage would make...
04/03/2026

Buying a house has certainly become much more difficult over the last several years, but the 50-year mortgage would make a bad situation worse. https://loom.ly/pje4i0Y

NEW Video: Watch CRL's Mitria Spotser talk with Roland Martin about the ongoing uncertainty around the SAVE program. Bor...
03/03/2026

NEW Video: Watch CRL's Mitria Spotser talk with Roland Martin about the ongoing uncertainty around the SAVE program. Borrowers should stay informed and explore alternate repayment options if they are in forbearance.
https://loom.ly/8KAnsYc

3.2.2026 : U.S. Joins Israel in Iran Strike. Texas Primary Showdown. SAVE Plan Survives LawsuitThe U.S is facing a potential war after...

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