Michigan Office of Retirement Services

Michigan Office of Retirement Services Michigan ORS is an innovative retirement organization driven to empower our customers for a successful today and a secure tomorrow. www.michigan.gov/ors
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The Office of Retirement Services administers retirement programs for Michigan's state employees, public school employees, judges, state police, and National Guard members. ORS serves over 530,000 customers (approximately 278,000 active and 256,000 retired), representing one of every fourteen Michigan adults. ORS customers live in approximately one of every nine Michigan households. Within these systems, ORS administers four defined benefit pension plans, two defined contribution pension plans, and one combined plan, managing combined net assets of nearly $50.54 billion. ORS is responsible for the 16th largest public pension system in the US and the 48th largest pension system in the world. In fiscal year 2012, ORS paid out over 6.65 billion in pension and health benefits. ORS is a division of Michigan's Department of Technology, Management and Budget.

Mission: Michigan ORS is an innovative retirement organization driven to empower our customers for a successful today and a secure tomorrow.

Operating as usual

If you're leaving state employment but you're not yet eligible to retire, make sure you know how your retirement plan wi...
11/18/2020
ORS State Employees DB - Leaving State Employment?

If you're leaving state employment but you're not yet eligible to retire, make sure you know how your retirement plan will be affected.

If you're close to meeting the minimum age and service requirements for a pension benefit, be sure to review the

It can be emotionally difficult to think about a health issue that might keep you from being able to conduct your necess...
11/17/2020

It can be emotionally difficult to think about a health issue that might keep you from being able to conduct your necessary business. That's why we recommend planning as early as possible.
https://bit.ly/36NHoMc

While working away from the office, our staff has remained committed to helping our members and retirees in their retire...
11/16/2020

While working away from the office, our staff has remained committed to helping our members and retirees in their retirement journey. Here is a glimpse at some of the work that was done remotely in October.

Some important time management techniques to help destress your life as you get busier — yes, busier — in your golden ye...
11/15/2020
9 Tips for Better Time Management in Retirement | Kiplinger

Some important time management techniques to help destress your life as you get busier — yes, busier — in your golden years.

These important time management techniques will help destress your life as you get busier -- yes, busier -- in your golden years.

The biggest strategy to help you retire in comfort? Teach your children how to save for retirement.
11/14/2020
Parents: Teach Your Children (To Retire) Well

The biggest strategy to help you retire in comfort? Teach your children how to save for retirement.

It’s an adage as old as Ben Franklin: the best way to learn something is to teach it. So, if you want to learn the best way to prepare for your own retirement, teach your kids how to do it. That’ll make you feel twice as satisfied.

Your retirement journey is a collection of many small steps thoughtfully made. We’re here to provide info and tools to h...
11/13/2020

Your retirement journey is a collection of many small steps thoughtfully made. We’re here to provide info and tools to help along the way.

Retirement will come, the question is will you be ready?
11/12/2020
10 reasons to save now, so you can retire well later

Retirement will come, the question is will you be ready?

Retirement will come, the question is will you be ready? The choices you make about your contributions and investments are up to you. Here is why it is essential to jump start your savings so you can retire well.

ORS will be closed today in honor of Veterans Day. We will be back and ready to serve you on Thursday, Nov. 12.
11/11/2020

ORS will be closed today in honor of Veterans Day. We will be back and ready to serve you on Thursday, Nov. 12.

Finally ready to retire? Applying for retirement in miAccount is fast and easy — five simple steps and you're done!www.m...
11/10/2020
miAccount - Login

Finally ready to retire? Applying for retirement in miAccount is fast and easy — five simple steps and you're done!
www.michigan.gov/orsmiaccount

       Welcome to the secure section of       the State of Michigan ORS website.       Log in to manage your personal        retirement account.

COVID-19 has exposed a different type of risk for retirees, the negative impact of isolation. Here’s how you can plan fo...
11/09/2020
Prepare For This Unexpected Retirement Risk

COVID-19 has exposed a different type of risk for retirees, the negative impact of isolation. Here’s how you can plan for this unexpected issue.

The COVID pandemic has exposed the potential negative consequences of isolation on the health and finances of seniors and their caregivers.

The future isn't always predictable, but by taking inventory of your budget, you can be prepared for whatever may come.
11/07/2020
Managing Your Money in an Uncertain World | Kiplinger

The future isn't always predictable, but by taking inventory of your budget, you can be prepared for whatever may come.

As you return to work after being away due to the COVID-19 pandemic, there are some financial basics you need to make sure you have covered.

When asked what their pension meant to them, one ORS retiree said, “My pension has given me peace of mind knowing I don’...
11/06/2020

When asked what their pension meant to them, one ORS retiree said, “My pension has given me peace of mind knowing I don’t have to stress about an income for me and my family.”

What does your pension mean to you?

Are you a public school retiree with Blue Cross Blue Shield insurance? Check out the Fall 2020 issue of their quarterly ...
11/05/2020

Are you a public school retiree with Blue Cross Blue Shield insurance? Check out the Fall 2020 issue of their quarterly Best of Health newsletter, created just for you!
https://bit.ly/3mrhhAJ

Learn more about your retirement plan and pension when it's convenient for you — any time, any day— with our e-learning ...
11/04/2020

Learn more about your retirement plan and pension when it's convenient for you — any time, any day— with our e-learning modules.

State employees: https://bit.ly/2AW3gsV
Public School employees: https://bit.ly/34uX9aU

ORS will be closed today to observe Election Day. We will be back and ready to serve you on Wednesday, Nov. 4. Find your...
11/03/2020

ORS will be closed today to observe Election Day. We will be back and ready to serve you on Wednesday, Nov. 4.

Find your local polling place here:
https://bit.ly/3jCxxNn

Michigan Office of Retirement Services
11/01/2020

Michigan Office of Retirement Services

When estimating your future spending, it’s important to understand what expenses may increase. Here are four things that...
10/31/2020
4 Things That May Cost More In Retirement And Why

When estimating your future spending, it’s important to understand what expenses may increase. Here are four things that retirees can expect to spend more on.

While certain work-related costs, such as commuting, parking, clothing or uniforms, and even that daily latte may cease, other costs for travel, entertainment and healthcare can quickly replace, or outpace, expenses incurred during your working years.

Michigan Office of Retirement Services
10/31/2020

Michigan Office of Retirement Services

Did you know? ORS retirees live in six of our seven continents!
10/30/2020

Did you know? ORS retirees live in six of our seven continents!

Bucket-list plans for travel to exotic lands are on hold for many, while socializing and volunteering have gone virtual.
10/29/2020
What Does Retirement Look Like in a Pandemic?

Bucket-list plans for travel to exotic lands are on hold for many, while socializing and volunteering have gone virtual.

Bucket-list plans for travel to exotic lands are on hold, while socializing and volunteering have gone virtual.

Some people are ready to go as soon as they're eligible, and others like to weigh every factor before picking a retireme...
10/28/2020
ORS Public School Employees - Choosing a Date

Some people are ready to go as soon as they're eligible, and others like to weigh every factor before picking a retirement date. Here are some things public school employees should consider.

Some people are ready to go to retire the minute they're eligible. Others like to weigh every factor before deciding on a date. Here are some things you might want to consider when choosing your retirement date.

If you’re still actively working, have you checked to see if your beneficiary information is up to date? You can check i...
10/27/2020

If you’re still actively working, have you checked to see if your beneficiary information is up to date? You can check in miAccount to make sure.
www.Michigan.gov/ORSmiAccount

People who have enjoyed their careers often find retirement to be as fulfilling as they’d hoped. Here are some tips to h...
10/26/2020
3 Tips for a Smooth Transition into Retirement

People who have enjoyed their careers often find retirement to be as fulfilling as they’d hoped. Here are some tips to help with the transition.

Leaving your job behind can be painful. But it doesn’t have to be.

Storing your passport book or card, a spare key, or other important items in your wallet leaves you open to identity the...
10/24/2020
10 Worst Things to Keep in Your Wallet | Kiplinger

Storing your passport book or card, a spare key, or other important items in your wallet leaves you open to identity theft — or worse.

Storing your passport book or card, a spare key, or any of these other important items in your wallet leaves you open to identity theft -- or worse.

Happy Pension Payday!
10/23/2020

Happy Pension Payday!

No matter if it’s to charities, children, or friends, “giving while living” is something for all of us to consider.
10/21/2020
Giving While Living: Not Just For Billionaires

No matter if it’s to charities, children, or friends, “giving while living” is something for all of us to consider.

'Giving while living' can be seen as a movement for billionaires, but we should all be planning to pass on our wealth while we are still alive. Bequests are more use to the recipient the earlier in their life that they receive them.

There’s no waiting in line for the secure miAccount Message Board. Post your question and you’ll receive an answer from ...
10/20/2020
miAccount - Login

There’s no waiting in line for the secure miAccount Message Board. Post your question and you’ll receive an answer from one of our customer service representatives.
Log in here: http://www.Michigan.gov/ORSmiAccount

       Welcome to the secure section of       the State of Michigan ORS website.       Log in to manage your personal        retirement account.

October is National Retirement Security Month, a great time to take action with your retirement account. Here are a few ...
10/19/2020
How to Save for Retirement at Every Stage of Your Career | U.S. Department of Labor Blog

October is National Retirement Security Month, a great time to take action with your retirement account. Here are a few resources that can help anyone from new workers to retirees.

The .gov means it’s official. Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.

Address

530 W Allegan St
Lansing, MI
48933

General information

Michigan ORS is an innovative retirement organization driven to empower our customers for a successful today and a secure tomorrow. www.michigan.gov/ors

Opening Hours

Monday 08:30 - 17:00
Tuesday 08:30 - 17:00
Wednesday 08:30 - 17:00
Thursday 08:30 - 17:00
Friday 08:30 - 17:00

Telephone

(800) 381-5111

Alerts

Be the first to know and let us send you an email when Michigan Office of Retirement Services posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.


Comments

I had a lady help me today with Insurance I think her name was Alma something like that she was my angel today she walked me through it all and she made my day I want to thank her for how she helped me!
I get technical difficulties but in a 50 minute time period, I explained to 3 different workers my problem. Each time got disconnected before my issue was resolved. One worker humored me by asking for my telephone so she could call me back if we got disconnected. We did but no call back.
Will the State be doing some about our drug plan, Optum RX? They are horrible. Unreal what I paid for 5 scripts yesterday and months past. Plus repeatedly annoying phone calls.
I just wanted to write and let you know how much I appreciate the SilverSneakers benefit. It is turning out to be the single best thing I have done for my health in a long time. I feel so much stronger and I know I have prevented a fall recently due to the program's emphasis on strength and balance. Thank you again and I would encourage you to publicize it's benefits more as I am certain it would help many retirees get stronger and feel better.
Since my OLD browser CANNOT ACCESS miaccount, can you change my e-mail address for me? Thx for quick response today.
When will the office be open for in person business
How does the state figure out DC non duty disability payments?
Does anyone know if there is LIFE insurance when you retire from the state.
Does ORS have any information or seminars on the interaction between Medicare, our public school retiree BCBS medical coverage, and the new Michigan auto reform? I have no idea who covers what in terms of medical expenses if I am involved in an auto accident, and I will have to make a decision soon on what level of PIP coverage to take under the new auto insurance reform law. Thanks.
Is your site down (miAccount) I cannot seem to log in to my account. Thanks!
As a teacher planning on retirement at the end of this school year how is the closing of schools as a response to the coronavirus impacting my service credit/hours?
How has the financial crisis brought on by this virus affected our accounts?