Nebraska Department of Banking & Finance

09/08/2026

Tip Tuesday: Don't get scammed by a fake QR code! Ever tried to pay for parking and discovered you need to scan a QR code to pay? It seems like a convenient way to pay, but it turns out scammers like using QR codes, too. People have reported scammers covering up legit QR codes on parking meters with a QR code of their own. If you scan that scammy QR code, it could take you to a fake site designed to steal your money, your personal information, or both. So, how can you protect yourself from these scams?

Learn more here: https://consumer.ftc.gov/consumer-alerts/2026/09/see-qr-code-parked-somewhere-dont-scan-ityet?utm_source=govdelivery

Ever tried to pay for parking and discovered you need to scan a QR code to pay? It seems like a convenient way to pay, but it turns out scammers like using QR codes, too. People have reported scammers covering up legit QR codes on parking meters with a QR code of their own. If you scan that scammy Q...

08/27/2026

Join Nebraska Department of Banking & Finance Director Kelly Lammers on this informative podcast with CSBS!

A career in financial regulation offers far more opportunities than many examiners realize.

Hosts Kareeme Tucker and Derek Storms are joined by Rhoshunda Kelly, Commissioner of the Mississippi Department of Banking and Consumer Finance, Kelly Lammers, Director of the Nebraska Department of Banking and Finance, and Susannah Marshall, Commissioner of the Arkansas State Bank Department to reflect on their own career journeys. They discuss the skills and experiences that prepare examiners for long-term success, and share practical advice on leadership development, career progression, and navigating opportunities available within state financial services regulation.

In this episode, you’ll learn:

The communication and leadership skills that matter most for successful financial examiners

Practical ways to grow your career through new opportunities, specialized roles, and leadership development

How experienced regulators build long-term careers and what today's examiners can do to prepare for the future

https://www.csbs.org/newsroom/how-financial-examiners-can-build-meaningful-long-term-careers

How Financial Examiners Can Build Meaningful, Long-Term Careers August 26, 2026 | Download PDF Share: A career in financial regulation offers far more opportunities than many examiners realize.In this episode of In the Loop, hosts Kareeme Tucker and Derek Storms are joined by Rhoshunda Kelly, Com...

08/25/2026

Tip Tuesday: If you’re talking with your 8-12 year-olds about making good decisions while they’re online, the Federal Trade Commission has a free tool called Youville to help.

Youville is an imaginary town where Youbies live. The Claud causes chaos in town and as you and your kids work to save the Youbies, you’ll get through activities designed to help them learn things like:

***What information is personal and how to protect it
***What to consider before they post something online
***How to spot and avoid scams
***What to do if someone uses bullying language online

Youville has ready-to-use fun activities to help kids of those ages develop skills to be safer online.

Do your kids like solving puzzles and taking mini adventures? Coloring, cutting, and gluing? They can do all of that with the materials at ftc.gov/Youville, while simultaneously learning some good online habits.

The tools at ftc.gov/Youville are easy to use and can help you give your kids a way to talk about good online habits, how to navigate situations that come up in digital spaces, and when to find a parent or trusted adult for help.

08/24/2026

Excellent advice from our friends at Cornhusker Bank!

08/20/2026

Consumer Financial Services Supervisory Examiner Jeff Peterson and Consumer Finance Counsel Bryce Miller attended the AARMR (American Association of Residential Mortgage Regulators) Conference in Bellevue, Washington.

Jeff participated in a panel discussing Mortgage Origination and Servicing Examination. Jeff and Bryce also attended the Ombudsman meeting and participated in the Meet the Regulator Breakfast, designed to allow industry members to discuss state specific questions as well as familiarize them with some of the Nebraska regulators.

08/18/2026

Tip Tuesday: Planning to pay a bill online? Take note of these suggestions from the Federal Trade Commission:

Before you start searching for a company’s payment site, know that dishonest companies sometimes use paid search ads to trick you into paying them instead of the company or agency you’re looking for. Here’s how it happens.

You need to pay a bill, so you search online using a search engine such as Google Search or Bing for the company’s payment site.

In this example from FTC v. Doxo, Inc., the top result looked like it belonged to a well-known lab company. But it’s a paid search text ad that will take you to another company’s site.

When you click on the link and go to the company’s site, you don’t realize it doesn’t have a relationship with the lab company. And when you go to pay your bill, the company may add additional fees you didn’t expect.

According to the FTC’s complaint, Doxo — using search engines, such as Google Search or Bing — mispresented that it was an official payment channel for companies and agencies including Labcorp, AT&T, and state toll authorities.

So how can you make sure you’re going to the real payment site?

Scroll past the paid search results to help make sure you have the right website or contact info. Type the company’s website address (if you know it) directly into your browser to find the right payment site. Spot a bad business practice? Tell the FTC at ReportFraud.ftc.gov.

08/14/2026

For Immediate Release
August 14, 2026

Contact: Julie Naughton, Public Information Officer
[email protected]; (531) 893-3615

Nebraska Joins $15.5 Million Settlement with Mortgage Servicer
Company Wrongly Charged Customers Force-Placed Insurance

LINCOLN – Nebraska and 48 state financial agencies in 47 states have reached a $15.5 million settlement with one of the nation’s largest mortgage servicers for improperly imposing “force-placed” insurance costs on borrowers who already had active homeowners’ insurance policies.

Under the terms of the settlement, Fort Washington, Penn., based NewRez LLC (NMLS ID 3013), will pay a total of $15.5 million. The company worked with state regulators to self-identify and proactively remediate more than $4.5 million to the impacted borrowers, and it will pay nearly an additional $11 million for costs and penalties. NewRez will be required to implement and conduct enhanced monitoring for loans that have force-placed insurance. The company also must implement other actions to strengthen controls.

Nebraska is receiving $59,376.09 as its share of the settlement. Remediation to consumers nationwide will be $4,511,242.16.

The settlement resolves an issue discovered in a multistate examination of NewRez that found the company had improperly imposed force-placed insurance on more than 4,200 borrowers with active homeowners’ insurance policies, causing consumer harm in the sum of more than $4.5 million.

“Nebraska’s Department of Banking and Finance routinely works in partnership with other states and federal regulators,” said Kelly Lammers, Director of the Nebraska Department of Banking and Finance. “We monitor unexpected behavior from financial solutions, including out-of-state mortgage companies and other entities licensed to do business in this state, and respond to Nebraskans’ questions. This settlement reflects both recognition of past practices as well as a commitment to work cooperatively as we move forward.”

Force-placed insurance is often required when a homeowner’s policy is cancelled, delinquent or is insufficient in coverage and the borrower has failed to secure replacement coverage. If necessary, the lender, bank, or loan servicer may force the replacement coverage, which allows the lender to protect its financial interest in the property. This practice usually is significantly more costly than if a consumer secures their own insurance policy.

The District of Columbia led the enforcement team, with the assistance of Arkansas, Iowa, Massachusetts, and Montana. NewRez cooperated with the states in the settlement.

Nebraska residents who have questions about the enforcement action should contact (402) 471-2171 or (531) 893-3615. Residents can also visit NMLS Consumer Access to verify that a company is licensed to do business in Nebraska, and they may also view past enforcement actions.

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Under the direct supervision of the governor, the Nebraska Department of Banking and Finance is responsible for protecting and maintaining the public’s confidence in financial industries doing business in the Cornhusker State. Visit ndbf.nebraska.gov.

08/12/2026

NDBF is seeking a knowledgeable, motivated, and skilled Financial Institutions Examiner I to be the next great addition to our Financial Institutions Examiner Team!

This position is within the Financial Institutions Division of NDBF, which oversees banks, credit unions, trust companies, and consumer financial services institutions.

An examiner is typically hired at the Examiner I level and progresses through the Examiner II (Junior) and Examiner III (Senior) levels. A Senior Examiner must have completed appropriate core schools and have at least three years of regulatory experience. NDBF offers abundant opportunities for professional growth and collective learning, combined with a flexible, supportive, and collaborative work environment.

For more information or to apply: https://ndbf.nebraska.gov/about/careers

08/11/2026

Tip Tuesday: NASAA has announced a change to one of the waiting periods associated with NASAA’s Series 63, Series 65, and Series 66 qualification examinations.

The revision will shorten the waiting period for candidates after their third unsuccessful attempt from 180 days to 60 days, allowing candidates the ability to retest 120 days earlier. The new waiting period will take effect January 4, 2027.

NASAA NASAA Approves Updated Waiting Period for Series 63, 65, and 66 Exam Retests -

08/06/2026

Flyover Fintech 2026 took place on August 4 at the Nebraska Innovation Campus. Hosted by U.S. Congressman Mike Flood, Flyover Fintech is an annual gathering of public and private sector leaders to explore trends, challenges, and opportunities in the fintech ecosystem.

The keynote was given by Chairman Michael S. Selig of the Commodity Futures Trading Commission (CFTC). NDBF Director Kelly Lammers introduced speaker Paul Neuner, founder and chief executive officer of Telcoin.