PALCO Claims

PALCO Claims is an public adjusting and loss consulting firm typically advocating on behalf of policyholders in property insurance claims.

PALCO Claims handles multi-million dollar commercial claims as well as smaller residential property claims.

06/05/2026

The first insurance check can feel like a relief at first.

But for a lot of homeowners, it’s only part of the story.

Damage can evolve over time.
Additional issues can be uncovered during repairs.
And sometimes the full scope of loss isn’t completely documented in the initial inspection.

That’s why many homeowners are surprised to learn they may still have options.

At PALCO, we help homeowners review underpaid claims, identify overlooked damage, and understand what may still be possible before moving forward.

The first answer isn’t always the final answer.

06/03/2026

Underpaid insurance claims often begin with small things that get overlooked.

An incomplete inspection.
Missing photos.
Surface-level documentation.
Damage that was never fully investigated.

At first, those gaps may not seem like a big deal. But later, they can impact repair costs, settlement amounts, and what homeowners are ultimately left paying out of pocket.

That’s why detailed claim documentation matters.

At PALCO, we help homeowners uncover overlooked damage, strengthen documentation, and understand their options before settling a claim.

Small gaps early can become expensive later.

06/01/2026

A lot of homeowners accept low insurance settlements because they assume the first offer is the final answer.

Sometimes it is.
A lot of times, it isn’t.

Damage can be missed.
Documentation can be incomplete.
Additional issues can appear later.
And many people simply don’t know they have options.

That’s why PALCO exists.

We help homeowners understand their insurance claim, uncover overlooked damage, and make informed decisions before settling. Because when you’ve paid for coverage for years, you deserve to fully understand what your policy may actually provide.

You don’t have to figure it all out alone.

05/29/2026

Most people assume the insurance company is automatically looking out for them.

That’s understandable.
But it’s not always reality.

Insurance adjusters work for the insurance company. A public adjuster works for the policyholder.

That difference matters when damage is missed, estimates feel low, or the process becomes overwhelming.

At PALCO, we help homeowners inspect the full scope of damage, document it thoroughly, and negotiate strategically so people understand their options before settling.

You deserve someone in your corner, too.

05/27/2026

Most homeowners don’t want conflict.

They want clarity.
They want honesty.
They want someone to explain what’s happening, answer their questions, and help them feel confident about the process.

That’s exactly how PALCO approaches every claim.

We know insurance policies, documentation, inspections, and negotiations can feel overwhelming when you’re already dealing with damage to your home or business. Our role is to help homeowners understand what’s being missed, what options exist, and how to move forward strategically.

Calm guidance.
Strategic documentation.
Persistent advocacy.

Because people deserve to feel informed, not overwhelmed.

05/25/2026

Today, we pause to remember the men and women who gave their lives in service to this country.

Memorial Day is more than a long weekend. It’s a reminder of sacrifice, courage, and the families forever changed by that sacrifice.

From all of us at PALCO, we honor those who served and gave everything for the freedoms we live with every day.

Wishing everyone a meaningful and reflective Memorial Day. 🇺🇸

05/23/2026

That small spot on your roof might not look like much.

That’s the problem.

A lot of storm damage starts quietly. Moisture spreads behind walls, under shingles, inside insulation, and through structural areas long before homeowners realize how serious it’s become. By the time stains, leaks, or soft spots appear inside the home, the damage underneath can already be extensive.

And unfortunately, surface-level inspections don’t always catch the full scope.

At PALCO, we help homeowners document what’s really there before they settle their insurance claim. Because the details matter, and overlooked damage can cost thousands later.

If something feels off after a storm, trust that instinct.

05/21/2026

Most homeowners don’t realize how confusing an insurance claim feels until they’re already in the middle of one.

Suddenly you’re expected to understand policy language, coverage limits, exclusions, depreciation, estimates, inspections, and repair costs… while also trying to recover from damage to your home.

That’s where a lot of people unknowingly leave money on the table.

At PALCO, we help homeowners understand what their insurance policy actually says, what their claim may really be worth, and whether important damage or documentation has been overlooked. We work for the policyholder, not the insurance company.

You shouldn’t need a law degree to feel confident during the claims process.

You focus on recovery. We handle the rest.

05/20/2026

BOOM!! 5 new reviews over the last 5 days with personal shout-outs from some of our rockstar public adjusters! Well done Josh Montgomery and Austin Coffed!

05/18/2026

You do not have to figure this out alone. Property insurance claims are complicated, full of deadlines, paperwork, and fine print that most homeowners never see coming. Having someone on your side who does this every day makes all the difference. There is a reason people call in help after their first claim is denied or underpaid. You can skip that painful lesson by bringing in an advocate from the start.

Whether you are dealing with storm damage, fire damage, or a slow water leak, you deserve a partner who handles the stress so you can focus on your home and family. Public adjusting means someone fights for your full payout while you breathe easier. Get the claim help that puts you first. Learn more or get help at palcoclaims.com.

Less stress. Better results. Let PALCO Claims take it from here. Our adjusters are licensed in Texas, Oklahoma, Colorado, Kansas, and Nevada. If you need help or just general claim advice, give us a call at 512-553-6432.

Address

New Braunfels, TX

Website

http://www.palcoclaims.com/

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