Tom Hutchinson Century 21 Abrams, Hutchinson & Associates

Tom Hutchinson Century 21 Abrams, Hutchinson & Associates Sales Associate As a licensed real estate salesperson, I support my clients all the way through closing. Whether you are a first time home buyer or a seasoned home owner, you can trust me with all of your home needs.
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Operating as usual

Whether you’re ready to buy or sell a home in 2021, if you’re planning to take advantage of the market this winter, let’...
12/31/2020
Four Expert Views on the 2021 Housing Market

Whether you’re ready to buy or sell a home in 2021, if you’re planning to take advantage of the market this winter, let’s connect to talk about the opportunities available in our local market.

The housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward to 2021, can we expect real estate to continue showing such promise? Here’s what four experts have to say about the year ahead.

Listing on your own leaves you to manage the entire transaction by yourself. Why do that when you can hire an agent and ...
12/30/2020
Why Selling Your House on Your Own in 2021 Is a Mistake

Listing on your own leaves you to manage the entire transaction by yourself. Why do that when you can hire an agent and still net the same amount of money? Before you decide to take on the challenge of selling your house alone, let’s connect to discuss your options.

There are many benefits to working with a real estate professional when selling your house. During challenging times, like what we face today, it becomes even more important to have an expert you trust to help guide you through the process. If you’re considering selling on your own, known in the i...

More homeowners are making arrangements to accommodate their loved ones so they can safely take care of them at home.
12/29/2020
More Generations Are Living Under One Roof This Year

More homeowners are making arrangements to accommodate their loved ones so they can safely take care of them at home.

This year challenged us to reprioritize everything - from the way we use our time to where we work, how we socialize and gather together, and our needs at home. For many, this also meant making decisions about how to best support and engage with our extended families, near and far.

Let’s connect to price your house correctly from the start so you can maximize your exposure and your return.
12/28/2020
Why It’s Important to Price Your House Right Today

Let’s connect to price your house correctly from the start so you can maximize your exposure and your return.

Even in today’s sellers’ market, setting the right price for your house is one of the most valuable things you can do. According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase by 4.5% in 2021. This means expe...

"The fast-moving inventory and bidding wars that served as a hallmark of the pandemic real estate market are poised to c...
12/27/2020
What the Lack of a Real Estate “Off Season” Means for Buyers, Sellers, and Renters

"The fast-moving inventory and bidding wars that served as a hallmark of the pandemic real estate market are poised to carry over into winter, or what is traditionally the slow season for realtors."

What does that mean for buyers, sellers, and renters?

https://www.apartmenttherapy.com/real-estate-off-season-36856693

The end of the year is generally considered the “off season” when it comes to real estate, but it doesn’t seem like anyone got that message this year. The fast-moving inventory and bidding wars that served as a hallmark of the pandemic real estate market are poised to carry over into winter, o...

The 3 Very Best Tips Home Stagers Shared With Us This Year
12/26/2020
The 3 Very Best Tips Home Stagers Shared With Us This Year

The 3 Very Best Tips Home Stagers Shared With Us This Year

Home stagers are a wealth of knowledge, especially when it comes to tips on how to clean, brighten, and clear up the space in your house. They’re the ones who need to whip your home into tip-top shape before a sale, after all. While they’ve bestowed a lot of wisdom on us this year, here are the ...

12/25/2020
Whether you’re a first-time homebuyer or a move-up buyer who wants to start a new chapter in your life, now is a great t...
12/24/2020
Turning a House into a Happy Home

Whether you’re a first-time homebuyer or a move-up buyer who wants to start a new chapter in your life, now is a great time to reflect on the intangible factors that turn a house into a happy home.

We talk a lot about why it makes financial sense to buy a home, but more often than not, we’re drawn to the emotional reasons for homeownership.

If you think you’ve outgrown your current home, let’s connect to discuss local market conditions and determine if now is...
12/23/2020
Did You Outgrow Your Home in 2020?

If you think you’ve outgrown your current home, let’s connect to discuss local market conditions and determine if now is the best time for you to sell.

It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home.

If you’ve been waiting since last year to make your move into homeownership or to find a house that better meets your ne...
12/22/2020
The Difference a Year Makes for Homeownership

If you’ve been waiting since last year to make your move into homeownership or to find a house that better meets your needs, today’s low mortgage rates may be just what you need to get the process going.

Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them.

"The best plan is to fully disclose and discuss your intentions with your loan officer before you do anything financial ...
12/21/2020
The Do’s and Don’ts after Applying for a Mortgage

"The best plan is to fully disclose and discuss your intentions with your loan officer before you do anything financial in nature."

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You're undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, con...

"One way to enlarge your buyer pool is to cover all of your bases (or as many bases as possible) when considering what c...
12/20/2020
4 Home Modifications That Can Expand Your Buyer Pool

"One way to enlarge your buyer pool is to cover all of your bases (or as many bases as possible) when considering what can make your home more attractive to all kinds of people. "
https://www.apartmenttherapy.com/home-modifications-expand-buyer-pool-36856782

If and when you decide to sell your home, you’ll want it to appeal to as many potential buyers as possible. This will increase the chances that your house won’t languish on the market. Plus, if multiple buyers are interested, you might be more likely to fetch a higher sale price than what you or...

"...let’s just say it would require a lot more holiday bonuses on Clark’s part."https://www.apartmenttherapy.com/nationa...
12/19/2020
How Much It’d Cost to Repair the House Damage in “National Lampoon’s Christmas Vacation”

"...let’s just say it would require a lot more holiday bonuses on Clark’s part."
https://www.apartmenttherapy.com/national-lampoons-christmas-vacation-house-damage-estimate-36855593

Clark Griswold can’t catch a break in “National Lampoon’s Christmas Vacation.” The 1989 holiday film stars Chevy Chase as the out-of-luck patriarch trying to plan the perfect Christmas for his family. Things go awry when relatives show up unannounced and holiday bonuses don’t come through,...

Experts project an optimistic year for the 2021 housing market. With mortgage rates forecasted to remain low, high buyer...
12/18/2020

Experts project an optimistic year for the 2021 housing market. With mortgage rates forecasted to remain low, high buyer demand is expected to fuel more home sales and continue to increase home prices. Let’s connect today to determine how to make your best move in the new year.

In a year that has many of us reevaluating what “home” really means, those who own their homes have been rewarded with a...
12/17/2020
Homeowner Equity Increases an Astonishing $1 Trillion

In a year that has many of us reevaluating what “home” really means, those who own their homes have been rewarded with a financial windfall that averages $17,000 individually and totals $1 trillion nationally.

In a year that was financially devastating for many Americans, some good news for most homeowners is the dramatic gain in home equity over the last twelve months. Last week, CoreLogic released its 2020 3rd Quarter Homeowner Equity Insights report, which reveals four major findings:

If you’ve thought about buying or selling your home this year but have held off, now may be the time to take advantage o...
12/16/2020
3 Reasons to Be Optimistic about Real Estate in 2021

If you’ve thought about buying or selling your home this year but have held off, now may be the time to take advantage of this market.

This year will be remembered for many reasons, and optimism is one thing that’s been in short supply since the spring. We’re experiencing a global pandemic, social unrest, an economic downturn, and natural disasters, just to name a few. The challenges brought on by the health crisis have also fo...

There are first-time, move-up, and move-down buyers actively looking for the home of their dreams this winter.
12/15/2020
The Holidays Aren’t Stopping Homebuyers This Year

There are first-time, move-up, and move-down buyers actively looking for the home of their dreams this winter.

Black Friday and Cyber Monday are behind us, yet finding the perfect holiday gifts for friends and family is certainly still top of mind for many right now. This year, there’s another type of buyer that’s very active this holiday season – the homebuyer.

Help is out there for homeowners in need, but it’s important to apply now while this benefit is still available.
12/14/2020
5 Steps to Follow When Applying for Forbearance

Help is out there for homeowners in need, but it’s important to apply now while this benefit is still available.

If you’re currently feeling the stress of affording your mortgage payment, or if you know someone who is, there’s still time to get help. For homeowners experiencing financial hardship this year, the CARES Act provides mortgage payment deferral options, creating much-needed relief in these chall...

Here are six of the most common financial terms you probably don't know until you buy a house, and what they mean.https:...
12/13/2020
6 Words You Won’t Know Until You Buy a House—and What They Mean

Here are six of the most common financial terms you probably don't know until you buy a house, and what they mean.
https://www.apartmenttherapy.com/homebuying-terms-36853271

Buying my first house was a confusing process. Not only did I have to deal with enough numbers to make my head spin—and I’m horrifically bad at math—and sign paper after paper, I also had to learn a whole new language specifically related to buying a new home. I spent a lot of time running Goo...

"Beyond the obvious—brushing up your credit score, squirreling away for a down payment, hearting properties on Zillow—wh...
12/12/2020
The 5 Things You Should Be Doing Now If You Want to Be a Homeowner in 2021

"Beyond the obvious—brushing up your credit score, squirreling away for a down payment, hearting properties on Zillow—what can you realistically be doing right now to prepare yourself for buying a home next year?"
https://www.apartmenttherapy.com/be-a-homeowner-in-2021-36851572

So, you’ve got your heart set on becoming a homeowner in 2021? Buying your own house to hunker down in is a worthy goal: interest rates are at record lows.Beyond the obvious—brushing up your credit score, squirreling away for a down payment, hearting properties on Zillow—what can you realistic...

Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle. Here are four ways to make sure you...
12/11/2020

Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle. Here are four ways to make sure you’re positioned for success when making a home purchase, even when the scale tips toward sellers. Let’s connect to make sure you’re armed for victory in the housing market this season.

Home prices are appreciating in today’s sellers’ market. Making your home available over the next few weeks will give yo...
12/10/2020
Why It Makes Sense to Sell Your House This Holiday Season

Home prices are appreciating in today’s sellers’ market. Making your home available over the next few weeks will give you the most exposure to buyers who will be actively competing against each other to purchase it.

If you’re one of the many homeowners thinking about taking your house off the market for the holidays, hang on. You definitely don’t want to miss the great selling opportunity you have right now. Here’s why this month is the optimal time to make sure your house is available for holiday buyers.

Most aspects of life have been anything but normal in 2020. That includes buying and selling real estate. High demand co...
12/09/2020
Are Home Prices Headed Toward Bubble Territory?

Most aspects of life have been anything but normal in 2020. That includes buying and selling real estate. High demand coupled with restricted supply has caused home prices to appreciate above historic levels. With the end of the health crisis in sight, we will see price appreciation return to more normal levels next year.

Talk of a housing bubble is beginning to crop up as home prices have appreciated at a rapid pace this year. This is understandable since the appreciation of residential real estate is well above historic annual averages. According to the Federal Housing Finance Agency (FHFA), annual appreciation sin...

Though millions of Americans are still out of work, the situation was forecasted to be even direr than it is today. Once...
12/08/2020
An Honest Look at Unemployment Numbers

Though millions of Americans are still out of work, the situation was forecasted to be even direr than it is today. Once a vaccine becomes available, the economy should complete its comeback, and so should the labor market.

Last Friday, the Bureau of Labor Statistics released the November Jobs Report. It revealed that, though headed in the right direction, the nation’s job recovery has slowed. The consensus reaction is best exemplified by a quote from Glassdoor Senior Economist, Daniel Zhao:

Demand is on the rise, so let’s discuss your next steps when it comes to selling your vacation home.
12/07/2020
How Remote Work Can Power Your Vacation Home Sale

Demand is on the rise, so let’s discuss your next steps when it comes to selling your vacation home.

This year, the opportunity to work remotely has increased the demand for vacation homes. Gay Cororaton, Senior Economist and Director of Housing and Commercial Research at the National Association of Realtors (NAR), notes:

If I Want to Buy a House in a Few Years, How Much Money Should I Save?https://www.apartmenttherapy.com/how-much-money-to...
12/06/2020
If I Want to Buy a House in a Few Years, How Much Money Should I Save?

If I Want to Buy a House in a Few Years, How Much Money Should I Save?
https://www.apartmenttherapy.com/how-much-money-to-save-for-house-36847420

Dear Apartment Therapy,I think I want to buy a house in the next few years and I don’t know where to start. I realize I should probably consider how much I can afford in terms of my monthly mortgage. But I also need to figure out how much I need to set aside for a down payment, right? If I want to...

Five easy home maintenance tasks you should take care of one month before putting your home on the market. https://www.a...
12/05/2020
5 Easy Things You Should Take Care of One Month Before Selling Your House

Five easy home maintenance tasks you should take care of one month before putting your home on the market.
https://www.apartmenttherapy.com/things-to-do-before-selling-house-36841822

If you’re putting your home on the market, there’s a good chance you’d like to sell it quickly—and preferably over asking price. The key to achieving these goals is knowing what buyers are looking for during the hunt for a new home.

If you’re thinking of buying a home and not sure where to start, you’re not alone. Here’s a map with 10 simple steps to ...
12/04/2020

If you’re thinking of buying a home and not sure where to start, you’re not alone. Here’s a map with 10 simple steps to follow in the homebuying process. Let’s connect today to discuss the specific steps along the way in our local area.

If you’re ready to make a move, you may not have to press pause on your plans this season. Let’s connect to determine th...
12/03/2020
A New Way to Shop for Homes in a Virtual World

If you’re ready to make a move, you may not have to press pause on your plans this season. Let’s connect to determine the safe and effective options to buy or sell a home in our area or wherever you’re looking to move.

In a year when we’re learning to do so much remotely, homebuying is no exception. From going to work to attending school, grocery shopping, and even seeing our doctors online, digital practices have changed the way we live.

At this point, home purchase affordability is still in a historically good place. However, we need to watch price increa...
12/02/2020
With Home Values Surging, Is it Still Affordable to Buy Right Now?

At this point, home purchase affordability is still in a historically good place. However, we need to watch price increases going forward. As Mark Fleming, Chief Economist at First American, noted in a recent post: “Faster nominal house price appreciation can erode, or even eliminate, the boost in affordability from lower mortgage rates, especially if household income growth doesn’t keep up.”

Housing inventory is at an all-time low. Realtor.com just reported that there are 39% fewer homes for sale today than there were last year. At the same time, buyer demand remains strong. In a recent newsletter, research analyst Ivy Zelman explained:

If you’re aiming for homeownership someday, it may be in closer reach than you think. Let’s connect so you can learn abo...
12/01/2020
Knowledge Is Power on the Path to Homeownership

If you’re aiming for homeownership someday, it may be in closer reach than you think. Let’s connect so you can learn about the process and get the guidance you need to make it happen.

Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold some buyers back.

Today’s competitive market makes it more important than ever to make a strong offer on a home, and a trusted expert can ...
11/30/2020
5 Tips for Homebuyers Who Want to Make a Competitive Offer

Today’s competitive market makes it more important than ever to make a strong offer on a home, and a trusted expert can help you rise to the top along the way.

Today’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Here are five keys to success for this important stage in...

Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. To point you in the...
11/28/2020

Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. To point you in the right direction, here’s a list of some of the most common language you’ll hear along the way. The best way to ensure your homebuying process is a positive one is to find a real estate professional who will guide you through every aspect of the transaction with ‘the heart of a teacher’ by putting your needs first.

More than ever, this may be the year it makes the most sense to list your house during the holiday season. Let’s connect...
11/27/2020
Your House May Be High on the Buyer Wish List This Holiday Season

More than ever, this may be the year it makes the most sense to list your house during the holiday season. Let’s connect today to determine if selling now is your best move.

Around this time each year, many homeowners decide to wait until after the holidays to sell their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why selling your house now, or keeping it on the market this s...

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11/26/2020

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64 Princeton Hightstown Rd
Princeton Junction, NJ
08550

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You may not be that much different than those who have already purchased their first homes. Let’s get together to determine if your dream home is already within your grasp!