Stacie B Agency

09/10/2025

Long, overdue update if you continue to follow this page.
After some considerable contemplation, I have decided to not renew my insurance license. If you have been on the fence about getting life insurance, I can always refer you to any of my colleagues. It is something I remain 100% in favor of and cannot express enough the importance of having. Here are my recommendations:
Birth - 18: Enough whole life to cover a funeral and any potential debts related to whatever may have happened.
18 - 65: Combo of term and whole life, any policy that includes some living benefits. If you are married/serious relationship/have children have enough to cover any of your monthly income/debt. In addition, have enough whole life to cover funeral/burial and any potential debts related to whatever may have happened.
65+: By now, you are likely getting debt paid down/off. Once debt is gone term may not be necessary. Have enough whole life to cover funeral/burial and any potential debts so you don't leave your family holding the bag.

What next, stay tuned! Life advice, never have all your eggs in one basket.

Send a message to learn more

01/03/2025

Who will be my Next week folks? I get it and am right there with you! I'm here for you when you are ready.
Have questions?
- write them down
- put them in your phone
- put them in your calendar

01/02/2025

12/26/2024

I hope you all have had a Merry Christmas 🎄

11/30/2024

Happy Small Business Saturday!

I am thankful for those who have trusted me with their questions and options. As a small, independent business I cannot do this without you.

Thank you!!!

11/22/2024

Something to ponder 🤔
Fun first! WHY is this my background and cannot change it? Please, tell me this basketball thing didn't really show up for you too!!!

Now seriously! Have you given any thought 💭 about how life insurance through your employer really works?

💁Do you actually own a policy or do you just have a certificate because you're an employee?

👋 If you leave the job, does that coverage go away? (Do you really think you will stay there forever and never face changes like layoffs or retirement?). I really hope you plan to and enjoy retirement before passing away on the job!

🤱 Even if you're still technically employed but not currently working or drawing income to pay for the plan, you're out of the plan (FMLA after using up all PTO/vacation days, maternity leave, unpaid time off, typically NOT uncovered).

🧾 Typically, Employer sponsored policies are taxable to the beneficiary could end up owing taxes whereas, private coverage isn't taxable because YOU paid for it).

💥 Also check to see if the certificate states you have to pass away on-site or in a specific area.

Have a honest conversation ... Is relying on life insurance from your employer a safe option to protect your family's future.

Need to talk? I'm here to help you figure out options and YOU choose what is best for you.

11/13/2024

As we move forward in the week coming off from Veterans Day, it is National Kindness Day. How appropriate is that to follow!?! If only everyday we could be more mindful of being kind.

What glimpse of kindness have you experienced or witnessed today?

11/05/2024

You know how the bank often requests you have PMI ... Guess what, that only covers them!
Mortgage Protection covers You, your home, and protects your family from having to sell the home.

11/02/2024

November is National Diabetes Awareness Month!

It has been my experience that many folks believe they are not insurable due to their condition.
Myth!

If this is a concern for you, reach out. I'm here to help!!!

10/28/2024

Whether you are a Millennial, GenX, or something else if this is a concern for you, let's talk about options and find something that helps address your concerns.

The “Middle Years” may bring life events such as marriage, raising children, buying a home, etc. The study has found that Gen X is no longer the most worried about finances; Millennials are. It appears a generational shift is underway that may be precipitated by societal changes, such as getting married and having children later than previous generations.

Millennials’ financial worries top all generations, including having enough money for retirement (54%), being able to support themselves if they couldn’t work due to a disabling illness or injury (45%), and paying for long-term care services (40%).

Source: 2024 Insurance Barometer Study, Life Happens and LIMRA.

10/17/2024

🎄10 weeks until Christmas! 🎄
Say what???

Moms/Dads; Grandmas/Grandpas; Aunts/Uncles; God Parents:

What do you get the older kids/adults who don't really need "things" anymore?

What is something that really says, "I care" and could be one of the most meaningful thoughts that can last a lifetime, builds a nest egg that could be a downpayment, and worth even more at the end of their lifetime?

Here is an example of a monthly and yearly comparison:

10/16/2024

Having some Life Insurance is better than having none!

Brought to you by Life Happens