10/20/2026
Wasn’t going to post today, but I’ve received five messages in the last two weeks from former Cadets asking about investing.. Not sure what’s going on… but that’s good!! Invest in the Good Times AND the Bad!!
As usual, this is NOT financial advice… but here’s the Secret Sauce..
New officers: Start investing with your first paycheck.
If your department offers a retirement match, contribute enough to get the full match first. That’s part of your compensation—take advantage of it.
Then, if you’re eligible, fund a Roth IRA. One simple, aggressive investment mix for the long haul: Use Fidelity, Vanguard, or Schwab.
80% VOO
20% QQQM
For every $100 you invest, put $80 in VOO and $20 in QQQM. Make sure you actually buy the investments—depositing money into the account is only the first step.
Both funds own stocks, and their holdings overlap, so expect market swings.
Start young. Invest consistently. Increase it when you get a raise. Your future self will thank you!
I’ll be dead and gone when you get ready to retire and have over a million dollars of tax free money sitting in your account.. Hopefully you’ll open that statement and think about mean ole Trent from back in the day!
Be safe! Stay Dangerous!
