Grand Bend Positivity

01/25/2024

📖 Quick Guideline for Homebuyers

This lists Home prices, minimum down payment needed, corresponding mortgage payments as well estimated minimum income required. This is just meant to give a rough estimate to those curious who haven’t started to chat with a mortgage broker yet! 💕 We’d love to chat about your personal situation so you have custom numbers for you to feel confident that you can go look at Homes! 🏡

For income, this is the gross household income of all sources of income that are eligible!

Variable Factors can included:
✅Down Payment (Bigger down payment, lower payment, lower income needed)
✅Rental Income (homes with inlaw suite, or duplex can decrease income needed)
Rate (Decreased rates = less income needed to qualify)
✅Debt (Monthly Payments on Loans, and total amount owing on Credit Cards)
✅Property Costs: Property Taxes, Heat, Condo Fees

****** Disclaimer*******

Everyone’s Finances and Application are Individual. These scenarios would be OAC and are to be used to give a general idea of income needed for certain mortgage amounts and their corresponding payments.

Used 4.99% - 5 Year Fixed (as of Jan 25/24) to qualify, over 25 year amortization, including CMHC fee. Based on 39/44 Qualifying. $3,500 Taxes, $1,200 Heat. No Condo Fees. No Debts. Credit 680+

If you have questions about your own scenario - DM me - Happy to help! Katherine McIntyre
Mortgage Broker
BRX Mortgages - FSRA #13463
[email protected]

05/09/2023

"Sad night last night but today is a brighter day. The ewe (female sheep) on the left lambed a stillborn and we were unable to resuscitate it. She cried most of the night longing for her lamb after we removed it.

The ewe on the right lambed twins last week, though they were very small. It seems that today she has given one of her twins to the grieving mother to raise as her own. This is a photo of them together with their new children."

Credit: Bishop Family Farm

12/13/2022

He released the swan that’s hooked to a net and momentarily held him in his arms and felt his heartbeat gradually calming,then the swan wrapped his neck to his.
How precious it is to feel the trust of an animal.

Credit : Born To Explore

12/13/2022

A fisherman spotted her just east of the Faralon Islands (outside the Golden Gate) and radioed for help. Within a few hours, the rescue team arrived and determined that she was so badly off, the only way to save her was to dive in and untangle her…. a very dangerous proposition. One slap of the tail could kill a rescuer.
They worked for hours with curved knives and eventually freed her. When she was free, the divers say she swam in what seemed like joyous circles. She then came back to each and every diver, one at a time, nudged them, and pushed gently, thanking them. Some said it was the most incredibly beautiful experience of their lives.
The guy who cut the rope out of her mouth says her eye was following him the whole time, and he will never be the same.
May you be so fortunate to be surrounded by people who will help you get untangled from the things that are binding you.
And, may you always know the joy of giving and receiving gratitude 🙏

12/13/2022

01/27/2022

Supporting our truckers

01/19/2022

Johnson told lawmakers restrictions were being eased because government scientists believed it was likely the surge of infections driven by Omicron "has now peaked nationally."

01/16/2022

www.MortgagesInGrandBend.ca

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks,....

01/09/2022

Police say the 11-year-old London boy was last seen around 9:40 a.m. Sunday in the area of Wellington and Exeter roads.