Fresh Start Now - Taylor Leibow Inc. Licensed Insolvency Trustee

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Fresh Start Now - Taylor Leibow Inc. Licensed Insolvency Trustee Fresh Start Now - Taylor Leibow Inc. Licensed Insolvency Trustee - providing individuals and corporations with solutions to deal with overwhelming debt

10/22/2026

When life takes an unexpected turn, debt can quickly become overwhelming.

Kathy shares how Jack and Brenda navigated financial challenges involving their home and found a path forward with a consumer proposal.

If you're facing mortgage difficulties or worried about what happens next, there may be options available to help.

Watch the video and read our latest blog to learn more about their situation and how a consumer proposal helped them move forward. https://freshstartnow.ca/meet-the-debtor-struggling-with-debt-and-house-shortfall/

Reach out to Fresh Start Now to explore your options today!

Kathy's Thought of the Week: A Costume Doesn't Have to Be NewHalloween doesn’t have to mean buying a brand-new costume e...
10/20/2026

Kathy's Thought of the Week: A Costume Doesn't Have to Be New

Halloween doesn’t have to mean buying a brand-new costume every year. Check what you already have, swap with friends or family, or get creative with pieces you already own.

Kathy's Thought of the Week: Don't Let a Sale Make the DecisionFall sales and promotions can make it tempting to buy som...
10/14/2026

Kathy's Thought of the Week: Don't Let a Sale Make the Decision

Fall sales and promotions can make it tempting to buy something simply because it’s discounted. Before you spend, ask yourself whether you actually need it or if the sale is making the decision for you.

Happy Thanksgiving from Fresh Start Now. As we gather in gratitude, we are reminded that every new beginning is strength...
10/12/2026

Happy Thanksgiving from Fresh Start Now.

As we gather in gratitude, we are reminded that every new beginning is strengthened by kindness, resilience, and shared hope. We appreciate you and look forward to continuing to support you, one step at a time.

Bankruptcy can come with a lot of questions, and knowing what to expect can help make the process feel less overwhelming...
10/08/2026

Bankruptcy can come with a lot of questions, and knowing what to expect can help make the process feel less overwhelming.

From what happens with your creditors to how your assets and debts are handled, understanding your options is an important first step.

Have a question about bankruptcy or debt? We’re here to help you understand your options, without judgment.

Learn more at freshstartnow.ca

Kathy's Thought of the Week: Gratitude Doesn't Have a Price TagThanksgiving is about spending time together, but hosting...
10/06/2026

Kathy's Thought of the Week: Gratitude Doesn't Have a Price Tag

Thanksgiving is about spending time together, but hosting a meal or bringing something to the table can sometimes create financial pressure. You don't have to overspend to make the day special.

09/30/2026

Facing wage garnishment, unaffordable payments, or debt that feels impossible to manage?

In her latest video, Kathy explains how filing for bankruptcy can provide relief from unsecured creditors, wage garnishments and certain over-encumbered assets, giving you the opportunity to move forward with a fresh start.

▶️ Watch Kathy’s video to learn more, then visit the blog for a closer look at how bankruptcy may help you regain control of your finances. https://freshstartnow.ca/how-does-bankruptcy-give-me-a-fresh-start/

Don’t struggle alone. Learn more on the Fresh Start Now blog.

Kathy's Thought of the Week: Progress, Not PerfectionImproving your financial situation doesn’t happen overnight. Small,...
09/29/2026

Kathy's Thought of the Week: Progress, Not Perfection

Improving your financial situation doesn’t happen overnight. Small, consistent steps can add up to meaningful progress over time. Whether it’s paying down a balance, reviewing your budget, or simply becoming more aware of your spending, every step forward counts.

Tip: Focus on what you can do today instead of worrying about doing everything at once.

A consumer proposal is a private financial decision, and you may be wondering whether your employer needs to know.The sh...
09/23/2026

A consumer proposal is a private financial decision, and you may be wondering whether your employer needs to know.

The short answer is no. As long as you provide proof of wages to your trustee and there is no garnishment of your wages, your employer does not have to be notified that you filed a consumer proposal.

Have another question about consumer proposals? Explore the FAQs on our website to learn more.

Kathy's Thought of the Week: Every Decision Has a Cost Not every cost shows up on your bank statement. Some purchases ta...
09/22/2026

Kathy's Thought of the Week: Every Decision Has a Cost

Not every cost shows up on your bank statement. Some purchases take up your time, create extra stress, or add responsibilities you didn't expect. Before making a big decision, consider both the financial and personal impact.

Tip: The best financial choices support your budget and your peace of mind.

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105 Main Street E #800
Hamilton, ON
L8N1G6

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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+18882872525

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