Lake Kasshabog Residents Association

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Lake Kasshabog Residents Association Lake Kasshabog Residents Association is a non-profit organization supporting all seasonal and permanent residents. Address:
L.K.R.A. Inc., P.O.

Kasshabog is a small lake located in the Great Lakes Basin of Havelock-Belmont-Methuen, Peterborough County in Central Ontario. The lake is located approximately 22 kilometers north of Havelock and has approximately 600 cottages. This site is a mechanism for getting messages and information out to the residents. In addition to the eblasts and annual newsletter provided by the association, this site will provide updates on local information and resources. Box 858, Havelock, ON K0L 1Z0

10/16/2026

Sorry this is long, but these candidates have given us some additional information.

David Sharpe Received 10/10/2026

Question 1 — Short-Term Rentals
I believe short-term rentals are an important part of HBM's economy. We see visitors here in both the summer and winter. They support our restaurants, stores and other local businesses. I've also seen people who first visited HBM as renters eventually purchase property here.

At the same time, I understand the concerns of neighboring property owners. People have a right to enjoy their property without excessive noise, disturbances or other by-law violations.

I've previously said that I would support exploring a simple STR registration system. This would give our by-law officer a record of where short-term rentals are operating, along with contact information for the owner or a local representative when problems arise.

It would also allow HBM to properly track complaints and identify properties where there are recurring problems.

I don't believe the Township needs to introduce additional occupancy limits or mandatory safety inspections specifically for short-term rentals. Property owners are responsible for ensuring their buildings and septic systems comply with applicable requirements, whether they're renting their property or using it themselves.

If existing building, septic, fire or municipal by-laws are being violated, those concerns should be addressed through the appropriate enforcement process.

Before introducing additional regulations, I believe we should make better use of our existing by-laws and penalties and ensure they're being enforced.

My goal is to protect the rights of residents while recognizing the important contribution responsible short-term rentals make to HBM's year-round economy.

Question 2 — Shoreline Preservation
I strongly support protecting the health of HBM's lakes, rivers and natural shorelines. At the same time, I believe strongly in private property rights. I don't believe we have to sacrifice one to achieve the other.

I'm not in favor of introducing a tree-cutting by-law in HBM. I believe property owners should have the right to manage their own properties responsibly.

My preference has always been to start with education, partnerships and incentives rather than introducing more regulations.

I'd like HBM to explore programs such as Watersheds Canada's Natural Edge program, which helps waterfront property owners restore natural shorelines using native plants. I also believe our lake associations can play an important role in educating property owners about the benefits of maintaining healthy shorelines.

I recognize the concerns about significant changes to land grading, increased runoff and excavation materials being deposited into our lakes. These are serious matters that deserve attention.

It's important to recognize that the Crowe Valley Conservation Authority already has jurisdiction over certain activities involving shoreline development, grading and filling within regulated areas. If existing environmental regulations or municipal by-laws are being violated, I believe they should be enforced.

With Crowe Valley scheduled to amalgamate with other conservation authorities in 2027, I also think we need to pay close attention to how these changes will affect HBM. We need to maintain a strong working relationship with the new regional conservation authority and ensure that the concerns of our local property owners and lake associations continue to be heard.

Before introducing additional municipal regulations, I'd want to understand what protections already exist, how effectively they're being enforced and whether there are gaps that need addressing.

For me, protecting our environment and respecting private property rights are both important. I believe we can maintain healthy lakes and shorelines while allowing people to reasonably enjoy and manage their own properties.

Question 3 — Municipal Spending and Property Taxes
I understand why waterfront property owners are concerned about rising property taxes, particularly when they pay privately for services such as drinking water, septic systems and the maintenance of private roads.

I believe every taxpayer in HBM deserves good value for their tax dollars, whether they live in the village, in our rural communities or along our lakes.

Responsible taxation is one of my six priorities. I believe the Council needs to look carefully at where our money is being spent and whether we're getting good value for the services we provide.

One area I'd like to examine is our municipal contracts and outside services. I would ask our CAO to bring Council a review of significant contracted services, particularly contracts costing more than $100,000 annually, to determine whether we're receiving good value and whether there are opportunities to reduce costs without compromising essential services.

I'd also like to see HBM do more benchmarking against comparable municipalities. Looking at what neighboring municipalities pay for similar services can help us identify areas where we may be able to operate more efficiently.

I believe we should also be looking for opportunities to share services and equipment with neighboring municipalities rather than automatically duplicating them.

Waterfront property owners contribute significantly to HBM's tax base, and they deserve to have a meaningful voice in how those tax dollars are spent.

When we're developing our Strategic Plan, updating our Economic Development and Tourism Strategy or establishing municipal committees, I want to make sure waterfront and seasonal residents have an opportunity to participate.

For me, responsible taxation means making informed decisions, controlling costs wherever possible and putting taxpayers first.

I want residents to have confidence that the Council is spending their money carefully and delivering good value for the taxes they pay.

Question 3(a) — Old Town Hall Restoration
I don't support introducing a special tax on Village Ward residents to pay for the Old Town Hall.

Although the building is located in the village, it's a community facility enjoyed by residents throughout Havelock-Belmont-Methuen. I don't believe the responsibility for maintaining it should fall solely on village taxpayers.

I also believe it's important that the Council follows the direction established in HBM's Strategic Plan and Asset Management Plan.

Our Strategic Plan helps establish our community's priorities, while our Asset Management Plan helps us understand the condition of municipal infrastructure, plan for maintenance and repairs, and manage the costs of looking after the facilities we already own.

The Old Town Hall reopened in March 2026 following repairs. I recognize that the October 2025 report identified significant additional restoration costs, and I believe any further work should be evaluated carefully against our other municipal priorities and available funding.

This also brings me back to something I've mentioned in my previous answers: waterfront property owners need to have a seat at the table when HBM establishes its priorities.

I would encourage the HBMLA and our other lake associations to become more involved in the strategic planning process. Their knowledge and perspective are valuable, and I want residents from every part of HBM to have an opportunity to help shape the direction of our municipality.

For me, responsible spending means following our plans, involving residents in setting priorities and making sure we're getting good value for taxpayers' money.

Bill Seabrook Received 10/12/2026

#1. STR

I understand that the lack of a dedicated municipal policy for STR raises important questions about how these properties should be managed and how concerns from neighbouring residents can be addressed.
If elected to Council I would support a thorough review of this issue including input from Lake Associations, permanent residents, seasonal property owners and STR operators.
I believe cottage owners should have the ability to rent their properties if they choose to do so. For some owners rental income may be an important way to help cover the cost of maintaining and keeping their property. However with that ability comes responsibility. Owners should carefully screen potential renters and make sure they understand the expectations around noise, garbage, occupancy limits and respect for neighbouring properties.
Input and experiences of Lake Association members would be valuable in assessing what measures may be needed and how the Township could move this forward whether it be with a registration or licensing system. The approach would need to be practical, fair and enforceable.

#2. Shoreline Preservation

I agree that public awareness is important but is not enough when activities can cause significant environmental damage. If elected to Council I would definitely support Shoreline Preservation by-laws with consequences for non-compliance. I would ask council to work with Kawartha Conservation, Lake Associations and Peterborough County to develop a Township wide lake protection strategy protecting the lakes while respecting property owners and responsible development. I would propose that council develop clear rules requiring the retention of healthy mature trees and natural vegetation within the shoreline setback and shoreline alteration. Property owners should remain responsible for work that is carried out on their property done by them or anyone else.
You should be able to enjoy and improve your waterfront property but we also have a responsibility to make sure today's decisions don't damage the lake that belongs to the whole community.

#3. Property Taxes

Waterfront property owners are an important part of our township. They make a significant contribution to the residential tax base. I recognise that they have some different needs and expectations from municipal government than town and rural residents.
I would not support imposing a special tax on village property owners to fund a renovation of this magnitude. While I appreciate the historical significance of the old Town Hall an estimated repair cost of $1,974,692.02 is a substantial investment and I believe we must carefully consider whether that investment is reasonable and provides the best value for taxpayers.
The old Town Hall is a building that could potentially be enjoyed by residents throughout the township so I believe the financial responsibility should not be placed solely on village property owners. At the same time I question whether investing this amount of money in an aging building is the most practical use of public funds. In my view the building may have served it purpose and we need be realistic about the cost of maintaining it.

Beverly Flagler Received 10/13/2026

1. Currently we have very few issues with short term rentals.

2. It is extremely important to preserve our shore lines, so Yes, I would support Shoreline Preservation.

3. To ensure every department is accountable for their spending.
The town hall repairs are needed for all our Committee’s and volunteer groups. The Town Hall is for all residents including seasonal.

Hart Webb Received 10/13/2026

1. STR's - While we don't have any bylaws currently that regulate the usage around STR's it is an issue that the township has discussed in recent years. Looking into the future I am almost certain you will see some sort of regulation around STR's. What that regulation looks in terms of monitoring and enforcement is something that will need to be decided. Rental capacity restrictions would be near, if not at the top of the list of regulations that could be introduced. Currently, our by-law officer deals with any complaints around STR's.

2. Shoreline Preservation - As a fellow cottager, I definitely support shoreline preservation. While many of these issues are regulated through Crowe Valley Conservation Authority, our building department has been examining strengthening our municipal by-laws around shoreline preservation and proper drainage.

3. Spending - While we are always looking for ways to cut municipal spending, it is getting harder to find efficiencies as we move forward. We have tried to monitor this closely and have maintained a low tax rate for our residents, especially when compared to neighboring municipalities. Policing currently accounts for 17% of the HBM budget which is something that we have tried to make the OPP and the provincial government aware is unsustainable moving forward. At this date, I don't think that we need to area-rate the village for expenses to the town hall. I don't want to get into a tit-for-tat situation where we start to area-rate everything in the municipality. I understand cottagers would like more for their tax dollars but I feel there are better ways to achieve it such as through grant programs and examining expanding services to lakefront owners.

From Paul Wood Received 10/14/2026

1. Short Term Rentals STR;

Short term rentals, whether they be private or Air B and B controlled, should conform to existing Bylaws. If existing bylaws are not adequate, then stricter bylaws need to be put in place and enforced. A stand a lone licensing program should be considered.
Current bylaws in place include:
Noise bylaw (2025-056)
Clean yards and property standards (2024-025 and 2024-026)
Parking regulations (2024-033)

In order to strictly enforce these by-laws, there may be a need to increase our number of bylaw officers and equip them with better tools.
Other property owners should not have to deal with noise, parking, fire safety, garbage dumping, septic and occupancy limits.
Everyone should be able to enjoy their property without dealing with these issues.

I would Look into the adoption of a Municipal Accommodation Tax(MAT) which the province permits to offset tourism initiatives . Over 70 municipalities have enacted this tax.
The tax ranges between 4 and 6 Percent. The rate is set by the municipality. We could contact municipalities such as City of Peterborough and Kawartha lakes to get their feedback as they presently have this in place.
Let's determine if this is a good fit for HBM

In this system the renter pays the provider or platform and they in turn submit the funds to the municipality. It is permitted by the municipality to use part of this tax to improve by-law enforcement, infrastructure projects like roads and waste handling.

We should also consider:

Mandatory on-call Property Managers

Mandatory Licensing to operate

Demerit point system

Use of AMPs (Administrative Monetary Penalties) program.

Other municipalities such as Trent Lakes and Kawartha Lakes have put in place a stand alone licensing program. I would research this idea and determine if is viable for HBM.

2. Shoreline Preservation.

a) After inspection of the Property to confirm a violation, yes I would support Shoreline Preservation By-laws

b) If an inspection of a qualified expert is preformed and it is found the property owner is in violation then yes I would support this type of By-law.

3.Property taxes

The water front owners do pay a larger amount in taxes if you look at the bottom line. The tax rate is the same or lower than the village. The reason for the bottom line being higher is the property assessment from MPAC. The council has no control over how MPAC conducts their assessments.
The village home owners pay an extra tax to cover street lights, garbage pick up, snow removal etc.

Where are there areas where municipal spending could be improved or reduced?
Shared resources with other municipalities
Provide tax assistance or structural grants to property owners along Highway 7. Create more opportunities for residential development thus more tax revenue.
Create more business growth.
Monthly Project Monitoring.
Prioritize infill over Expansion.

3a, Town Hall

I don’t perceive the Old Town Hall building as a Village only asset. The facility is available for all residences of HBM to use. I would not be in favor of a special tax to cover renovations.

10/16/2026

The Havelock Belmont Methuen Lake Association (HBMLA) represents approximately 2,343 waterfront property owners through each of the Lake Associations on Belmont, Cordova, Crowe, Jack, Kasshabog, Methuen, Oak, Round, and Twin Lakes.

Across the Havelock Belmont Methuen (HBM) township MPAC identifies 57% of the properties as waterfront, the rest being Havelock Village and township non-waterfront. In 2019, township properties accounted for 91.8% of all taxes and Havelock Village only 8.2%. Unfortunately, we are unable to see what the total taxes are for waterfront properties, but at 57% of the properties, we can assume that we pay at least 57% of the taxes, most likely much higher since waterfront properties are assessed at much higher values.

As Waterfront property owners, we have a direct stake in budget spending and other decisions made by the HBM council. Local councils make important decisions that affect our property taxes, community services, infrastructure, environmental protection, public safety, and the future development of Havelock Village, Township and Waterfront Properties.

Voting in the HBM municipal election is one of the most effective ways to ensure Waterfront Property Owners voices are heard and your interests are represented. The individuals elected will make decisions that can have a lasting impact on our properties, our quality of life, and the value of our investments.

Every vote counts. By participating in the election, the council can see voting numbers by village and township voters. If we as Waterfront Property owners vote it strengthens the voice of Lake Associations and HBMLA to help shape the future of our community and contribute to responsible village and township local governance and budget spending.

Your Lake Association and HBMLA encourage all eligible Waterfront property owners to review the HBM letter you received with your PIN and information on how to vote by phone, internet or in person. Your lake Association has shared feedback questions to learn about the candidates. Please cast your vote(s) in the HBM municipal election on or before October 26th, 2026



Sincerely,
Peter van den Berg
HBMLA Chair

Remember: Local decisions have local impacts. Make our voices heard. Please Vote !

In 2022, the LKRA conducted a survey of our members to see what issues concerned them the most.  They were environment (...
10/05/2026

In 2022, the LKRA conducted a survey of our members to see what issues concerned them the most. They were environment (including water quality, shorelines, tree removal, climate change, littering, boat cleaning and big wakes), lack of Internet or Cell coverage, and lack of support for private roads. Also of concern were short term rentals (STRs), crown land campers, and perceived lack of input into council decisions.

What has changed since then? HBM put a shoreline preservation brochure on their web site, there are some new cell phone towers, and we have the private road and environment grant programs. However, there is still lots of work to be done on STRs, shoreline preservation by-laws, septic re-inspection, by-law enforcement (incl. re crown land campers) and meaningful two-way communication with waterfront property owners.

Muskoka Lakes Association identified these issues as most important. Sound familiar?

Protecting our clean water and lakes
Preserving nature and our shorelines
Defending important environmental and planning policies such as the Township of Muskoka Lakes Official Plan
Ensuring responsible development
Ensuring more effective by-law enforcement
Ensuring effective use of your tax dollars
Preserving the long-term value of your Muskoka investment

https://foca.on.ca/municipal-elections/ FOCA states that “Healthy lakes are the foundation of healthy waterfront communities, local economies, recreation, and property values. Municipal councils have a critical role to play in protecting the natural resources that define cottage country.”

Please read the HBM candidates’ statements here: https://www.kasshabog.ca/municipal-updates
and see which ones are most likely to support your goals for your Kosh property and its environment!

Please make our voices heard – you can vote online starting Oct 13 or in person Oct 29. See instructions here: https://elections2026.amo.on.ca/web/en/home

We asked each municipal candidate to complete a questionnaire addressing issues facing waterfront properties. Click each candidate's name to see their responses. (Questionnaire)

10/03/2026

All-Candidates meeting by Zoom!

As a complement to the All Candidates Meeting held by Kasshabog last month, on Tuesday October 6th from 7:30 - 9:00 , Jack's Lake Association is hosting a Virtual All Candidates Meeting for all HBM lakers via Zoom.

There is no pre-registration requirement, just email Stephanie Thorson for the link.

Candidates will be offered a few minutes to introduce themselves followed by a moderated session where candidates will be asked laker focused questions, previously supplied by Jack Lakers. Time permitting, questions will also be taken from Zoom participants via the Chat function.

Sorry, link did not work to see the microplastics results.Here is is again.
09/30/2026

Sorry, link did not work to see the microplastics results.
Here is is again.

​​Understanding the water quality of Kasshabog Lake is something we all care about. Microplastics are becoming a growing concern worldwide because they affect the environment, wildlife, and even our own health in indirect ways. To gain a clearer picture, the LKRA board sponsored a study to measu...

09/30/2026

Microplastics are becoming a growing concern worldwide because they affect the environment, wildlife, and even our own health in indirect ways. To gain a clearer picture, the LKRA board sponsored a study to measure and understand the different types and amounts of microplastics in our lake. The project involved collaborating with a dedicated fourth-year student from Trent University’s School of the Environment, who was excited to work on this as her thesis. From June to November 2025, numerous samples were collected to explore how common microplastics are and what their characteristics are in Kasshabog Lake. We found that nearshore sediments tend to collect polystyrene foam particles, especially those coming from docks. Samples taken within 80 meters of a dock showed notably higher amounts than those from the middle of the lake, which supports the idea that polystyrene docks are contributing to microplastic pollution nearby. We also noticed that foam concentrations in beach sediments follow a pattern — higher downstream of polystyrene docks, showing an upcurrent-downcurrent gradient. Overall, the study reveals that local sources and the characteristics of microplastic particles shape how they're distributed in Kasshabog Lake. These insights remind us of the importance of managing and reducing microplastic sources to protect our precious freshwater systems.

You can read the final report here’s: Microplastics | Lake Kasshabog Assc.

There are also answers to these Questions on the same page:

Do microplastics blow in on the air?
Do microplastics flow in from surrounding bogs?
What percentage of the microplastics originated from local vs external sources?
What was the composition of the pollution collected during the spring Shoreline Cleanup?
How do the results compare - Shoreline Cleanup vs water + sediment samples?
How do the results compare - Shoreline Cleanup vs beach tests?
What are the differences between the initial vs the revised study methodology?
Where are the microplastics on Kosh?
Does the type of microplastic suggest its source?
How do fibres get into the lake?
Does microplastic density in the water change from June to November?
How deep do microplastics float?
How fast do microplastics enter the sediment?
What did the TrentU microplastics project not research?
Are there more microplastics in deep-water sediment or near-shore sediment?
How can polystyrene foam both support a dock and sink into the sediment?
What is the footprint of a polystyrene foam dock?
How big is the microplastic footprint of a hotspot where pollution collects?
Should we worry about microplastics?
Why do some beaches have more microplastics than others?
Is your beach south of Battleship Island?
Microplastic results by bay.
What is our impact on the Crowe Valley watershed?
Where were the samples taken from?

Please take a moment to explore the answers and find out what you can do about it.

The all-candidates meeting last Saturday was well attended.  We also asked for written responses to a set of questions. ...
09/22/2026

The all-candidates meeting last Saturday was well attended. We also asked for written responses to a set of questions. Their answers can be found here: https://www.kasshabog.ca/municipal-updates
Please vote, our waterfront voices need to be heard! You can vote online starting Oct 13. Check out how at www.hbmtwp.ca

We asked each municipal candidate to complete a questionnaire addressing issues facing waterfront properties. Click each candidate's name to see their responses. (Questionnaire)

09/14/2026

Municipal elections!!
There is an all candidates meeting this Saturday Sept 19 at the Kosh Lake library.
We have developed a set of Questions for candidates, as follows. We have asked for their answers in writing and will put them on the website www.kasshabog.ca after we receive them. Please vote! We need the waterfront residents to be heard loud and clear. You can vote online. See instructions at www.hbmtwp.ca.

Questions:
1. Please remit a short bio outlining why you are running and any connections you might have to our lakes including:
-Current Residence
-Relevant past experience - Please include any experience in public service, as an elected official, on municipal or community committees, or participating in lake / lake association activities in HBM or elsewhere
-Why you are running for Council

2. What are your priorities as a member of council?
3. What infrastructure or other looming costs may impact waterfront property owners in the coming years?
4. What is your position on regulating STRs?
5. What is your position on implementing a septic re-inspection program?
6. What is your position on integrating shoreline preservation requirements into the building permit process?
7. Lakefront taxpayers are concerned and feel they get little for their tax dollars. What do you plan to do to help turn around this perception if elected?
8. What is the most important skill, background or expertise that you bring to this role that will help to deliver new services or programs for area lakes? Have you read the AMO guide for candidates "Lead where you live” or completed any of the AMO New Councillor education programs?
9. If you are running for re-election, what do you feel is your most significant accomplishment over the past 4 years?

09/09/2026
Some important information about the upcoming municipal election.
09/09/2026

Some important information about the upcoming municipal election.

What is new in the 2026 Municipal Election?The Township has eliminated the ward system so that all council positions are elected at large.

Address

Kasshabog Lake
Havelock, ON
K0L1Z0

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