John Mac Reform UK

01/09/2026

Back on the agenda, should we be prosecuting our own troops?

30/08/2026

Working Overtime? How about no Tax? Sound good?

27/08/2026

⚠️ A WARNING FOR ANYONE WITH A PENSION, SAVINGS OR A HOME TO LEAVE TO THEIR FAMILY

From 6 April 2027, most unused pension funds will be brought into your estate when calculating Inheritance Tax.

That means families who have spent a lifetime working, saving, paying into pensions and building up a home could face a much bigger tax bill when a loved one dies.

HMRC itself estimates that around:

➡️ 10,500 more estates could become liable for Inheritance Tax
➡️ 38,500 estates could pay more
➡️ The average extra bill for affected estates could be around £34,000

For some families, the increase could be far higher.

A simple example:

🏠 Home worth £500,000
💷 Remaining pension worth £500,000

Depending on the circumstances and available allowances, bringing that pension into the estate could potentially create an Inheritance Tax bill of around £200,000.

Of course, not every family will pay that. Married couples and civil partners may be able to transfer unused allowances, and individual circumstances vary.

But the principle is what concerns me.

You work all your life.

You pay tax on your earnings.

You save instead of spending everything.

You build up a pension.

You try to buy your own home.

And you hope that whatever is left can help your children and grandchildren.

Then the rules change, and HMRC takes another sizeable slice after your death.

There is another problem too: simply withdrawing your pension early is not necessarily the answer. Once withdrawn, the money may still form part of your estate, and pension withdrawals can also create an Income Tax bill.

So people are being forced to rethink financial plans they may have followed for decades.

Saving responsibly should be encouraged, not punished.

If you have a significant pension, property or savings, this is something worth taking proper regulated financial or estate-planning advice on well before April 2027.

You earned it. You saved it. Why shouldn’t your family benefit from what’s left?

26/08/2026

Remember this from almost three years ago?

We were told they could “really hit the ground running” with Billingham Town Centre.

Well, nearly three years later, not a single spade has gone into the ground.

I now have it on very good authority that SBC and Evolve have failed to agree a deal — and that Billingham Town Centre is set to be put up for sale again next month.

If confirmed, it means Billingham is effectively back to square one.

Billingham deserves better than announcements, promises and years of delay.

Councillor Nigel Cooke said they could 'hit the ground running', while Tees Valley mayor Ben Houchen said they needed to get 'spades in the ground'

24/08/2026

Labour lecture everyone else on women’s rights — while their own Home Office is issuing asylum seekers guidance on r**e, consent and the fact that children cannot consent to s*x. Who would you trust?

22/08/2026

On the back of the totally outrageous Gov pamphlet for Asylum Seekers - Here is Reform UK info. Which is best?

As Home Secretary I will ensure this is what Home Office guidance for illegal migrants looks like.

As they’re detained and deported.

21/08/2026

Fun Friday Time :) Will the real Rachael Maskell, Labour MP for York Central stand up. Which side of her are you on?

19/08/2026

Hopefully voters don't have short memories, the Cons would like to think you do!

18/08/2026

Winner? What's your take on Reforms Welfare Reform?

Welfare Reforms.

Before and after our announcement today the media have been in full time fake news mode. please note we are not scrapping PIP, this is just another media scare stunt.

Here are a few questions and answers so please share.

How will this impact pensioners?

It will have no impact on British pensioners, including
those claiming PIP.

Foreign citizens who have accumulated enough NI years will remain
eligible for the State Pension, but not Pension Credit.

How will this impact British citizens currently claiming disability benefits?

Working-age claimants with mental-health or trivial conditions will be reassessed over
three years.

Those with severe conditions will retain their existing awards.

Those without severe conditions will lose unconditional cash, but their verifiable additional
costs will be covered by Disability Support Accounts.

Other working-age claimants will be reassessed only after three years, by which time, a
reassessment would likely have been due in any case.

Existing claimants of child DLA will retain their existing awards.

Pensioners claiming Attendance Allowance will not be impacted, nor will those
claiming PIP over the State Pension Age.

How will this impact mixed-nationality households?

Households with one British adult and
one foreign adult will retain access to benefits under the British adult. The British adult will be
treated as a single adult.

However, the foreign adult’s income or assets will count against the
means test.

How will this impact veterans?

The Armed Forces Compensation Scheme, War Pension, and
Armed Forces Independence Payment which cover service-related disabilities are not affected
by our changes to disability benefits. For those who do not receive AFCS/WP funding and
instead receive standard civilian benefits, they will be reassessed under the normal civilian
process.

We have costed all enhanced daily living claimants as retaining their benefits, except
for those in treatment-responsive conditions, but 60% with such a condition will retain their
full benefit.

14/08/2026

It's Friday again! Would your Dog be up for it?