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Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is jointly set up by Ministry o

08/03/2026

On International Women’s Day, CGTMSE celebrates the resilience and ambition of women entrepreneurs across India.
When women build businesses, they create opportunity, employment, and stronger communities.

26/01/2026

Celebrating the Spirit of Enterprise that Builds the Republic

This , salutes the millions of that power India’s growth with , , and , strengthening the nation without the need for .

Empowering . Strengthening .

26/11/2025

On National Constitution Day, we celebrate the spirit that empowers India’s entrepreneurs.

honours the Constitutional promise of equality and opportunity by enabling MSEs across the nation to dream, build and thrive, without collateral standing in their way.

12/09/2025

On this Grandparents’ Day, we celebrate the wisdom, resilience, and quiet strength of those who came before us. Just as grandparents nurture families and pass down values, CGTMSE nurtures the dreams of entrepreneurs, by providing guarantee to enable entrepreneurs and small businesses grow across generations. Every collateral-free loan guaranteed is not just credit, it’s an investment in legacy, in continuity, and in futures that endure. Here’s to the guiding hands that shape both families and enterprises.

05/09/2025

On this Teacher’s Day, we salute the mentors who shape minds, guide journeys, and inspire confidence. Just as teachers empower students to reach their full potential, CGTMSE empowers MSMEs with collateral-free credit guarantees, enabling entrepreneurs to grow, innovate, and build legacies. Because every great journey begins with someone who believes in you.

27/08/2025

Prosperity begins with faith. Growth begins with support.
This Ganesh Chaturthi, as we welcome the remover of obstacles and the harbinger of prosperity,
we celebrate the spirit of India’s small businesses. Just as Lord Ganesha blesses new beginnings,
the CGTMSE scheme empowers entrepreneurs to take their first steps with courage, turning
ideas into enterprises, and dreams into livelihoods.
May this festive season bring luck, abundance, and the confidence to build without fear. Here’s
to beginnings made possible by belief, and backed by trust.
Happy Ganesh Chaturthi

17/08/2025

CGTMSE participated in a training programme on ‘CGTMSE Scheme Awareness and MSME Lending for Urban Cooperative Banks’ organised by NUCFDC. Mrs. Sangeeta Poojary, Manager, delivered a session covering the Scheme overview, recent developments and processes, while Ms. Liesha Shetty gave a system walkthrough. All queries from participants were addressed, and it was an engaging & fruitful session

16/08/2025

🌸 Celebrating Janmashtami with the Spirit of Growth 🌸
Just as Lord Krishna lifted the Govardhan Parvat to protect and empower his people, CGTMSE stands as a pillar of strength, offering collateral-free credit guarantees to support and uplift countless Micro & Small Enterprises.
On this auspicious occasion of Shri Krishna Janmashtami, we reaffirm our commitment to nurturing dreams, sustaining livelihoods, and empowering entrepreneurs across the nation.
✨ Let’s celebrate the birth of Nand Gopal with renewed hope, prosperity, and growth. ✨
CGTMSE – Empowering Enterprises, Enabling India.

15/08/2025

Happy Independence Day
This Independence Day – Empowering Financial Freedom From the struggle for political freedom in 1947 to the drive for economic freedom today, CGTMSE has been enabling entrepreneurs to dream, build, and grow — without collateral holding them back.
💡Supporting MSEs | Driving Nation’s Growth
"Freedom is complete when opportunities are equal and dreams are limitless."

31/07/2025

🎉 CGTMSE Silver Jubilee Celebration | Honouring Member Lending Institutions 🏆
📍 Mumbai | July 31, 2025
Celebrating 25 years of empowering India's Micro and Small Enterprises, CGTMSE marked its Silver Jubilee by honouring top-performing Member Lending Institutions (MLIs) for their outstanding contributions to MSME financing, credit innovation, and institutional excellence.
🏅 Key Highlights:
✅ State Bank of India led the way in Guarantee Coverage (Amount) & YoY Growth
✅ Union Bank of India & Punjab National Bank topped in Guarantee Coverage (Number)
✅ HDFC Bank emerged as the best among private banks
✅ Recognitions extended to Bajaj Finance, Jana SFB, Karnataka Vikas Grameena Bank, Saraswat Co-operative Bank and more for category-leading performance
🏆 Special awards were given for:
💻 Digital Innovation – Bank of India
📣 IME Outreach – IndusInd Bank
🚀 Fastest Growth – Punjab & Sind Bank
📊 Steady Performance – Bank of Baroda
Shri Manoj Mittal, Chairman, CGTMSE & CMD, SIDBI, Shri Prakash Kumar ,DMD, SIDBI and Shri Manish Sinha ,CEO, CGTMSE felicitated the winners in the presence of Senior Executives of Banks, NBFC etc.
This milestone celebration reaffirms CGTMSE’s vision of building a robust, inclusive credit guarantee ecosystem to support the spirit of Atmanirbhar Bharat.

11/07/2025

CGTMSE achieves yet another milestone of approving Cumulative Guarantee of INR 10 Lakh Crore.
# SIDBI # CEOCGTMSE

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1st Floor, SIDBI, Swavalamban Bhavan, C-11, G-Block, BKC, Bandra (East)
Mumbai
400051

Opening Hours

Monday	10am - 6pm
Tuesday	10am - 6pm
Wednesday	10am - 6pm
Thursday	10am - 6pm
Friday	10am - 6pm

Website

https://www.cgtmse.in/

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