24/08/2026
Orientation Programme for SHGs on Credit Linkages and Income Generation Activities
August 24, 2026:The District Urban Development Agency (DUDA), Udhampur/Reasi, in liaison and convergence with the Department of Social Welfare, Udhampur, conducted a one-day Orientation Programme for Self-Help Groups (SHGs) of Udhampur district. The programme aimed at promoting financial inclusion, facilitating credit linkages, provision of subsidized loans, credit linkage support and providing sustainable income generation opportunities for women.
The proceedings of the programme were initiated by Sh. Jaffar Abass Batt, Project Officer, DUDA Udhampur/Reasi, who formally welcomed Sh. Minga Sherpa, Deputy Commissioner, Udhampur. A detailed PPT presentation was showcased during the event highlighting key initiatives, achievements and activities executed by Sh. Jaffar Abass Batt since assuming charge as Project Officer, DUDA Udhampur/Reasi.
The programme was chaired by Sh. Minga Sherpa, IAS Deputy Commissioner, Udhampur. While addressing the gathering, the DC encouraged and motivated the participants to make effective and optimum use of government schemes and institutional support for expanding their existing activities and establishing new micro-enterprises.
The programme was attended by Sh. Parvaiz Naik, JKAS ,Chief Executive Officer, Jammu Urban Development Agency (JUDA), Ms. Kanika Gupta, District Social Welfare Officer, Udhampur, along with other senior officers and dignitaries from various line departments.
The orientation focused on sensitizing, educating and empowering SHG members about various avenues for accessing institutional credit, strengthening their financial capacity and undertaking viable and sustainable income-generating activities. The participants were also oriented on the significance of prudent financial planning, judicious utilization of credit for productive purposes and strengthening their group-based enterprises.
Resource persons from various departments including Employment, Agriculture, Horticulture, SBI-RSETI, JKEDI, Handicrafts & Handloom, DE&CC and Lead District Manager (LDM) interacted with the SHG members and provided detailed sensitization and comprehensive guidance regarding credit linkage, bank finance, available welfare schemes, entrepreneurship opportunities and livelihood avenues.
Speaking on the occasion, Sh. Minga Sherpa emphasized that strengthening SHGs can play an instrumental and transformative role in creating sustainable livelihoods, enduring economic opportunities and improving the socio-economic well-being of women.
Parvaiz Ahmad Naik, Chief Executive Officer, JUDA, while speaking on the occasion, stressed on enhancing productivity in the activities undertaken by Self-Help Groups and encouraged SHG members to focus on products with high market demand to expand market reach and generate enhanced income for SHG members.
The programme provided a vibrant platform for SHG members to raise their queries, understand the process of availing credit facilities and explore suitable income-generation opportunities. As part of the event, SHG members proudly exhibited and showcased indigenous, handcrafted and value-added products which were visited and inspected by Sh. Minga Sherpa, IAS Deputy Commissioner, Udhampur, Sh. Parvaiz Ahmad Naik, Chief Executive Officer,JKAS , Jammu Urban Development Agency,Jammu ,Sh. Jaffar Abass Batt, Project Officer, DUDA Udhampur/Reasi, Ms. Kanika Gupta, District Social Welfare Officer, Udhampur, along with other senior officers and dignitaries.
The participants expressed their appreciation and gratitude for the initiative and sought continued handholding, mentorship and support for strengthening and scaling up their enterprises.`
Refreshments were served to the participants .The programme concluded with a firm commitment to facilitate greater convergence and collaboration among departments, financial institutions and SHGs to ensure effective credit access and promote sustainable livelihood opportunities for women in the district.
