22/07/2026
AGRICULTURAL FINANCING: WHY COMMODITIES FUND:
• Inclusiveness: In the spirit of Bottom-up Approach, Commodities Fund is biased towards supporting the small holder producers who are excluded from access to agricultural financing for been perceived as too risky to lend to, with affordable credit.
• Affordability: Low cost loan facilities: Interest rate between 3% to 7.5%
• Utility: A dedicated Revolving Funds, tailored to support the agricultural value chains, from farm to consumption.
• De-risking collateral: Favourable loan securities, including use of the Tripartite/ contract agreements, Warehouse receipts and bank guarantees
• Repayment Comfort: Repayment plans are developed in consultation with the beneficiaries
• Necessity: Facilities tailored to fit the targeted crop seasons
• Ease of access: The Fund is operating near the producers. The Fund intends to establish offices in all 47 counties
• Efficiency and effectiveness: Comfund has adopted automated processes as well as credit line models to ensure funds are available when required, at an affordable cost.
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Illustration: AI generated (Comfund)