30/05/2026
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Pag-IBIG Fund net income rises 11% to โฑ16.772B in Q1 2026
Pag-IBIG Fund reported year-on-year growth in its net income for the first quarter of 2026, further strengthening its capacity to protect membersโ savings, provide affordable home financing, and support more Filipino workers in their journey toward homeownership, top officials announced Tuesday, May 19, 2026.
From January to March, Pag-IBIG Fundโs net income grew by 11% or โฑ1.700 billion to reach โฑ16.772 billion, compared to the same period last year. Officials attributed the growth to strong collections and steady earnings from Pag-IBIG Fundโs housing loan, short-term loan, and investment portfolios. Higher investment returns also contributed to the income growth, with Pag-IBIG Fundโs income from investments reaching โฑ3.033 billion, increasing by 51% year-on-year from โฑ2.013 billion in the same period last year.
Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling, who also chairs the 11-member Pag-IBIG Fund Board of Trustees, said Pag-IBIG Fundโs strong fiscal position enables it to serve as the primary source of financing for the Expanded Pambansang Pabahay para sa Pilipino, or Expanded 4PH Program of President Ferdinand R. Marcos Jr., heeding the Presidentโs call to make decent and affordable housing more accessible to Filipino workers.
โThis performance shows that Pag-IBIG Fund remains strong, stable, and ready to support President Marcosโ directive to open more opportunities for Filipino families to own decent and affordable homes. As the key financing arm of the Expanded 4PH Program, Pag-IBIG Fund plays a vital role in turning the national housing agenda into real homes for our workers. We shall continue to manage our membersโ funds prudently, so that more Filipino families may benefit from housing finance that is affordable, accessible, and sustainable,โ Aliling said.
Pag-IBIG Fundโs total assets also stood at โฑ1.276 trillion as of March 2026, reflecting a 3% or โฑ41.735 billion increase from โฑ1.234 trillion recorded at year-end 2025. Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the agencyโs strong asset base and fiscal standing allow it to continue providing members with competitive savings returns and affordable home financing.
Acosta further stated that Pag-IBIG Fundโs performance directly benefits its members. Under its charter, Pag-IBIG Fund returns at least 70% of its annual net income to members in the form of dividends, which are credited to their savings every year.
โPag-IBIG Fund is owned by its members, the Filipino workers. That is why we remain committed to growing and protecting their savings while ensuring that they have access to affordable home financing,โ Acosta said. โOur strong fiscal standing allows us to sustain our subsidized housing loan rates under the Expanded 4PH Program, including the 3% rate for qualified socialized housing borrowers. This is how we help make homeownership more affordable for more Filipino workers, while keeping Pag-IBIG Fund financially sound and sustainable for the long term,โ she added.
Credits: PAG-IBIG Fund (HDMF)
