Teacher Chiara

Teacher Chiara A platform for teacher's in sharing ideas, information, news and mentoring.
(1)

๐—ž๐—ฎ๐—ถ๐—น๐—ฎ๐—ป๐—ด๐—ฎ๐—ป ๐—บ๐—ผ๐—ป๐—ด ๐—ถ๐—ฏ๐—ฎ๐—น๐—ถ๐—ธ ๐—ฎ๐—ป๐—ด ๐—ฃ๐—ฒ๐—ฟ๐—ฎ ๐—ธ๐˜‚๐—ป๐—ด ๐—ฑ๐—ถ ๐—ธ๐—ฎ ๐—ป๐—ฎ๐—ด-๐—ฎ๐˜ƒ๐—ฎ๐—ถ๐—น ๐—ป๐—ด ๐—›๐— ๐—ข ๐—น๐—ฎ๐˜€๐˜ ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ผ ๐—ป๐—ด๐—ฎ๐˜†๐—ผ๐—ป๐—ด ๐˜๐—ฎ๐—ผ๐—ป ๐—ธ๐—ฎ ๐—น๐—ฎ๐—ป๐—ด ๐—ป๐—ฎ๐—ด ๐—ฎ๐˜ƒ๐—ฎ๐—ถ๐—น. ๐Ÿ˜ข 1. Ano ba talag...
23/04/2026

๐—ž๐—ฎ๐—ถ๐—น๐—ฎ๐—ป๐—ด๐—ฎ๐—ป ๐—บ๐—ผ๐—ป๐—ด ๐—ถ๐—ฏ๐—ฎ๐—น๐—ถ๐—ธ ๐—ฎ๐—ป๐—ด ๐—ฃ๐—ฒ๐—ฟ๐—ฎ ๐—ธ๐˜‚๐—ป๐—ด ๐—ฑ๐—ถ ๐—ธ๐—ฎ ๐—ป๐—ฎ๐—ด-๐—ฎ๐˜ƒ๐—ฎ๐—ถ๐—น ๐—ป๐—ด ๐—›๐— ๐—ข ๐—น๐—ฎ๐˜€๐˜ ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐—ผ ๐—ป๐—ด๐—ฎ๐˜†๐—ผ๐—ป๐—ด ๐˜๐—ฎ๐—ผ๐—ป ๐—ธ๐—ฎ ๐—น๐—ฎ๐—ป๐—ด ๐—ป๐—ฎ๐—ด ๐—ฎ๐˜ƒ๐—ฎ๐—ถ๐—น. ๐Ÿ˜ข

1. Ano ba talaga ang medical allowance?
Ang โ‚ฑ7,000 na medical allowance ay hindi simpleng dagdag-sweldo.
Ito ay earmarked fund โ€” ibig sabihin:

๐Ÿ‘‰ Nakalaan lang siya para sa health protection ng teachers, lalo na sa HMO o katulad na benepisyo.

Layunin nito:

May coverage ang g**o sa hospitalization

Mabawasan ang out-of-pocket na gastos

Masig**ong may access sa healthcare

โš–๏ธ 2. Bakit kailangan ng resibo o patunay?
Dito pumapasok ang government auditing rules.

Sa gobyerno, lahat ng pondo ay:
๐Ÿ‘‰ Dapat may pinagkagastusan na naaayon sa layunin
๐Ÿ‘‰ Dapat may dokumento (resibo/proof)

Kung wala:
๐Ÿ‘‰ Maaaring ma-question ng audit (hal. COA)

Kaya ang division ay:

Nanghihingi ng official receipt / HMO proof

Para mapatunayan na ang pera ay ginamit sa tamang purpose

๐Ÿ”ด 3. Bakit pinaparefund kung hindi nagamit sa HMO?
Ito ang pinaka-sensitive na part.

Ang logic nila ay ganito:

๐Ÿ‘‰ Kung ang pera ay:

Para sa health/HMO

Pero hindi nagamit para doon

โžก๏ธ Ibig sabihin:
Hindi nasunod ang purpose ng pondo

Sa auditing perspective:
๐Ÿ‘‰ Ito ay maaaring ma-classify bilang:

unused benefit

o improper utilization of funds

Kaya ang remedy:
๐Ÿ‘‰ Ibalik ang pera (refund)

๐Ÿ›๏ธ 4. Bakit ganito kahigpit ang division?
Dahil sa accountability ng mga opisyal

Kapag hindi nila ito inaksyunan:

Sila ang mananagot sa audit findings

Posibleng magkaroon ng:

Notice of Disallowance

Administrative liability

๐Ÿ‘‰ Kaya minsan:
Mas conservative (mahigpit) ang implementation sa division level

โš ๏ธ 5. Importanteng linawin sa mga g**o
Ito ang dapat maintindihan ng lahat:

โœ”๏ธ Hindi ito parusa
Hindi ka pinaparusahan bilang g**o

โœ”๏ธ Hindi ito pagtanggal ng benepisyo
Hindi sinasabi na:

wala ka nang medical allowance sa 2026

โœ”๏ธ Ito ay compliance measure
Para masabi ng division na:
๐Ÿ‘‰ โ€œAng pondo ay ginamit nang tama o naibalik kung hindi nagamitโ€

๐Ÿค” 6. Bakit may kalituhan?
Kasi sa national level, may options:

HMO

Other health-related expenses

Minsan even cash option

Pero sa memo na ito:
๐Ÿ‘‰ Parang HMO-centric ang interpretation

Kaya nagkakaroon ng tanong kung:

masyado bang makitid ang interpretation?

o may kulang na clarification?

๐Ÿง  Bottomline:
๐Ÿ‘‰ โ€œBinigyan tayo ng medical allowance para sa health coverage. Ngayon, hinihingan tayo ng patunay na ginamit ito para doon. Kung hindi, pinapabalik ang pera para masunod ang auditing rules at maiwasan ang problema ng division sa COA.โ€
Kung may natutunan ka please follow us โค๏ธ
**ovlogs

17/04/2026

Yung nakumpleto mo na ang mga DLL, ppt at worksheets last school year mula Q1 to Q4 tapos may bagong Budget of Work na naman. ๐Ÿฅน๐Ÿ˜…

Giatay! Kumusta kaya ang mg Bata sa 12-1 class? Yung mga make shift na classroom at 1 lang ang electric fan. ๐Ÿ˜๐Ÿซ   Class S...
17/04/2026

Giatay! Kumusta kaya ang mg Bata sa 12-1 class? Yung mga make shift na classroom at 1 lang ang electric fan. ๐Ÿ˜๐Ÿซ 

Class Schedule for Instructional Block Implementation
per DepEd Order 009, s. 2026

ใ‚š

Malapit na, Malay mo pag gising mo meron na โœจ
07/04/2026

Malapit na, Malay mo pag gising mo meron na โœจ

Para sa nag aabang ng Loan Moratorium โœจ
06/04/2026

Para sa nag aabang ng Loan Moratorium โœจ

Paano daw irerefund ni GSIS ang December-February  kung nareloan na nung March? Closed na at naging new loan na?
05/04/2026

Paano daw irerefund ni GSIS ang December-February kung nareloan na nung March? Closed na at naging new loan na?

Akala mo ready ka na mag apply ulit ng loanโ€ฆ tapos biglang ganito ang bubungad sayo.โ€œMember record is centrally blocked....
05/04/2026

Akala mo ready ka na mag apply ulit ng loanโ€ฆ tapos biglang ganito ang bubungad sayo.

โ€œMember record is centrally blocked.โ€

Nakaka-frustrate, diba?

Pero eto ang totoo na hindi agad sinasabiโ€ฆ

Hindi ka denied. Hindi ka disqualified. Hindi ka napag-iwanan.

May inaayos lang sa likod ng system.

Kapag nag apply ka ng loan moratorium with refund, parang sinasabi mo sa system:
โ€œSandali lang, ayusin muna natin yung existing loan ko.โ€

At habang inaayos iyon, automatic kang nilalagay sa hold.

Bakit?

Para hindi magulo ang records mo. Para hindi mag double ang computation. Para hindi ka magkaroon ng mali o unfair na balance.

Sa madaling salitaโ€ฆ
Hindi ka hinaharang. Pinoprotektahan ka.

Dagdag pa diyan, minsan sabay sabay ang nag a-access kaya nagiging mabagal o nagkaka temporary restriction.

Kaya kung ganito ang lumabas sayo, huminga ka lang muna.

Hindi ito rejection.
Hindi ito problema.
Proseso lang ito.

At kapag okay na ang refund moโ€ฆ
magiging okay din ang status mo.

Minsan sa buhay, hindi ka pinapahinto para hadlanganโ€ฆ
pinapahinto ka para ayusin ang dapat maayos.

Trust the process.



๐ŸŸฉ GSIS BALIK GINHAWA PROGRAMLoan Moratorium Through Refund๐Ÿ“Œ Frequently Asked Questions (FAQ)(by Government Service Insur...
04/04/2026

๐ŸŸฉ GSIS BALIK GINHAWA PROGRAM

Loan Moratorium Through Refund

๐Ÿ“Œ Frequently Asked Questions (FAQ)

(by Government Service Insurance System)

---

๐Ÿ’ก WHAT IS IT?

A special program where you get a refund equal to 3 months of loan payments.

---

๐Ÿ’ฐ WHAT YOU WILL RECEIVE

โœ” Refund for December 2025 โ€“ February 2026
โœ” Directly credited to your account

---

๐Ÿ”„ IMPORTANT NOTES

โŒ Loan deductions will NOT stop

โž• No added interest or penalties

๐Ÿ“† Loan term will be extended by 3 months

---

๐Ÿ“… WHEN WILL YOU GET IT?

After your application is approved via GSIS Touch app

---

๐Ÿ“ฑ HOW TO APPLY

โœ” Apply through GSIS Touch Mobile App ONLY
โœ” No need to visit any GSIS office

---

๐Ÿ‘ฅ WHO CAN APPLY?

โœ” Members & pensioners
โœ” With existing loans
โœ” Not in default / no arrears
โœ” With actual remittances

---

๐Ÿ—“๏ธ APPLICATION DEADLINE

๐Ÿ“Œ Until October 31, 2026

---

โ“ WHY APPLY?

Itโ€™s voluntary

Not automatic so you can choose whatโ€™s best for you

---

๐Ÿ  WHAT CAN YOU USE IT FOR?

โœ” Daily expenses
โœ” Family needs
โœ” Emergency funds

---

โš–๏ธ WHY DEDUCTIONS CONTINUE?

To keep: โœ” Loan accounts organized
โœ” Fund stable
โœ” While still giving financial help

---

โœจ KEY MESSAGE

๐Ÿ‘‰ Get immediate financial relief while keeping your loan account in good standing.

04/04/2026

What if gumawa na lang ang DepEd Central Office ng lesson plan and to be executed na lang ng mga teachers. Agree or disagree?

-sem

Address

Laoang
6411

Telephone

+639606569348

Website

Alerts

Be the first to know and let us send you an email when Teacher Chiara posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share