26/04/2026
MariBank is Goodโฆ but MP2 is Way Better.
Kung napapansin niyo, kaliwat kanan ang post about MariBank
how you can earn daily just by saving money in the app.
And yes, itโs trueโฆ but itโs not enough.
If you want real high returns,
โ
๐ ๐๐๐ถ๐น๐น ๐ต๐ถ๐ด๐ต๐น๐ ๐ฟ๐ฒ๐ฐ๐ผ๐บ๐บ๐ฒ๐ป๐ฑ ๐ฃ๐ฎ๐ด-๐๐๐๐ ๐๐๐ป๐ฑ ๐ ๐ฃ๐ฎ.
MP2 offers higher dividends. Last year? 7.12% ๐
So kung may โฑ1,000,000 ka, thatโs around โฑ71,200 (TAX-FREE).
Compare mo sa MariBank: around โฑ26,000 lang
(after 20% withholding tax).
Isipin moโฆ
20% ng kinita mo, napunta lang sa tax.
๐๐ฆ๐ฎ ๐ ๐ฃ๐ฎ? ๐ช๐ฎ๐น๐ฎ๐ป๐ด ๐๐ฎ๐
.
Why?
Because itโs government-backed.
You can withdraw your 100% principal + dividendsโno tax.
Protected by law.
๐๐๐ป๐๐ฒ๐ฟ๐ฒ๐๐ ๐ฅ๐ฎ๐๐ฒ?
MariBank = fixed (or sometimes lower)
MP2 = performance-based (can go higher, even 8%+)
๐๐๐ฒ๐โ๐ ๐ฑ๐ผ ๐๐ต๐ฒ ๐บ๐ฎ๐๐ต:
Same capital: โฑ1,000,000
Same period: 3 years
Both: annual compounding
MariBank is Goodโฆ but MP2 is on Another Level ๐
โ
MP2 (7.12% avg): โฑ1,228,895 (tax-free)
โ
MariBank (3.5%): โฑ1,085,075 (after tax)
Same peraโฆ
pero +โฑ143,820 agad ang difference.
Hindi lang interest rate ang laban
tax-free vs may tax talaga ang game changer.
๐๐ ๐ฎ๐ ๐น๐ผ๐ฐ๐ธ-๐ถ๐ป ๐ฏ๐ฎ ๐๐ฎ ๐ ๐ฃ๐ฎ?
For annual dividend payout
Pwede ka mag pre-termination
Makukuha mo ang 100% principal + dividends
Kung hindi mo kukunin?
Mas lalong lalaki pera mo ๐
๐๐ช๐ต๐ ๐ป๐ผ๐ ๐ฏ๐ผ๐๐ต?
Yes, you can. I use both.
MP2 โ for long-term, high returns ๐ฐ
MariBank โ for easy access savings
(better than GCash na walang interest)
If wala ka pang MariBank, gamitin mo referral ko ๐
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MariBank Code: ๐๐๐ต๐ญ๐ฏ๐ด๐ฌ๐ณ for โฑ150 bonus
Mag-deposit ka lang ng โฑ1,000 then wait 24 hours without withdrawing para eligible ka sa โฑ150 reward kinabukasan.
Maya Code: for โฑ50 bonus
GoTyme: walang referral ๐
(but maganda siya for monthly interest)
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Sabi nga nila:
Invest only in what you understand and are comfortable with.
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