08/09/2025
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๐๐ซ๐ฆ๐๐ซ๐ฌโ ๐๐จ๐จ๐ฉ๐๐ซ๐๐ญ๐ข๐ฏ๐ ๐๐ญ๐ซ๐๐ง๐ ๐ญ๐ก๐๐ง๐ฌ ๐
๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐๐ค๐ข๐ฅ๐ฅ๐ฌ ๐ข๐ง ๐๐๐-๐๐๐ ๐๐๐ฆ๐ข๐ง๐๐ซ
STA. JOSEFA, AGUSAN DEL SURโIn a significant step towards empowering local farmers, the Sta. Josefa Unified Calamansi Farmers Agrarian Reform Cooperative (SJUCFARC) actively participate in a financial management seminar for 20 of its members on September 8, 2025. The event, held at the CSO Building in Poblacion, Sta. Josefa, was spearheaded by the Department of Trade and Industry (DTI) Agusan del Sur under the Comprehensive Agrarian Reform Program (CARP). Titled "Financial Management: Budgeting and Cash Flow Management," the seminar aimed to equip agrarian reform beneficiaries (ARBs) with the knowledge to effectively manage their finances and grow their livelihoods.
The training provided a practical, hands-on approach to personal and business finance. Participants were guided through the use of a simplified cashbook, applying it to a real-world scenario of a farmer tracking income and expenses. This exercise underscored the importance of meticulous record-keeping. Key discussions centered on optimizing cash flow, identifying lucrative opportunities, and making informed decisions about when to invest earnings or when to responsibly take on debt. The activity emphasized that these fundamental skills are vital for transforming farming from a subsistence activity into a more profitable and sustainable enterprise.
This capacity-building initiative is a component of DTI-Agusan del Sur's commitment to the unified plan with the Department of Agrarian Reform (DAR) and the Department of Science and Technology (DOST) in supporting the needs of ARBs. By enhancing the financial literacy of Agrarian Reform Beneficiary Organizations (ARBOs), the government aims to foster the growth of their cooperatives and ensure long-term economic stability. Ultimately, the DTI believes that these skills will not only improve the individual income of farmers but also fortify the entire rural economy within the province.