Mike Dacre-Title Agent

12/05/2024

As part of my role while conducting my settlements, l alert the customer to scam companies like the one attached regarding their deed. This company and others like it are selling documents or information that you can go online for at no cost. It's public information. In the case of your deed, that's part of your closing costs. You have already paid for this product when you engage myself and Perfection Title to handle your realty purchase or a deed transaction...
Although this company does put a disclaimer in the notice, it is worded in such a way that one may believe they need to purchase this information.
What triggers this company to send this to you is actually the recording of your deed at the County Courthouse.
I did a recent transaction and the customer called to verify if this was important or not.
Thankfully I had the client send this to me before trashing it so l can share.

08/30/2023

https://m.facebook.com/story.php?story_fbid=10227407724151280&id=1007382778&mibextid=0cALme

07/22/2023

Thank you Allen Stanton Remax Executive and Michael Collins of Colonial Mortgage for being part of today’s transaction for these first time home buyers.

This file settled today because of the hard work that everyone from Michael Collins office, Allen Stanton’s office and ours collaboratively worked together on. Our seller ran to Annapolis to secure the occupancy permit on this new build to make this happen today.

Welcome to Maryland Nick and Kaylie to your brand new home. It was great working with you to get to closing today. We appreciate your business!!

06/17/2023

06/17/2023

Are you the owner occupant of your Maryland property?

Did you know that you can apply for a means to keep your property taxes at a lower rate factor as an owner occupant vs. a realty investment property?

The Homestead Tax Credit is a credit is eligible to anyone who has been in their home as the owner for at least a year. You can use the attached form or apply online with the State.

In my capacity as a title agent for Perfection Title, we advise our customers at closing who are buying a new home to apply for this credit when their new deed arrives in the mail. That way, the property is already in their name from the seller and they can enjoy this credit on future tax bills. The purpose of this credit is to cap tax increases. The cap varies by each County.

Click on this link to see if you are receiving the Homestead Tax Credit with SDAT (State Dept. of Assessment and Taxation).

https://sdat.dat.maryland.gov/RealProperty/Pages/default.aspx

You’d be surprised just how many people who are eligible are not receiving this credit. Don’t let this be you.

For more information. Please call or email me at 410-952-2997 or email [email protected]

04/29/2023

When the phrase “he bought the farm” is a positive one.

We recently closed on a family buy out from an estate whereby one brother bought out the other brothers interest in the family farm on the Eastern Shore. Our office routinely handles estate purchases of real property and are a trusted partner for law firms that don’t do the settlement component at their law practice.

It’s always a pleasure to help families with this particular need. Being the Administrator of an Estate is stressful and emotional. We are here to help.

02/25/2023

Scam alert…

When I do purchase closings, I have to warn buyers about companies like this who gather public information. Customers will get the original deed to the property after the courthouse records it. That is part of the closing costs you pay at settlement.

Although they put a disclaimer in the notice (highlighted), they are charging people for items already that are part of our fees or your lenders.

10/07/2022

It’s always a great feeling to be a part of helping people achieve their goals in my capacity as a title agent/settlement officer. Yesterday’s realty transaction helped both the buying and selling party reach those future plans. This was the case of our buying party wanting to have more space for their large family and our seller wanting to downsize.

It’s also great to be working with great realty agents representing their clients and who appreciate our work along the way. The buyers lender was able to get last minute adjustments done in a time crunch to pull this off yesterday.

08/29/2022

Did you know……….

The buyer(s)/borrower(s) in a real estate transaction by Maryland Law have the right to pick the title company of their choosing to handle their purchase or refinance needs?

As an independent title agent representing Perfection Title Ltd, I am recommended by trusted realtors, lenders, builders, and the public at large for our services. We work with all realty and lending companies with no affiliation.

If you are thinking about a purchase or refinance of real estate, I would appreciate your consideration.

Mike Dacre-Title Agent
[email protected]
Cell: 410-952-2997

05/09/2022

Other than the typical purchase or refinance of property, I also work with costumers who wish to purchase the property they have been renting from their landlord who wants to sell. I also work with families who have inherited property in an estate that wish to buy out siblings, etc. We work with many area attorneys who refer this type of work to us that need the title component taken care of. We also handle ground rent redemptions for people who wish to purchase the land their home sits on in a current leasehold arrangement.

We work with all lending and realty companies as an independent agency and can gladly refer anyone in need of a realtor or lender who would like to purchase a home or raw land.

For all of your title needs, contact me for assistance.

Mike Dacre
[email protected]
410-952-2997