Texas Association of Health Plans

08/10/2026

Did you know? Competition helps create a stronger and more affordable health care marketplace.

08/03/2026

Did you know not all health plans are regulated the same way? Fully insured health plans are overseen by the Texas Department of Insurance, while self-insured employer health plans are governed by federal ERISA rules.

07/31/2026

TAHP has spent more than three decades representing the health plans that serve Texans statewide, including insurers, Medicaid plans, Medicare Advantage plans, and related health care entities. Our work is focused on making health care in Texas more accessible, affordable, and high quality. Learn more at tahp.org.

07/29/2026

Most Texans get their health coverage through an employer, with government programs and the individual market filling in the rest. Understanding how coverage breaks down helps explain why one-size-fits-all policy proposals rarely fit everyone. Learn more at Home Page - Texas Association of Health Plans

07/28/2026

Every premium dollar is required by law to go mostly toward medical care, and the numbers show exactly where it lands.

Hospital and prescription drug costs make up 65 cents of every dollar, while doctor visits and other care make up about 19 cents, with the remainder covering administration, taxes, and a small profit margin.

Rates aren't set arbitrarily either. Actuaries project what a covered group will need the following year, and regulators review and approve those rates before they ever reach consumers.

See the full breakdown on the Home Page - Texas Association of Health Plans.

07/24/2026

Not all health plans are regulated the same way. Fully insured plans fall under the Texas Department of Insurance, while self-insured employer plans are governed by federal ERISA rules. Learn how the difference affects your coverage at Home Page - Texas Association of Health Plans

07/23/2026

Health care costs are growing faster than inflation, and that shows up directly in 2026 premiums.

Individual market shoppers are seeing some of the steepest increases, with silver plan premiums projected to rise more than 35 percent, while employer-sponsored plans are seeing more modest increases in the range of 6.7 to 8.9 percent.

Nearly 90 percent of that growth is tied to the rising underlying cost of care itself, meaning hospital, drug, and provider prices.

See the full 2026 outlook at http://tahp.org/

07/22/2026

More than 25 million Texans have health coverage today, and most of them get it through their job.

Employer coverage remains the largest single source of protection in the state, followed by Medicaid, the individual market, and Medicare.

Each of these paths works a little differently, and understanding the mix is the first step toward understanding health policy in Texas.

Read the full breakdown on the Home Page - Texas Association of Health Plans.

07/15/2026

Competition helps create a stronger and more affordable health care marketplace.

Closing the remaining all-or-nothing contracting loophole could reduce hospital prices in affected markets, lower employer premiums, and generate billions in potential savings while improving value for Texas employers and families.

Promoting competition supports better affordability and a healthier marketplace for all Texans.

Read more: https://tahp.org/texas-banned-anticompetitive-hospital-contracts-one-costly-loophole-remains/

07/14/2026