Kim Mills - Senior Benefit Services

Kim Mills - Senior Benefit Services Overwhelmed by Medicare?
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Not affiliated with or endorsed by any government agency.

This is a solicitation for insurance, by responding to this ad, you may be contacted by a licensed agent. My specialty is navigating your healthcare needs so you can enjoy your retirement fully covered and confident that you are receiving the right insurance and additional benefits that you’ve worked so hard over the years to attain. I am originally from Warrensburg, MO, graduated college from the

University of Missouri (go Tigers!). I then spent time in Los Angeles, Chicago, Tulsa, and Kansas City. I moved back to Warrensburg in 2013 and couldn’t be happier to be raising my two daughters in the same place that I enjoyed so much throughout my childhood. I also specialize in lump-sum cancer policies, term life, and final expense insurance for all ages. I look forward to earning your trust and working with you for years to come.

08/25/2026

When choosing between a Medicare Advantage or Medicare Supplement to cover you for the 20% exposure that traditional Medicare leaves behind, should you factor in your health?? 100%! Yes! ABSOLUTELY! Previous health conditions, upcoming procedures, family health history… All of it should be taken into consideration. Typically with a Medicare Supplement, you can see any doctor/provider anywhere in the country as long as they accept original Medicare. With Medicare Advantage, you are limited to the plans’s network and often have to go through prior authorizations before procedures can be scheduled. Budget and risk also plays a factor in these conversations. Reach out if you’d like to walk through your situation!

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08/24/2026

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Happy National Senior Citizens Day! To celebrate, we're sharing a list of various senior discounts available in 2026 💸 ...
08/21/2026

Happy National Senior Citizens Day! To celebrate, we're sharing a list of various senior discounts available in 2026 💸 https://www.theseniorlist.com/senior-discounts/

Thanks to The Senior List for putting this together!

08/14/2026

Did you know Medicare may cover wheelchairs, walkers, hospital beds, oxygen equipment, CPAPs you use at home, and equipment for diabetes like continuous glucose monitors and insulin pumps? It's called durable medical equipment, or DME. To qualify, your doctor has to decide it's medically necessary and send a written order to your DME supplier, without that order, Medicare won't pay for it. What you pay depends on your coverage: with Original Medicare, it's 20% coinsurance after your Part B deductible ($283 for 2026). With a Medicare Supplement, your plan may cover some or all of that 20%, depending on which plan you have. With Medicare Advantage, your plan sets its own copay or coinsurance, but it has to cover at least what Original Medicare covers, and either way, there's a yearly limit to how much you'll pay out of pocket. One more thing to check either way: your supplier has to be Medicare-approved, and with Original Medicare or a Supplement, ask if they accept assignment, with Medicare Advantage, ask if they're in your plan's network. Questions about what you qualify for or how your coverage applies? I'm a licensed insurance agent who specializes in Medicare, and I'm here to help, at no cost to you, no pressure. Link in bio to start the conversation.

A, B, C, D, E-verything you need to now about the Parts of !
08/14/2026

A, B, C, D, E-verything you need to now about the Parts of !

08/12/2026

Medicare and Medicaid are not the same program, even though the names get mixed up constantly. Medicare is federal, you earn into it through work history, turning 65, or a qualifying disability, and it works the same no matter what state you're in. Medicaid is state-run and needs-based, decided by your income and assets, so coverage and rules can look very different depending on where you live. Some people qualify for both, that's called being dual eligible, and it doesn't mean giving up either one. Here's how that actually works: Medicare pays first (whether you have Original Medicare or a Medicare Advantage plan), then Medicaid pays second, picking up some of what Medicare leaves behind, like deductibles, coinsurance, and sometimes your premium. Wondering if you might qualify? Medicaid is applied for separately from Medicare, through your state's Medicaid agency, and your state's SHIP program (State Health Insurance Assistance Program) offers no-cost, unbiased help if you want a real person to walk you through it. Not sure if any of this applies to you? Text or call, happy to help you figure it out.

08/10/2026

You can absolutely have Part B and employer coverage at the same time. But starting Part B also stars your 6-month Medigap open enrollment window. That matters because a Medicare Supplement works with Original Medicare, helps cover Medicare's gaps, and gives you broad access to providers who take Medicare. After that window, getting a supplement may not be as easy. Questions about your own timeline? Reach out! 660.864.0229



08/08/2026

Original Medicare covers a lot, but here are seven real things it leaves out entirely in 2026: routine dental, vision, and hearing exams, long-term custodial care, prescriptions you pick up at the pharmacy (that's a separate Part D plan), cosmetic surgery, routine foot care, health care outside the U.S. (with only a few narrow emergency exceptions), and private duty nursing. I'm Kim, a licensed insurance agent who specializes in Medicare. Questions about any of these, reach out. 660.864.0229

At SBS, we don't just help you find a plan, we stand beside you when it's time to use it. Because insurance coverage sho...
08/07/2026

At SBS, we don't just help you find a plan, we stand beside you when it's time to use it. Because insurance coverage should actually work when it matters most!

08/06/2026

Four steps, zero phone calls, that's what it actually takes to enroll in Medicare online. Here's what to know so you're ready the moment your initial enrollment window opens. Step 1: create or log into your personal account at ssa.gov, this is the step that trips people up since it means verifying your identity through Login.gov or ID.me with a government photo ID (usually 5 to 20 minutes). Step 2: go to ssa.gov/medicare and start the "Sign Up for Medicare" application, you can use it even if you're not ready to file for Social Security yet. Step 3: fill it out, normally 10 to 30 minutes, and you can pause and come back to it. Step 4: after you submit, don't just wait on the mail, log back into your account and check Your Benefit Application, it'll show you where you are in the process and about when to expect a decision, but the decision itself, your Medicare number, and your Medicare card still come by mail. Would rather not do this online? You can fax, mail, or drop off a paper form at your local office (some offices have a drop box), or call 1-800-772-1213 to set up a phone appointment. Already collecting Social Security before 65? You don't need any of this, Part A and B start automatically. One more thing: you can start this whole process three months before you turn 65, and I recommend starting early, it just gives you some breathing room before everything else about turning 65 lands on your plate. If you have any questions as you're navigating this site, feel free to reach out.

I'm Kim, a licensed insurance agent who specializes in Medicare. Call/text: 660-864-0229

Address

901 W Main Street
Blue Springs, MO
64015

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16604221798

Website

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