Home At Last, Nevada Rural Housing Authority

Home At Last, Nevada Rural Housing Authority This institution is an equal opportunity provider and employer. Loan rates vary based on loan type and amount of assistance provided.

Guided by our mission to provide affordable homeownership, we provide down payment assistance and other affordable homeownership options to get rural Nevadans home. Home At Last™, a program of the Nevada Rural Housing Authority does not originate mortgage loans. Eligibility for the Home At Last™ program is determined by licensed lenders approved to offer the program. Participating lenders are responsible to reserve Home At Last™ loans at the rates published with eHousingPlus and must follow all program and loan agency guidelines. Not all applicants will qualify. This is not an offer to lend money or solicit a mortgage application. HALPal
You understand that NRHA does not guarantee or warrant that the pet you adopt, with the HAL Pals certificate, is an appropriate pet for your home or family. You assume total responsibility and risk for any damages the pet may cause to you, your family or third parties. NRHA does not make any implied warranties, representations or endorsements, as to the pet you choose to adopt, said pet will be your sole responsibility. NRHA shall not be liable for any cost or damage arising directly or indirectly from your adoption of the pet. The HAL Pals certificate does not guarantee adoption, as each shelter has specific terms in order to adopt. The HAL Pals certificate covers up to $125 in adoption fees. If adoption fees are less, there is no cash value for the remainder of the limit. HALMap
Zip codes may include eligible and ineligible properties.

09/28/2026

🎮 HOMEOWNERSHIP JOURNEY MYTH: “Down Payment Assistance (DPA) is only for first-time homebuyers.”

Already owned a home? 🏡 Don’t automatically assume that means down payment assistance is off the table.

Some Nevada Rural Housing programs may be available to eligible repeat homebuyers, too.

The key is knowing your options before counting yourself out. A participating lender can help you explore available programs and understand which ones may fit your situation.

🔓 Owned before? Keep exploring.

⭐ Your next path might look different than you think.

💙 Nevada Rural Housing is on your team.

👉 Explore your options: https://na2.hubs.ly/H082w_x0

09/26/2026

🎮 HOMEOWNERSHIP BARRIER #22: “I’m just browsing.”

Scrolling through homes. 👀 Saving a few favorites. 🏡 Thinking “maybe someday…”

That curiosity can be a first step.

You don’t have to be ready to buy a home today to start learning about the process. Understanding your financing options, down payment assistance and the steps ahead can help you feel more prepared if and when you're ready to move forward.

⭐ Browsing can be a first step.

🔓 Learn now. Decide when you're ready.

💙 Nevada Rural Housing is on your team.

👉 Start exploring: https://na2.hubs.ly/H080hhK0

09/25/2026

🎮 HOMEOWNERSHIP BARRIER #21: “I don’t have enough saved.”

Looking at your savings and thinking, “There's no way that's enough”? 💰🏡

Your savings may be one part of the picture — but they may not be the whole story.

Down payment assistance can help eligible Nevada homebuyers with upfront homebuying costs, which means it may be worth exploring your options before deciding you need to keep saving on your own.

⭐ Open the DPA box before you count yourself out.

You may be more ready than you think.

💙 Nevada Rural Housing is on your team.

👉 Explore down payment assistance: https://na2.hubs.ly/H080hgl0

09/23/2026

🎮 HOMEOWNERSHIP BARRIER #20: “I need perfect credit.”

Waiting until your credit hits some imaginary perfect score before you even explore homeownership? ⭐

Your credit matters — but you don’t have to decide on your own that it automatically puts homeownership out of reach.

A knowledgeable lender can help you understand where you stand, what factors go into financing and what options may be worth exploring.

🔓 Don’t count yourself out before you know your options.

Your first step doesn't have to be having everything figured out. It can simply be asking the right questions.

💙 Nevada Rural Housing is on your team.

👉 Explore your next step: https://na2.hubs.ly/H07-mBq0

09/22/2026

🎮 HOMEOWNERSHIP BARRIER #20: “I have to find the house first.”

Found yourself scrolling listings before you know what your homebuying options actually look like? 👀🏡

The house doesn’t have to be Level 1.

Before you find the one, connecting with a knowledgeable lender can help you understand your financing options, what you may be comfortable spending and the programs that may be available to you.

⭐ Know your path before you house hunt.

You don’t need to have everything figured out before you start — you just need a place to start.

💙 Nevada Rural Housing is on your team.

👉 Explore your next step: https://na2.hubs.ly/H07X1ZZ0

09/21/2026

🎮 HOMEOWNERSHIP BARRIER #19: “Renting feels like my only option.”

When renting is the path you know, it can be easy to assume it’s the only path available to you. 🏡

But you don’t have to count yourself out of homeownership before you’ve explored your options.

Talking with a knowledgeable lender can help you better understand your finances, available homebuyer programs and what another path could look like for you.

🛤️ Your next step doesn’t have to be buying a house. It can simply be learning what your options are.

⭐ Explore another path.

💙 Nevada Rural Housing is on your team.

👉 Start here: https://na2.hubs.ly/H07X1W50

09/19/2026

There’s a whole group of Nevadans caught in the gap between renting and owning a home.

They have jobs. They have income. They want a home of their own. But today’s housing costs can make that next step feel further away than ever.

🔑 That’s the Missing Middle.

And one way we’re working to close that homeownership gap? Rural Rocks $20K. 🏡

For qualifying rural Nevada homebuyers, Rural Rocks provides up to $20,000 in down payment assistance to help tackle one of the biggest barriers standing between buyers and a home of their own. To be eligible to use Rural Rocks $20K you need to live in a rural area - any area with a population under 150,000.

Because sometimes, the difference between almost there and home at last is having the right resource at the right time. 🔑

Learn about Rural Rocks $20K and explore more Keys to the Missing Middle at https://na2.hubs.ly/H07V3t90

09/18/2026

🎮 HOMEOWNERSHIP BARRIER #18: “What about my credit?”

If you've ever thought your credit automatically puts homeownership out of reach, don't hit GAME OVER just yet. 👀

Your credit is one piece of the homebuying journey—and the best first step is understanding your options before counting yourself out.

🔓 There may be another path forward.
🏡 You may be more ready than you think.

Nevada Rural Housing is on your team.

👉 Find your next step: https://na2.hubs.ly/H07T2WQ0

09/17/2026

🎮 HOMEOWNERSHIP BARRIER #17: “Should I just keep renting?”

When you’ve been renting for years, buying a home can feel like a huge leap. 🏠 And sometimes, sticking with what you know can feel like the easier option.

But you don’t have to decide whether homeownership is right for you before you even explore it. Follow the path and see where it could lead. 🧭✨

Nevada Rural Housing can help you learn about affordable homeownership options, down payment assistance and resources designed to help eligible rural Nevadans take the next step.
🔑 Learn what options are available.
💰 See what assistance you may qualify for.
🏡 Find out what homeownership could look like for you.

Renting might be where your story is now — but it doesn’t have to be where you stop exploring.

⭐ Ready to see what you can unlock?

🔑 Start here: https://na2.hubs.ly/H07T21b0

09/16/2026

🎮 HOMEOWNERSHIP BARRIER #16: The down payment.

For a lot of buyers, the down payment feels like the biggest obstacle between “maybe someday” and actually exploring homeownership. 🏡
But before you assume you have to save for years or do it all on your own, open the DPA box. ⭐

Nevada Rural Housing offers down payment assistance programs that can help eligible homebuyers with upfront costs — giving you more options to explore on your path home.
💰 Understand your options.
🏡 Find the path that fits you.
⭐ You may be more ready than you think.

Ready to see what you can unlock?

🔑 Start here: https://na2.hubs.ly/H07T1vS0

Address

3695 Desatoya Drive
Carson City, NV
89701

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm

Telephone

+17752830173

Website

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