Beneficial Insurance Agency - Serving North Shore & South Shore

06/23/2026

https://www.wdsu.com/article/louisiana-insurance-new-guideline-tropical-storm-arthur/71666078

The Louisiana Department of Insurance has released new flood, auto, and homeowners insurance guidance for policyholders affected by Tropical Storm Arthur.

06/21/2026

Happy Father’s Day from Beneficial Insurance Agency

Dads spend a lifetime protecting the people they love.

From teaching life lessons and planning for the future to providing security and peace of mind, their goal is always the same — making sure their families are taken care of.

Today, we celebrate the fathers, grandfathers, stepfathers, and father figures who work hard every day to protect what matters most.
Thank you for all you do.

Wishing you a Happy Father’s Day filled with family, laughter, and lasting memories.

📞 985-875-0699 | 504-277-8000
🌐 https://www.beneficialinsuranceagency.com/

06/18/2026

🌊 Hurricane Myth vs. Fact

One of the most common misconceptions we hear from homeowners is:
❌ "My homeowners insurance covers flood damage."

Unfortunately, that's usually not the case.

Flooding caused by storm surge, heavy rainfall, or rising water typically requires a separate flood insurance policy.

Just one inch of water inside your home can cause thousands of dollars in damage to flooring, drywall, furniture, appliances, and personal belongings.

With hurricane season underway, now is a great time to review your coverage and make sure you understand what's protected—and what isn't.
Don't wait until a storm is approaching to find out.

Flood Claims information
https://agents.floodsmart.gov/resource-library/en/nfip-claims-handbook

📞 Beneficial Insurance Agency 985-875-0699 | 504-277-8000

06/18/2026

🌪️ Hurricane Season Tip

One of the biggest surprises homeowners face after a hurricane isn't the damage—it's discovering how much they must pay before insurance kicks in.

Many Louisiana homeowners have hurricane deductibles that are based on a percentage of their home's insured value, not a flat dollar amount.
For example:
🏠 $300,000 Home
🌪️ 5% Hurricane Deductible
💰 $15,000 Out of Pocket

Do you know what your hurricane deductible is?

If you're not sure, now is the perfect time to review your policy. We can help explain your coverage, identify potential gaps, and shop options if needed.

Don't wait until a storm is in the Gulf.

📞 985-875-0699 📞 504-277-8000

06/18/2026

Our office is open but short staffed as some of staff are being affected by the tropical storm . Call us or insurance company if need to file a claim. We are here to help.

If you need a tarp or have roof damage we recommend calling

Blueprint Roofing
985-764-9611
Stephen

Beneficial Insurance Agency has been serving South Louisiana since 1989.

06/17/2026

Tropical Storm Arthur forms in the Gulf, becoming the first named storm of the season. It is now a good time to take inventory of your personal belongings. A video and or written inventory is always good to have in case of a claim . Here is a link to download a inventory form.

https://ldi.la.gov/docs/default-source/documents/publicaffairs/consumerpublications/homeinventorycklist_web_fillable.pdf?sfvrsn=8bc5952_6

We are here to help if you have any questions about your policy or need a electronic copy of your policy just send us a request .
[email protected]
504-277-8000 or 985-875-0699

06/10/2026

🏡 Good News for Louisiana Homeowners!

We just received notification that another insurance carrier is lowering homeowners' insurance rates by an average of 10%! 📉

While rates are still higher than we'd all like, we're beginning to see a positive trend as more carriers become competitive in the market.

If you haven't reviewed your homeowner's policy recently, now is a great time to see if you could save money while maintaining the coverage you need.

✅ Let us shop multiple carriers for you
✅ No obligation review
✅ Local service you can count on

📞 985-875-0699 📞 504-277-8000
Beneficial Insurance Agency Serving the Northshore & Southshore
🏡💙

06/08/2026

We just got another carrier notification they are lowering Homeowners rates by a average of 10%.
We seeing a small trend in right direction.

Let us shop your policy for you today.
985-875-0699
504-277-8000

06/08/2026

We are excited to see another carrier have a rate reduction for commercial auto in Louisiana

Effective June 4, 2026, we are significantly lowering rates for commercial auto customers in Louisiana.

Now is the perfect time to revisit recent quotes, follow up with prospects, and help more customers find the protection they need at an even better price.

Our commercial auto product was built with independent agents in mind:

More than 90% of commercial auto quotes are bindable with no underwriting interaction.

A typical policy can be quoted and bound in under five minutes.

Straightforward navigation and intuitive questions guide you through the process.

Our broad appetite gives you more options for more customers.

06/04/2026

🌪️ Do You Know Your Hurricane Deductible?

Many Louisiana homeowners are surprised to learn just how much they could be responsible for after a hurricane claim.

A hurricane deductible isn't a flat dollar amount—it's often a percentage of your home's insured value. That could mean thousands, or even tens of thousands, out of pocket before your insurance coverage begins.

We've reviewed policies with hurricane deductibles ranging from $20,000 to well over $100,000.

Before storm season ramps up, now is the perfect time to review:
✅ Your hurricane deductible
✅ Your dwelling coverage amount
✅ Your flood insurance needs
✅ Available discounts and savings opportunities

Don't wait until a storm is in the Gulf to find out what your policy covers.

📞 Call Beneficial Insurance Agency today for a complimentary policy review.
📍 Serving the Northshore & Southshore
☎️ 985-875-0699 | 504-277-8000
🌐 Beneficial Insurance Agency