05/01/2026
ND SMP Scam of the Month – May 2026
How to Spot Medicare Scams
For older Americans, fraud can feel like a threat that is everywhere and hard to escape. Medicare scammers often use phone calls to find people, but they may also contact them by email, text messages, or mail. Another type of scam to watch for are artificial intelligence (AI) scams. AI scams are increasing, and right now they can be very hard to spot. Medicare scams can happen to anyone!
Warning signs of a Medicare scam:
• Promises of free services or supplies. Be careful of offers saying something is free.
• Pressure to change your Medicare plan. Someone may call and say you are “pre-approved” for a new plan.
• Notice of a new Medicare card. A scammer may call and say you need to activate, renew, or update your card.
• Threats to cancel your coverage. You may get a call saying there is a problem with your Medicare account, and they need to cancel your plan.
• Claims that you can get a refund. A scammer may say you can get money back. They may ask for your Medicare number, and even bank account information.
Protect yourself from Medicare scams:
• Only share your Medicare number or Social Security number with your doctor, pharmacy, or trusted Medicare helpers.
• Do not be afraid of threats to cancel your benefits, and do not talk to anyone who tries to pressure you to pick a certain plan.
• Do not reply to emails or text messages you weren’t expecting, and do not click on any links in them—even if they look real.
• Do not talk to anyone who says they are from Medicare and tries to make you pick a certain plan. Medicare does not recommend any one plan.
• Do not accept genetic testing kits you didn’t ask for. If your doctor didn’t order it, refuse it or send it back.
Reporting Medicare fraud:
If you suspect fraud, contact the ND SMP at [email protected] or call 833-818-0029 or 701-858-3580. For non-Medicare fraud issues, contact the ND Attorney General’s Office at 800-472-2600.
The information provided is intended to be a general summary only. Source of information: National Council on Aging (NCOA). (2025, February 24). 5 warning signs of a Medicare scam—and how to protect yourself. Medicare.
North Dakota Senior Medicare Patrol Phone: 833-818-0029 or (701) 858-3580
For more information or to locate your SMP, visit https://ndcpd.org/smp/
This project was supported, in part, by grant number 90MPPG0079, from the Administration for Community Living, Department of Health and Human Services. The contents are those of the author and do not necessarily represent the official views of, nor an endorsement, by ACL/HHS, or the U.S. Government.
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Project Staff Linda Madsen, Project Director Brenda Munson, Coordinator of Volunteers Kale McHenry, Project Coordinator Videos North Dakota Senior Medicare Patrol (ND SMP) Scam artists continue to try and steal your Medicare number Protect yourself against Medicare Fraud North Dakota Senior Medic....