09/01/2026
Interested in becoming a homeowner? Let us introduce you to the Fulton County Homeownership Program (HOP)! 🏡
The Homeownership Program (HOP) helps eligible first-time homebuyers achieve their dream of homeownership by offering a deferred loan with 0% interest and no monthly payments.
If rising housing costs or a down payment have been standing in your way, this program may be able to help. HOP also offers opportunities for loan forgiveness for qualifying participants.
You may qualify if:
✅ You're a qualified first-time homebuyer (or haven't owned a home in the past 3 years)
✅ You're approved for a first mortgage with a HOP participating lender
✅ Your household income falls within the limits shown in the graphic above
✅ All applicants complete HUD-approved housing counseling before receiving HOP assistance
✅ The home purchase price does not exceed $347,000 for existing homes or $371,000 for new construction homes
📍 The home must be located in Fulton County outside the City of Atlanta.
Be sure to check out some of the participating lenders and take the first step toward making homeownership a reality!
🔗 Learn more: https://fultoncountyga.gov/hop