FMHA HomeOwnership Center

05/26/2026

Memorial Day may be over, but the meaning behind it stays with us. This week, we continue to remember and honor the men and women who gave their lives in service to our country.



Home represents safety, stability, and community. As housing counselors, we’re here to help people protect that stability when financial challenges come up.



If you or someone you know is dealing with:

Mortgage payment struggles
Foreclosure concerns
Trouble affording rent or facing eviction
Budgeting challenges
Questions about homeownership

Reverse mortgage questions
Home repair or housing resource needs


Housing counseling may help you understand your options and take the next step with confidence.



📞 Reach out to learn about available housing counseling services and resources.

05/12/2026

Series Five is here, and May is Mental Health Awareness Month.

Your home should be a place of comfort and stability, but homeownership can also come with stress. Between bills, repairs, maintenance, and everyday responsibilities, it can feel overwhelming at times.

Creating a healthy home environment can support both your home and your well-being.

Ways to make homeownership feel more manageable:

• Create a simple monthly budget for home expenses and savings
• Keep up with small maintenance tasks before they become larger issues
• Declutter one area at a time to create a calmer living space
• Make a list of seasonal home tasks instead of trying to remember everything at once
• Set aside an emergency fund for unexpected repairs
• Ask for help or guidance when you feel stuck on a home-related issue

Owning a home is a big responsibility, and staying organized can help reduce stress and make your home feel more manageable.

Reach out to our Homeownership Center with any questions you may have about maintaining your home or planning ahead!

04/28/2026

Thinking about ways to use your home equity in retirement? A Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage, might be an option.

HECM counseling is a required step before applying, and it’s there to protect you. During a session, you’ll get clear, unbiased information about how a HECM works, what it costs, and how it could impact your finances, home, and heirs.

We’ll walk through:
• How you can receive funds
• Your responsibilities as a homeowner
• Costs, fees, and long-term impact
• Alternatives that may better fit your situation

This is about helping you make an informed decision—not pushing you into one.

If you’re 62 or older and curious about using your home equity, reach out to schedule a counseling session or ask questions.
📞 304-363-0860 ext 129
📧 [email protected]

04/14/2026

Series Four is here, and with tax day this week, many homeowners may be receiving a tax refund.

Before you spend it, take a moment to think about how it can support your home and your budget long-term.

Smart ways to use your tax refund as a homeowner:

• Build or add to your emergency fund for unexpected home repairs
• Make an extra mortgage payment to reduce interest over time
• Take care of small repairs before they become costly (leaks, loose fixtures, cracked caulk)
• Upgrade energy efficiency with LED lighting, insulation, or a smart thermostat
• Schedule preventive maintenance like HVAC servicing or chimney cleaning
• Pay down high-interest debt to free up monthly income

A tax refund can go quickly, but using it with a plan can save you money and stress down the road.

Reach out to our Post-Purchase Counselor at 304-363-0860 ext. 129 or [email protected] if you have questions about prioritizing home expenses or planning ahead.

04/01/2026

We’re currently gathering insight from postsecondary students to better understand how they approach career exploration and the job search process.

If you, or someone you know, goes to college, Fairmont State University Career Development Center, Pierpont Community & Technical College, or Workforce, Region VI Workforce Investment Board, can you please share this and participate?

Students who complete the survey will have the chance to win a small thank-you prize.

https://www.facebook.com/share/p/1FC4FzCdtU/

Post-secondary students: we want to hear from you.

Fahe is gathering insight on how you explore careers and approach the job search. Your input will help shape how we support the next generation of talent. Students in any college, technical program, or workforce training program are invited to participate.

Everyone who completes the survey will be entered into a small thank‑you drawing.

Take the survey:
https://bit.ly/WorkplacePrioritiesSurvey

03/30/2026

Lion / Leo E-waste recycling event

Spring Lion - LEO Electrical and Electronic recycling event.

The Fairmont Lions and Midtown LEO clubs will be holding their Spring E-waste and metal recycling event from 9AM to 1PM Saturday April 18, 2026, in the parking lot of the Country Club Shops, 1228 Country Club Rd. in Fairmont. This is the parking lot for Sayboys Restaurant and Big Lots.

This event is Free to the public no matter what city or County you live in.
Instead of throwing out those items on the attached list when doing your spring cleaning, save them to bring to the recycling
event.

These events not only help the community to dispose of these types of items properly but also help the Fairmont Lions raise funds for their sight and hearing programs and the Midtown LEOs raise funds to support their school safety project.

At these events we will even take old tractors, lawn mowers, grills and other metal items, even bags of aluminum cans.

03/26/2026

🏡✨ Don’t miss it! Our FREE Home Buyer Education Class is just ONE week away!

Join us Thursday, April 2nd from 8:30am to 4:30pm for a fun, laid-back day packed with everything you need to know about becoming a homeowner. From financing to inspections and everything in between — we’ve got you covered with local experts, good vibes, and great info.

⏰ It’s not too late to sign up!
💡 Big dreams start with small steps… and this could be yours.

Your future home is waiting — let’s make it happen! 🏠💙

03/23/2026

Bought a home? Now what?

Post-purchase housing counseling helps you:

• Manage your monthly budget
• Handle unexpected repairs
• Understand escrow, taxes, and insurance
• Avoid delinquency or foreclosure

You don’t have to figure it out alone.

Reach out anytime for guidance and support.

03/17/2026

🍀 Feeling lucky this St. Patrick’s Day? 🍀
Your pot of gold might just be a safe, affordable home! 🏡✨

Whether you’re buying your first home, avoiding foreclosure, or just looking to boost your financial health, our housing counseling resources can help guide you every step of the way. 💚

Don’t leave your housing journey to luck—let us help you find the rainbow’s end! 🌈

📞 Contact us today to learn more!