02/01/2026
After storms and other disasters, fraudsters and scam artists often arrive quickly so it is important to stay alert to frauds and scams:
✅ A tree removal service may claim tree removal is covered by insurance, however your policy may state that tree removal is covered if the tree fell on your home, but not in your driveway.
✅Do not take a contractor’s word that insurance will pay for their service. Always verify with your insurance company.
✅ Do not sign any documents until you fully understand what you are signing. Beware of pressure to sign documents presented electronically, like on an iPad, that you cannot fully read and review.
More tips on disaster preparedness and recovery at INSURANCE.ky.gov