Connecticut Insurance Department

Connecticut Insurance Department CID serves and protects consumers. We’ve got your back! http://linktr.ee/ctinsurancedept

The mission of the Connecticut Insurance Department is to protect consumers through regulation of the industry, outreach, education and advocacy. The Department recovers an average of more than $4 million yearly on behalf of consumers and regulates the industry by ensuring carriers adhere to state insurance laws and regulations and are financially solvent to pay claims. The Department’s annual bud

get is funded through assessments from the insurance industry. Each year, the Department returns an average of $100 million a year to the state General Fund in license fees, premium taxes, fines and other revenue sources to support various state programs, including childhood immunization

05/30/2026

WHAT IS COMPREHENSIVE AUTOMOBILE INSURANCE?

Myth or Fact?❌ Myth: The minimum required auto insurance coverage protects you from every situation.✔️ Fact: Minimum cov...
05/29/2026

Myth or Fact?
❌ Myth: The minimum required auto insurance coverage protects you from every situation.
✔️ Fact: Minimum coverage may not fully protect you after a serious accident.

Connecticut's minimum auto insurance requirements are designed to meet state law, but they may not provide enough financial protection if you're involved in a serious crash.

Before purchasing or renewing your policy, consider whether higher liability limits may be appropriate for your needs. It's also important to understand that collision and comprehensive coverage are not required by law but can help cover damage to your own vehicle.

Talk with your insurance agent or advisor about your coverage options and what level of protection may be right for you.

At the National Association of Insurance Commissioners Spring Pre-Disaster Mitigation and Risk Modeling Working Group me...
05/26/2026

At the National Association of Insurance Commissioners Spring Pre-Disaster Mitigation and Risk Modeling Working Group meeting, Kristin Fabian, Principal Examiner (Property & Casualty) at the Connecticut Insurance Department, collaborated with regulators from across the country on initiatives focused on disaster preparedness, resilience, and catastrophe risk analysis.

This working group helps Connecticut contribute to national efforts to strengthen pre-disaster mitigation standards, advance the use of catastrophe data and modeling, and share best practices with other states.

As severe weather risks continue to evolve, participation in this work ensures Connecticut remains engaged in multi-state collaboration on mitigation and resilience.

Happy Memorial Day! Today we remember and honor all who have served.🤍
05/25/2026

Happy Memorial Day! Today we remember and honor all who have served.🤍

WHAT ARE DECLARATIONS?
05/23/2026

WHAT ARE DECLARATIONS?

🚨 Stay Alert. Avoid Insurance Fraud and Scams.Scammers may pose as insurance companies, agents, or trusted organizations...
05/22/2026

🚨 Stay Alert. Avoid Insurance Fraud and Scams.

Scammers may pose as insurance companies, agents, or trusted organizations to steal your personal and financial information. Before responding to unexpected emails, texts, or calls:

✔️ Verify the source
✔️ Never share personal information unless you're sure who you're dealing with
✔️ Contact companies directly using verified contact information

If an offer seems too good to be true, it probably is.

If you believe you've been targeted by an insurance scam, contact the Connecticut Insurance Department Consumer Affairs Division:
📧 [email protected]
📞 860-297-3900

Learn more and verify insurance licenses at portal.ct.gov/cid

05/21/2026

Need insurance information you can trust?

Our Consumer Information Center is your one-stop resource for tools, guides, and consumer assistance, including:

✅ The Life Insurance Policy Locator Tool to help families find lost or unknown life insurance policies
✅ The Climate Risk Mapping Tool for property-level assessments of flood, wildfire, wind, extreme heat, and other risks
✅ Consumer checklists, quizzes, and step-by-step guides for understanding coverage and filing claims
✅ Information about your insurance rights, protections, and answers to common insurance questions
✅ Assistance with complaints and insurance disputes — helping recover more than $5 million for Connecticut consumers each year

Take a quick tour of the available resources and visit our Consumer Information Center to learn more.

🔗 https://portal.ct.gov/cid/consumer-information-center

Myth or Fact?❌ Myth: Homeowners insurance never covers wildfire damage✔️ Fact: Most homeowners and renters insurance pol...
05/19/2026

Myth or Fact?

❌ Myth: Homeowners insurance never covers wildfire damage
✔️ Fact: Most homeowners and renters insurance policies generally cover fire damage, including wildfire-related damage, subject to policy terms, limits, and deductibles.

Wildfires and brush fires can spread quickly during dry and windy conditions. Understanding your coverage before an emergency happens can help you better prepare and recover.

Questions about your policy? Contact your insurance company or agent to confirm your coverage.

🔨 It’s Contractor Fraud Awareness Week.Before hiring a contractor for repairs or home improvement work:✔️ Verify license...
05/18/2026

🔨 It’s Contractor Fraud Awareness Week.

Before hiring a contractor for repairs or home improvement work:
✔️ Verify licenses and insurance
✔️ Compare estimates
✔️ Read contracts carefully
✔️ Avoid large upfront payments
✔️ Don’t feel pressured to sign immediately

A little research can help protect your home and your wallet. If something feels off, trust your instincts.

Address

153 Market Street
Hartford, CT
06103

Telephone

+18602973800

Website

https://linktr.ee/ctinsurancedept

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