10/20/2026
Are you receiving SSI or SSDI?
Here are important changes coming in 2027 that you should know about.
Social Security announced a 3.6 percent cost-of-living adjustment.
The maximum federal SSI payment increases to $1,029 per month for an individual and $1,544 for an eligible couple. Your actual SSI payment may be lower, depending on your income and living arrangements.
But remember: SSI’s countable-resource limits remain $2,000 for an individual and $3,000 for a couple. Some assets are excluded.
Working while receiving benefits? The 2027 substantial gainful activity amount is $1,770 monthly for someone who is not blind, and $2,950 for someone who is blind. The SSDI Trial Work Period amount rises to $1,270 monthly.
These figures serve different purposes. SSI and SSDI have different work rules, so get guidance for your situation.
Review your benefit notice for your exact payment and deductions.
I’m Mary Alice Rodriguez Alvarado with South Texas Disability Services. Call 956-578-4937 for a free consultation. Bilingual assistance is available.