Samson Financial

05/17/2026

Weekly Market Insights: Retail Earnings, Rates, and Housing Trends

This week’s financial news pivots to retail earnings, housing signals, and the rate path as markets look for confirmation that disinflation can coexist with steady growth. Retail heavyweights headline earnings, the NAHB builder survey kicks off the housing slate, and mid‑week Fed minutes add col...

05/10/2026

Weekly Market Insights - CPI, PPI, and Retail Sales Outlook

This week’s financial news turns on a high-impact trio: April inflation data, retail sales, and a fresh wave of retail and tech earnings. Markets are watching the CPI-PPI-Retail Sales sequence for clues on the rate path, while big-box and semiconductor results test demand, margins, and guidance. P...

05/05/2026

Today’s ironic discovery - While working with a client who has a pension option from Coca-Cola, we discovered they receive no cost of living adjustments (COLA) on the pension payments… no joke…



05/05/2026

7 Costly Tax Mistakes Retirees Make in 2026 💰
Most of these are timing mistakes — and the tax bill often arrives a year or two later.
Here are the key ones to avoid:

✅ 1. Skipping QCDs on RMDs
You can move up to $111,000 from your IRA directly to charity. This satisfies your RMD without counting as taxable income.

✅ 2. Triggering an IRMAA Cliff
Medicare looks at your income from two years ago. One large income year can add $1,148+ per person to your 2026 premiums.

✅ 3. Skipping the Roth Conversion Window
The years before Social Security and RMDs start are usually your lowest-income years — the best time to convert.

✅ 4. Losing the Senior Deduction
The new $6,000 deduction phases out at $75K single / $150K joint MAGI. A bad-timed conversion can eliminate it.

✅ 5. Hitting the Home Sale Cap
Still just $250K single / $500K joint exclusion. Track every home improvement to increase your cost basis.

✅ 6. Withdrawing in the Wrong Order
The default order is taxable first, then traditional, then Roth. Often better to fill lower tax brackets earlier.

✅ 7. Skipping Withholding on RMDs
Withholding on RMDs counts as paid evenly throughout the year and can help avoid underpayment penalties.

Key Takeaway: In retirement, tax planning is about sequencing your income smartly across multiple years — not just one year at a time.

Ready to get clarity on your situation? Set up a tax clarity visit with us today — link in the comments 👇

05/03/2026

Weekly Market Insights: Jobs, Rates & Geopolitics: Fed Hold, Iran Oil Risks, Earnings Wave Reset

This week’s financial news centers on jobs data, post-Fed rate hold dynamics, and a fresh wave of earnings that could reset leadership across stocks, bonds, and sectors. Markets are digesting last week’s PCE inflation readings alongside the Federal Reserve’s April 29 decision to hold the feder...

04/27/2026

🚨 HUGE Tax Opportunity in 2026!

Same $20,000 stock sale long-term capital gain… but wildly different results:

✅ Working Year ($110K income): You pay $3,000 in taxes

✅ Gap Year ($40K income): You pay $0 in taxes

Why? Long-term capital gains get their own special rates (0%, 15%, or 20%). For married couples filing jointly, you stay in the 0% bracket if your total taxable income stays under $98,900.

This is a game-changer for:

🔹 Early retirees before Social Security starts
🔹 Years between jobs or during sabbaticals
🔹 Single-income transitions
🔹 The years after leaving work but before RMDs begin at age 73

The Smart Move: Tax-Gain Harvesting

➡️ Sell appreciated stock in a low-income year
➡️ Pay 0% federal tax on the gain
➡️ Immediately repurchase the same stock
➡️ Reset your cost basis higher for future sales

Less tax now. Less tax later. More money in your pocket.

If you have brokerage funds or retirement funds such as IRAs, 401(k)s, etc., schedule a visit with us today to talk about your tax strategy going forward.

Link in the comments 👇

04/27/2026

Weekly Market Insights - GDP and PCE Inflation Outlook: Earnings and Oil

Earnings, GDP, and the PCE inflation report share top billing in this week’s financial news, with oil and policy headlines adding crosswinds for rates and sector leadership. Markets enter a pivotal stretch. Mega-cap results and energy majors report, the first read on Q1 GDP lands Thursday, and the...

04/24/2026

If you’ve been thinking about Roth conversions, take the quiz and see how much you can save in lifetime taxes! (and other benefits that would surprise you…)

04/23/2026

WE’RE MOVING! New digs coming soon ETA July 6th!

We will be fully remodeling the space in May/June - of course with plenty of BLUE everywhere!

Stay tuned for an announcement around our GRAND OPENING event at the new 1200 sqft office!

4404 S Florida Ave, Unit # 5
Lakeland, FL 33813

04/23/2026

One of our favorite feelings is packaging a finished Estate Plan!  Thankful for the opportunity to help families protect their legacy through our partnership with wealth.com

We are able to conduct Estate Plans in all 50 states!

Contact us today a no obligation consultation, either in person or over Google Meet!

Link in the comments 👇

04/22/2026

April only has about eight days left! Thanks to ALL who are sharing our posts! Don’t forget about the gift card contest, and be sure to follow the instructions below so we can track your sharing! 

**$100 Gift Card Monthly Giveaway!** How do you win? Simply by sharing ANY of our posts! Anyone can be in the Ambassador Club! Just follow the guidelines in the photo below!

We will announce each month’s winner on the 1st of every month!

Start Sharing! (Including this post!)