Longs Peak Education

03/25/2017

One of the easiest items to evaluate is the premium on term life insurance. What do you have to evaluate? The price. The lowest is always the best. That is true if a few factors are ignored, such as conversion privileges. Once you start looking at the kind of life insurance which becomes a piece of property the evaluation becomes much more complex. This is certainly true of Permanent Participating Whole life insurance which pays a dividend.

There are even so called financial experts who know absolutely nothing about the structure of how dividends work. I have also found this to be true of individuals who hold well recognized and respected professional credentials.

learn more at www.LongsPeakEducation.net and go to the article titled: Deliberate Over-Charge...For what Reason?

Longs Peak Education provides you the education and resources to achieve financial results with less risk in order for you to be in the best position for optimal enjoyment of the financial instruments you accumulate for retirement.

01/25/2017

The World of Diversification - What's the cost to invest?

As the world of investment options grew with the explosion of the mutual fund industry, one of the benefits we the public were “sold on” was the value of diversification. In the world of investing this is an important factor to consider as a lack of diversification increases risk. When we add an intermediary to investing, such as a mutual fund, there is a cost build this diversification, however.
A new article titled “The World of Diversification - What’s the cost to invest?” was just posted on the Longs Peak Education web site. This article looks at the cost from a different perspective. The article looks at this question: How many individual stocks could I afford to lose, as a percentage of a lower diversified portfolio made up of individual stocks, because I did not have to pay for the cost of diversification by adding an intermediary money manager.

To read the article go to LongsPeakEducation.net. and under the resource tab select articles

01/13/2017

“If people would spend more time trying to hold onto their money instead of spending so much time trying to find an investment to make money, they would be much better off.”

Robert Castiglione
Lifetime Economic Acceleration Process™

01/06/2017

Art and Science. One is driven by emotion and inspiration, the other guided by data and evidence. On the surface, these disciplines may seem contradictory if not utterly opposed. Yet, when combined they often create a masterful composition in both form and function whether it is a painting by Leonardo DaVinci, a performance by Cirque du Soleil, or 3D printing.

The practice of any financial discipline requires both art and science to achieve optimal results. An over-reliance on either one will likely result in a sub-standard outcome. Therefore, to be truly successful one must use a balance of both art and science.

Contact us today if you'd like some additional guidance.

01/05/2017

Learn how retirement income streams work so you can take action NOW, in pre-retirement, to position your savings accordingly and put yourself on the path of receiving higher retirement income!

Get off the default path of low distribution rates.

01/05/2017

Thinking about Money “3” Dimensionally
Every decision has a cause and effect relationship with other financial decisions you make. You are working hard to earn the money you make. The question you must ask yourself: Are there ways my money could be working more efficiently for me since I am working so hard myself to get ahead?..Read full article at LongsPeakEducation.net click on resources then articles.

12/16/2016

Longs Peak Education is pleased to announce the opening
of a new web site with expanded resources.

The Longs Peak Education web site provides you with resources to learn why it is so important for you to coordinate financial decisions and why what you are doing financially may be costing you hundreds of thousands of dollars of lost financial opportunity over a lifetime. The content is designed to support your learning and support participants of the Money Truths course.

11/23/2016

What's Still Missing?
Will what was uncovered do any good? Are you oblivious to this fact, too? On March 1 financial expert Michael Kitces made a point of which many are painfully unaware. In a Financial Planning article, “Planning Software vs. Advice; Too much planning software is designed to sell products ... Go to www.LongsPeakEducation.net - Resources - Articles to read entire article and find more articles and suggested reading to empower yourself.

05/07/2016

With so many financial books available, it can be hard to decide what to read. Here's our suggested reading list. Here's to further empowering yourself!

~ Smart Money with Purpose - Liberating the Goodness of Money in Your Life. (Joe Kesler)
~ Playing the Wealth Building Game - Discovering a Different Way to Win Your Game. (G. Benjamin Rovee)
~ Pay Checks and Play Checks - Retirement Solutions for Life.(Tom Hegna)
~ Pound Foolish—Exposing the Dark Side of the Personal Finance Industry. (Helaine Olen)

For reviews and direct link to amazon, visit www.LongsPeakEducation.net and click on Resources, then Suggested Reading.