NARFE Wilson County Chapter 2009

01/13/2021

January 12, 2021

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This issue of NARFE NewsLine is provided to you as a member of NARFE. Please share this newsletter with your federal colleagues and friends!

A Message From NARFE President Ken Thomas
Last week's senseless violence in Washington, D.C., is a stark reminder that the threads that hold our democracy together are fragile. NARFE condemns that violence, which took American lives and threatened the security of our elected officials and their staff. Federal workers were put in harm's way, directly or indirectly, as a result of this mob action.

While our country has survived division, turmoil, and strife, the return of such in the 21st century is astonishing and terrible. But we must move forward with the important business of government; by all measures, we should be navigating a peaceful transition of power.

I am certain our nation will endure, thanks to our steadfast, nonpartisan civil servants, who continue to fulfill their mission in these trying times.



ADVOCACY UPDATE


To access the complete articles and other advocacy updates, visit NARFE's Advocacy Homepage.

Tell Your Representative to Cosponsor New WEP/GPO Repeal Bill

On January 4, Rep. Rodney Davis, R-IL, reintroduced the latest iteration of legislation to repeal the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). These provisions cut the earned Social Security benefits of federal retirees and their surviving spouses. The Social Security Fairness Act of 2021, H.R. 82, would fully repeal both provisions, which, together, affect over 2.5 million people nationwide.

Visit NARFE's Legislative Action Center to urge your Representative to cosponsor this important legislation. READ MORE

FEDERAL BENEFITS UPDATE
OPM Issues Guidance on Higher Annual Leave Carryover Limit
The FY21 National Defense Authorization Act (NDAA) included a provision allowing certain federal employees to carry over an additional 25 percent of their annual leave into 2021. Typically, federal employees can carry over up to 240 hours of annual leave in a calendar year. The provision would allow most eligible employees to carry over 300 hours. READ MORE


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NARFE NEWS
Register for This Week's NARFE Webinar - Expecting the Unexpected: What We Learned From the Pandemic

As 2021 begins, many of the challenges of 2020 remain.

Join federal benefits experts Tammy Flanagan and Micah Shilanski at 2 p.m. ET this Thursday, January 14, as they discuss the consequences of the pandemic for federal employees and retirees, and what you can do to ensure your personal stability now and in the future.

Topics include paying taxes on CARES Act 2020 loans and withdrawals, the impact of the pandemic on the future of Social Security benefits, and how federal retirement processing was affected by the pandemic.

With a bit of planning and some good advice from these experts, you can set yourself up for success in 2021. Click here to register today.

This webinar is free for NARFE members, but you must register in advance. The nonmember registration fee is $48 and includes one year of NARFE membership.

Enter NARFE's 2021 Photo Contest
Capture the image that conveys your interpretation of the phrase "Greetings From the USA," and submit it to the 2021 NARFE Photo Contest. Winning photos will be featured in the 2022 NARFE Calendar.

Submissions will be accepted from now through April 2.

All NARFE members in good standing, except for those who are professional photographers, are eligible to enter. READ MORE
Fall Membership Drive 2020: Thank You for Helping Us Grow
As we wrapped up a very challenging 2020, NARFE was able to end the year on a high note. We would like to thank the nearly 200 NARFE members who helped us recruit more than 300 new members during the NARFE Fall Membership Drive. This achievement was even more remarkable because members found ways to recruit despite a public health emergency that limited their ability to make personal connections with prospective members.

The following recruiters (chosen at random) received one of our contest prizes:
Grand prize (Kindle Fire tablet) - Marianne Polo
Monthly prizes (Amazon gift card) - Mary Burkett, Rebecca Price, Yoggi Riley and Nancy Story
To all of our members who participated, we thank you again for your support and for your commitment to help us grow. As an organization, we are stronger, and so is our voice in Washington, because of you.
Follow NARFE on Social Media
Are you taking advantage of all of NARFE's channels of communication? Every member of NARFE receives a copy of NARFE Magazine in the mail, and if you're reading this, you're getting NARFE's weekly electronic news digest, NewsLine. But did you know that NARFE is on social media, too?

Find us on Facebook and Twitter as NARFEHQ. You can also find us on LinkedIn as NARFE.

Follow us on these social media accounts to stay updated on issues and information important to NARFE members-and don't forget to share NARFE posts that you like with your friends and colleagues.



FEDERAL BENEFITS QUESTION OF THE WEEK
Contributions to the Civil Service Retirement and Disability Fund
Q: I am a federal employee with Civil Service Retirement System (CSRS) retirement coverage. My spouse works in the private sector. Is there any limitation on my pension or her Social Security benefits after we both retire? That is, would she collect a reduced amount because of my CSRS pension, or vice versa? READ THE ANSWER HERE
FEDERAL UPDATE
What Democrats' Senate Majority Means for Federal Agencies
Government Executive
*Article features comments by NARFE Staff Vice President for Policy and Programs Jessica Klement

A twin set of victories in the Georgia runoff elections has given Democrats control of the Senate in the 117th Congress, setting the stage for new priorities and legislation that could dramatically impact oversight of federal agencies and the employees who work for them. READ MORE
OPM Failed to Issue Guidance for D.C. Federal Workers During Insurrection
Government Executive

The agency responsible for closing or delaying the openings of federal facilities in the Washington, D.C., area was nearly silent in the days leading up to Wednesday's insurrection by violent Trump supporters seeking to overturn the results of November's presidential election. READ MORE
HEALTH
Japan Has Found a New Covid Variant. Here's How It Compares to Virus Strains in the UK, South Africa
CNBC

Japan's National Institute of Infectious Diseases on Sunday said it had detected a new variant of the coronavirus in four travelers arriving from Brazil.

The newly discovered mutant strain of Covid-19 was found to share some of the mutations in common with those of concern for increased infectivity, the institute said, referring to highly infectious variants recently discovered in the U.K. and South Africa. READ MORE
FINANCES
A Marriage Starter Plan for Finances: Even If You're Late to the Party
Kiplinger

Finances are one of the biggest points of contention for many married couples. When partners don't agree about spending habits, how much to save and how to handle paying off debt, it can lead to stress, arguments and resentment.

It's easier to stay on the same page when you're clear about what your goals are. READ MORE
CONSUMER TIPS
Snow Removal Tips and Tools
KSKD St. Louis

Nothing powers through the remnants of a winter storm quite like a snow blower. But they're an investment, often costing hundreds and sometimes thousands of dollars, so you want to make the right choice. READ MORE


NARFE NewsLine
________________________________

National Active and Retired Federal Employees Association
606 N. Washington St. | Alexandria, VA 22314 | 703-838-7760 | new.narfe.org

NewsLine Editor: Evan Dean
Advertising: Anita Nelson

NARFE (National Active and Retired Federal Employees Association)
606 N. Washington St., Alexandria, VA 22314
Phone: (703) 838-7760, Fax: (703) 838-7785

If you wish to unsubscribe, please click here.

VoterVoice

12/23/2020

On December 21, the House and Senate passed a $1.4 trillion omnibus bill and a $900 billion COVID-19 relief package in a combined vote, funding the government through fiscal year 2021 and providing a new round of aid to people and businesses. That bill now awaits signature by the president. Also, a seven-day stopgap funding bill was signed by the president to avoid a government shutdown. Passage of the omnibus and relief bill holds many implications for NARFE members and the federal community. Here’s a recap of the most notable provisions.

Congress Silent on Schedule F

Despite NARFE’s best efforts and those of our coalition partners, language blocking the implementation of Schedule F was not included in the omnibus spending package. NARFE is concerned the order has the potential to politicize the federal workforce and is disappointed that Congress failed to check this blatant threat to America’s merit-based civil service. We continue to keep the federal workforce and Congress informed of any implementation and will place pressure on the incoming administration to reverse any harm it causes. Thank you to all NARFE members who wrote their legislators in opposition. NARFE’s campaign was one of its most successful in terms of numbers of letters sent and congressional offices that received them.

New Round of Stimulus Checks

Congress approved another round of stimulus checks in the COVID-19 relief package. Individuals with up to $75,000 in adjusted gross income (AGI) on their 2019 tax returns will receive $600, and married couples with up to $150,000 in AGI in 2019 will receive $1,200. Those eligible for the payments with dependent children will receive an additional $600 for each child. The payment amount decreases by $5 for every $100 in income above the thresholds, phasing out completely at $87,000 in income for individuals, and $174,000 in income for married couples. Treasury Secretary Steve Mnuchin told CNBC that he anticipates the first payments will go out before the end of the year. However, it may take some time before all those eligible receive their payments.

1 Percent Federal Employee Pay Raise Expected

Barring any unforeseen circumstances, federal employees will receive a 1 percent pay raise beginning in January. The omnibus spending package was silent on federal employee compensation, deferring to the president’s alternative pay plan, which was transmitted in February 2020. That plan called for a 1 percent increase in base pay, with no adjustments to locality pay rates. Per NARFE conversations with executive branch staff, the president does not have the authority to reverse course on the 1 percent base pay raise.

Additional Time Granted to Pay Deferred Payroll Taxes

Congress included a provision in the omnibus spending package to extend the time in which federal employees must pay back deferred payroll taxes. Starting in September 2020 and continuing through the end of the year, federal employees making less than $104,000 per year had their Social Security payroll taxes deferred pursuant to a memorandum from President Trump. Those deferred taxes were set to be paid back, via payroll deduction, throughout the first four months of 2021. However, with passage of the omnibus, federal employees will now be able to pay back those taxes over the 12 months of 2021, via payroll deduction. This extended timespan will ease the financial burden placed on federal employees. If you are concerned with paying back these taxes, or you are leaving federal service, please contact NARFE’s advocacy department at [email protected] with any questions you may have about the repayment.

Greater Flexibility for Flexible Spending Accounts Plans

The COVID-19 relief package includes a provision that permits flexible spending account (FSA) plans, such as health care and dependent care FSAs offered by FSAFEDS, to allow employees to carry over any unused amounts from 2020 into 2021, and from 2021 into 2022. NARFE is encouraging the Office of Personnel Management (OPM) to work with FSAFEDS to utilize this new authority to provide federal employees the option to carry over unused FSA balances. As the COVID-19 pandemic has resulted in unexpected circumstances regarding use of dependent care and health care, this expanded flexibility is a commonsense solution that should be available to federal employees.

$10 Billion to USPS

The CARES Act authorized the U.S. Treasury to extend up to $10 billion in borrowing authority to the U.S. Postal Service (USPS). The COVID-19 relief package converts the borrowing authority to a grant, meaning USPS will not have to pay back the amount. This will help ease the financial burden that the pandemic has placed on the Postal Service.

Any Questions?

If you have any questions about the spending package’s effect on the federal community, please contact NARFE’s advocacy department at [email protected].
You have received this message because you are a member of the National Active and Retired Federal Employees Association (NARFE). If you do not wish to receive periodic emails from this source, please click below to unsubscribe.

NARFE (National Active and Retired Federal Employees Association)
606 N. Washington St., Alexandria, VA 22314, Phone: (703) 838-7760, Fax: (703) 838-7785

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12/12/2020

OPM Retirement Services Holiday Greeting
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OPM Retirement Services Unsubscribe
Dec 11, 2020, 5:22 PM (13 hours ago)
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OPM.GOV

Season's greetings from OPM Retirement Services. As we welcome in 2021, the following announcements are provided:

Cost of Living Adjustment (COLA)

Civil Service Retirement System (CSRS) and eligible Federal Employees Retirement System (FERS) retirees and survivors will be receiving a COLA effective December 1, 2020. The increase will be reflected in your January 2, 2021 payment. CSRS and FERS recipients will receive a 1.3% COLA.

Combined Federal Campaign (CFC)

Calling all Federal retirees! Are you looking for a way to make an impact in the community - or even around the world? The CFC allows you to continue your service and support the causes you care about. Transition your CFC pledge to your annuity during this year's campaign, September 21, 2020 - January 15, 2021 at https://www.opm.gov/showsomeloveCFC.

Electronic Annual Notice and 1099R

Why not start 2021 by receiving your annual mailer and 1099R electronically using your Services Online account. Simply log into www.servicesonline.opm.gov and enter your claim number, password and update your communication preferences in your Profile. If you have forgotten your password, it's easy to request another one, just follow the on-screen directions. If you have an email address associated with your account, a password will be sent to you or contact [email protected] to have a password sent to you.

Your annual mailer will be available for viewing in mid-December and your 1099R in mid to late January. You will receive a separate email from OPM informing you of when they are both available to view.

Have a safe and Happy New Year.

This is a service email from the U. S. Office of Personnel Management. You are receiving this e-mail because you provided your e-mail address and indicated you wanted to receive e-mail notices and updates from us. To ensure delivery of future messages from OPM Retirement Services, please add [email protected] to your safe senders list.

Please do not reply to this email. If you have questions concerning your retirement annuity, please log on to Services Online or call Retirement Services at 1-888-767-6738.

Keeping your personal information secure is one of our most important responsibilities. For an explanation of how we manage customer information, please read our Privacy Policy.

12/11/2020

Thank you!
It’s amazing how two words can mean so much.

At this time of year we give thanks for friends and family who are there for us when we need them. We at NARFE truly appreciate you being a member and staunch supporter.

The response to our request for support from so many of you on Giving Tuesday was gracious and generous, and it moved us closer to our year-end goal—a goal that was set to help fund the programs that will help you and all NARFE members live better today and have a worry-free future. But we're not there yet.

If you have recently contributed, please accept our thanks and great appreciation. If you have yet to help, there is still time to donate with a year-end gift today.

We have a lot of work ahead of us in 2021. With your help, I am optimistic that we will triumph in the face of any adversity.

Sincerely,
Ken Thomas
NARFE, National President


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NARFE (National Active and Retired Federal Employees Association)
606 N. Washington St., Alexandria, VA 22314, Phone: (703) 838-7760, Fax: (703) 838-7785.

NARFE has collected the information and resources you need to make informed decisions about your federal health, dental, vision and flexible spending account benefits. READ MORE

12/09/2020

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This issue of NARFE NewsLine is provided to you as a member of NARFE. Please share this newsletter with your federal colleagues and friends!

A Message From NARFE President Ken Thomas

Did you know that, on average, fewer than 5 percent of Feds make changes to their benefits during Open Season? But deductibles and premiums for Medicare and FEHB plans often change yearly, and benefits like flexible spending accounts should be audited each year to fit your current needs. This may seem like a monumental task, and with hundreds of options, it would be nearly impossible to review all of this information annually on your own.

I am proud of the efforts NARFE makes every year to assist Feds and retirees during Open Season, and this year is no different. If you haven't checked your benefits yet, you still have time to visit our Open Season portal and potentially save hundreds of dollars next year.


ADVOCACY UPDATE
Urgent: Tell Your Legislators to Block the Politicization of Federal Jobs
Each week, NARFE NewsLine rounds up the latest in NARFE advocacy. For the complete stories, visit www.narfe.org/newsline_advocacy.

Click here to send a letter urging Congress to block an executive order (EO) that threatens the integrity of our nonpartisan civil service.

In October, the President signed an executive order (EO) which seeks to convert tens, or even hundreds, of thousands of federal jobs into a new Schedule F classification within the excepted service. These positions would be exempt from civil service rules and due process rights, which ensure federal employees are hired and fired based on their merit, not their political connections or lack thereof.

To prevent mass chaos during the presidential transition and ensure federal employees remain nonpartisan in their work, Congress must act immediately to block full implementation of the EO in its year-end spending legislation. READ MORE
White House Announces Support for 2021 Federal Pay Freeze
Click here to send a letter urging your legislators to reject efforts to freeze federal pay.

Last week, the White House reversed course on its initially proposed 1 percent federal pay raise, and instead endorsed Senate Republicans' proposal to freeze federal civilian pay in 2021. Appropriators in the House of Representatives, however, were silent on a 2021 pay raise, instead deferring authority to the White House.

The Senate's proposal comes alongside 11 other appropriations bills, intended to pass in an "omnibus" spending package. The House passed 10 out of 12 of their spending bills over the summer, largely along party lines. Congress has until December 11 to pass either a spending package that fully funds the government for FY21 or another continuing resolution (CR), potentially pushing permanent funding into the new Congress. At the time of this publication, congressional leaders were eying a week-long CR to buy themselves more time. READ MORE


Find a health plan that takes a total approach to your health.
Get answers with a 1-1 consultation or live chat.
See affordable health plan options for federal retirees.
View our online retirement webinar now.

FEDERAL BENEFITS UPDATE
Open Season Ends in Less Than One Week

You have until 11:59:59 p.m. ET on Monday, December 14, to make your federal benefits elections for 2021. There are mere days left during which federal employees and retirees can change their health, dental, vision and flexible spending account benefits without a qualifying life event.

If you are overwhelmed by the sheer number of plans available, NARFE is here to help. We have all the resources you need to make informed decisions about your coverages.

Still have questions after doing your homework? NARFE's federal benefits experts are available to provide answers at [email protected].

A Stable Future Starts with the FLTCIP
Buying long term care insurance is an important financial decision. Long term care can be expensive, and the cost depends on the type of care you need and where you receive it. Consider applying for FLTCIP 3.0, which offers comprehensive coverage and added premium stability. Plan ahead today.

NARFE NEWS
Upcoming NARFE NEB Meeting, Dec. 15
In response to Centers for Disease Control and Prevention (CDC) guidance related to the COVID-19 pandemic, the next meeting of NARFE's National Executive Board (NEB) will be held electronically from 1 to 3 p.m. ET on December 15. You can view the agenda here.

There will be no in-person public meetings of the NEB, and all engagements continue to be conducted virtually through online platforms until further notice. Once restrictions on physical distancing are lifted, in-person meetings will occur. All members of the NEB and NARFE Headquarters staff are participating from remote locations through the Zoom meeting platform.

The following is the registration information for the next virtual/electronic meeting of NARFE's National Executive Board (NEB):

Tuesday, December 15, 2020 from 1 to 3 p.m. ET

Registration is required. Please click here to register. After registering, you will receive a confirmation email containing information about joining the meeting.
Headquarters Telework Arrangement Continues Through March 31, 2021
Given continuing uncertainty about the coronavirus pandemic, NARFE Headquarters has extended its telework flexibility through the first quarter of 2021.

Our headquarters in Alexandria, VA, remains open for business. Most staff members are continuing to telework, and those who are coming into the office are following a staggered work schedule and mask-wearing/hand-washing mandates in accordance with CDC and Virginia Department of Health protocols regarding the transmission of COVID-19.

For updates, visit www.narfe.org/status.
Open Season Ends Soon, But There's Still Time to Save
Did you know that some FEHB plans offer reimbursement toward Medicare Part B premiums? With a few days left in Open Season, you still have a chance to reduce your health insurance costs courtesy of NARFE's federal benefits experts.

NARFE compiled a one-of-a-kind resource to help you make a more informed decision about your health care coverage. It features custom charts showing which FEHB plans provide incentives to enroll in Medicare Part B, incentives like:

• Medicare reimbursement
• Health savings account funds
• Medicare wraparound benefits

These comprehensive charts feature direct links to specific brochures, websites and prescription drug information for the plans that coordinate with Medicare. To access them, just click the appropriate link(s) below:

Self Only Coverage:
Nationwide FEHB Plans with Medicare Reimbursement, Self Only
Regional FEHB Plans with Medicare Reimbursement, Self Only

Self Plus One Coverage:
Nationwide FEHB Plans with Medicare Reimbursement, Self Plus One
Regional FEHB Plans with Medicare Reimbursement, Self Plus One

Coordinating your health plan with Medicare is the key to keeping your costs down and ensuring you'll have the best possible coverage. These valuable tools will help make it easier to compare your options and save.
This Week! Webinar - Estate Planning: Strategies for Feds

Thursday, Dec. 10 | 2 p.m. ET

Everyone needs an effective estate plan to maximize their savings and provide for their loved ones. Mark Keen, CFP, will discuss what constitutes an effective estate plan, as well as tools and strategies to help federal employees and retirees ensure that their money goes to their beneficiaries of choice without unnecessary expense, headache and taxes. Register here.

This webinar is free for NARFE members, but you must register in advance. The nonmember registration fee is $40 and includes one year of NARFE membership.



FEDERAL BENEFITS QUESTION OF THE WEEK
Switching to My Spouse's FEHB Plan
Q: I'm an annuitant, and I want to cancel my FEHB plan so I can be covered by my spouse's FEHB plan. I'm filling out OPM Form 2809 but I don't know what event code to use. READ THE ANSWER HERE


At GEBA, we are committed to YOU. We make it easy for federal workers and retirees to choose the perfect dental plan. With clear to understand benefits and options tailored to your needs, we make it easy to find the right plan at a great price.


FEDERAL UPDATE
White House Now Supports 2021 Pay Freeze, but Only for Civilians
Government Executive
*Article references NARFE

The Trump administration released a statement this week saying that it now supports Senate Republicans' proposal to freeze civilian federal employees' pay next year, further complicating ongoing negotiations over federal compensation in 2021. READ MORE
Federal Workforce a Battleground Amid Transition; Agencies Moving Quickly on Schedule F

FEDweek

The formal start of the presidential transition has underscored the differing priorities for the federal workforce under the outgoing Trump and incoming Biden administrations, with still nearly two months remaining for the former to try to lock in its policies and the latter developing plans to reverse many of them. READ MORE


Tell Your Representative to Protect Our Merit-Based Civil Service
Partnership for Public Service
*Blog references NARFE

Congressional leaders are currently negotiating a large government funding package that could include language to block implementation of Schedule F. That's why it's important for you to contact Congress today and tell your representatives to protect our merit-based civil service by opposing this order in their next funding bill. READ MORE



HEALTH
Experimental Flu Vaccine Could Last for Years, Early Results Show
NBC News

If the universal vaccine continues to do well in the next two stages of testing required to get Food and Drug Administration approval - Phase 2 and Phase 3 trials - that could mean no more yearly flu shots. People would need between two and three doses upfront and then they would be protected for years. READ MORE
FINANCES
Living Together, But Not Married? Consider A Cohabitation Agreement

Kiplinger

Couples who love and support each other, but who don't intend to walk down the aisle, could benefit from settling some important issues upfront. It could save a lot of heartache (and legal fees) later on. READ MORE



CONSUMER TIPS
Who Makes the Most Reliable New Cars?
Consumer Reports

Mazda, Toyota, and Lexus continue to build vehicles that place the automakers at the top of our annual auto reliability brand rankings year in and year out. This year they're joined in the top 5 by Buick and Honda, brands that saw a significant improvement in their ranking. READ MORE




NARFE NewsLine
________________________________

National Active and Retired Federal Employees Association
606 N. Washington St. | Alexandria, VA 22314 | 703-838-7760 | www.narfe.org

NewsLine Editor: Evan Dean
Advertising: Anita Nelson

NARFE (National Active and Retired Federal Employees Association)
606 N. Washington St., Alexandria, VA 22314
Phone: (703) 838-7760, Fax: (703) 838-7785

If you wish to unsubscribe, please click here.

VoterVoice

Urgent: Tell Your Legislators to Block the Politicization of Federal Jobs Click here to send a letter urging Congress to block an executive order that threatens the integrity of our nonpartisan civil service.   In October, President Donald J. Trump signed an executive order (EO) which, if implement...

12/08/2020

Dear NARFE Member,

YOU CAN BE AN OBSERVER.

In response to Centers for Disease Control and Prevention (CDC) guidance related to the COVID-19 pandemic, the next meeting of NARFE’s National Executive Board (NEB) will be held electronically from 1 to 3 p.m. ET on December 15. There will be no in-person public meetings of the NEB, and all engagements continue to be conducted virtually through online platforms until further notice. Once restrictions on physical distancing are lifted, in-person meetings will occur. All members of the NEB and NARFE Headquarters staff are participating from remote locations through the Zoom meeting platform.

The following is the registration information for the next virtual/electronic meeting of NARFE’s National Executive Board (NEB):
Tuesday, December 15, 2020 from 1 p.m. to 3 p.m ET
Registration is required. Please click here to register. After registering, you will receive a confirmation email containing information about joining the meeting. The agenda for this meeting will be posted to the NARFE website later this week.

Future NEB meetings will be held electronically, unless a determination is made that meetings are safe enough to be held in person. Electronic access will be provided in either event. Member comments can be received by email to NARFE Headquarters staff through December 21, 2020 by emailing [email protected]. Minutes of the meeting will be available on the NARFE website.

NARFE (National Active and Retired Federal Employees Association)
606 N. Washington St., Alexandria, VA 22314
Phone: (703) 838-7760, Fax: (703) 838-7785

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