Kentucky Fair Housing Council

Kentucky Fair Housing Council Our legal staff provides assistance to victims of housing discrimination as well as community educati
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State and federal fair housing law prohibits discrimination in the sale or rental of housing on the basis of race, skin color, national origin, s*x, religion, familial status, s*xual orientation, gender, and disability.

Have you made your New Year's Resolutions yet? Be sure to include housing resolutions in your list as we make our way in...
01/09/2024

Have you made your New Year's Resolutions yet? Be sure to include housing resolutions in your list as we make our way into 2024!

"The agency found “statistically significant disparities” in the rates in which Black and female borrowers got pricing e...
01/08/2024

"The agency found “statistically significant disparities” in the rates in which Black and female borrowers got pricing exceptions compared with other customers.

After its initial findings, the CFPB conducted more exams and said in a follow-up report this year that problems continued."

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Wells Fargo, until recently the biggest player in U.S. mortgages, has repeatedly felt regulators' wrath over missteps involving home loans.

Housing discrimination can be very subtle and difficult for ordinary home seekers to detect. And when it is not detected...
01/04/2024

Housing discrimination can be very subtle and difficult for ordinary home seekers to detect. And when it is not detected, it is not reported. Therefore, KFHC initiates fair housing testing investigations to identify, document, and eliminate systemic housing discrimination.

We have trained volunteers that do "secret shopping" of rental or purchase of properties to determine if fair housing laws have been violated.

"Higher financing costs already have put homeownership out of reach for most of these borrowers who qualified just two y...
01/03/2024

"Higher financing costs already have put homeownership out of reach for most of these borrowers who qualified just two years ago: Before the Fed started raising interest rates, 3.4 million Black Americans were deemed “mortgage ready” based on their credit history and income, according to research by Freddie Mac. Thanks to the higher cost of financing, that number stands at less than 1 million now"

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Banks are facing tougher capital requirements, which will probably make mortgages pricier for cash-poor home buyers and hurt minority borrowers.

Emotional support animals are covered under reasonable accommodations for people with disabilities. If you need help get...
01/02/2024

Emotional support animals are covered under reasonable accommodations for people with disabilities. If you need help getting an accommodation for your ESA, reach out to our office.

If you stopped by our table at an community gathering, attended a webinar, volunteered, partnered with us, or called us ...
12/31/2023

If you stopped by our table at an community gathering, attended a webinar, volunteered, partnered with us, or called us in need - we are so happy to have worked with you and can't wait for more to come in 2024!

12/29/2023

Have you read Housing Coalition yearly report yet? This year's report focused on the intersection of the housing and climate crisis.

Some interesting takeaways include:
1. The climate is set to hit record levels of heat. Louisville residents will not experience the severe heat in the same fashion. There are areas of the city where surface temperatures are much hotter than other parts of the city. Areas that were ‘redlined’ are already experiencing higher surface temperatures than areas that were not subject to redlining.

2. Louisville’s Department of Health and Wellness’ Center for Health Equity has reported on the fact that Louisville’s residents experience disparate health outcomes as a result of structural racism embedded in historic and contemporary policies and practices that limit Black and brown residents’ access to healthcare and healthy environments. Louisville’s residents have disparate experiences in baseline health, life expectancy, asthma rates, and cardiovascular health

Read more at

"They find Black homeowners pay higher mortgage rates at origination and postorigination, spend more on mortgage insuran...
12/27/2023

"They find Black homeowners pay higher mortgage rates at origination and postorigination, spend more on mortgage insurance, and pay more in property taxes than white homeowners, resulting in a higher homeownership cost burden. They estimate this leads to tens of thousands of lost savings over the life of the loan."

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The costs and benefits of homeownership aren’t equal for all households. This study examines how mortgage interest rates, insurance premiums, and property taxes contribute to homeownership being more costly for Black homeowners than white homeowners.

"Many Black residents who now rent in Milwaukee and who struggle to compete with the cash offers made by corporate entit...
12/22/2023

"Many Black residents who now rent in Milwaukee and who struggle to compete with the cash offers made by corporate entities are therefore spending more to live in rental homes than to build equity in their own houses. The impeded Black wealth-building and homeownership bodes poorly for a city that has the fourth-worst rates of upward mobility for Black youth of the nation’s largest 50 metros"

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As more affordable homes are gobbled up by corporate landlords, prospective Black homebuyers see opportunities for homeownership dry up.

“We filed these lawsuits to ensure that homebuyers with disabilities are not denied an equal opportunity to achieve the ...
12/18/2023

“We filed these lawsuits to ensure that homebuyers with disabilities are not denied an equal opportunity to achieve the American dream of homeownership,” Sandra Tamez, the nonprofit council’s executive director, said in a statement.

Disability is covered under fair housing law and includes the ability to request reasonable accommodations. If you have faced disability discrimination, contact our office for help.

The Fair Housing Council of South Texas and other plaintiffs allege that Lennar Corp. and D.R. Horton Inc. discriminated against people with disabilities.

Sexual Harassment is covered under fair housing protections. If you have been harassed, contact our office for help.“No ...
12/15/2023

Sexual Harassment is covered under fair housing protections. If you have been harassed, contact our office for help.

“No one should live in fear in their home because of their landlord’s s*xual harassment and predatory conduct,” said Assistant Attorney General Kristen Clarke of the Justice Department’s Civil Rights Division.

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The Justice Department filed a lawsuit today against Fred Wheeler, of Manchester, Maine, for s*xually harassing female tenants and housing applicants in violation of the Fair Housing Act (FHA). Wheeler has managed residential rental properties in Lewiston, Maine, and other central Maine municipaliti...

There are just two weeks left in 2023! We want to stay connected with you in 2024. Check out the different opportunities...
12/14/2023

There are just two weeks left in 2023! We want to stay connected with you in 2024. Check out the different opportunities below to work with us!

Rental assistance is a proven method of creating housing stability, reducing evictions, and having a higher quality of h...
12/13/2023

Rental assistance is a proven method of creating housing stability, reducing evictions, and having a higher quality of housing. In November, the federal funds for rental assistance in Lexington were exhausted. Read about that program below.

For the last several years, Community Action Council has been working in coordination with the Lexington-Fayette Urban County Government (LFUCG) to distribute COVID-19-related federal funds for assistance. Since February of 2021, the Council has assisted LFUCG in the distribution of more than $52 mi...

Hey Bowling Green - have you seen our new billboards? They will be up throughout Bowling Green for the next two months t...
12/12/2023

Hey Bowling Green - have you seen our new billboards? They will be up throughout Bowling Green for the next two months to promote LGBTQ+ fair housing rights. To learn more about fair housing protections for the LGBTQ+ community or get involved with KFHC, go to www.kyfairhousing.org/lgbtq

Attention UK Students - we are hiring! Check out this opportunity!
12/11/2023

Attention UK Students - we are hiring! Check out this opportunity!

The Kentucky Fair Housing Council is seeking a Fair Housing Intake Specialist to work directly with residents who are in need of legal assistance or guidance with a housing discrimination dispute. A little about this role:- You will be the first point of contact for new clients. You'll be in the pos...

"We cannot simply say every neighborhood is open to every race now and think that's enough. Louisville must address hous...
12/08/2023

"We cannot simply say every neighborhood is open to every race now and think that's enough. Louisville must address housing inequities and the wealth gap that was created due to segregation."

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Government has not purposefully sought to rectify the inequities that racist housing laws established through segregation.

12/07/2023

Metropolitan Housing Coalition State of Housing event is happening now. Watch their live to learn about the incredible research in this year's report.

12/06/2023

SAVE THE DATE!!! MHC will be celebrating our 20th anniversary of the SMHR Report and unveiling the 2023 SMHR report. This will be THURSDAY DECEMBER 7th at 12pm, and will be located at Metro United way, 334 E Broadway, Louisville, KY 40202 in the 2nd Floor Community Room. WE HOPE TO SEE YOU THERE

"Evictions have long been viewed as an adult problem, but new research from Princeton, Rutgers, and the Census Bureau sh...
12/06/2023

"Evictions have long been viewed as an adult problem, but new research from Princeton, Rutgers, and the Census Bureau shows that children are disproportionately impacted by evictions. Adults with children living in their households are threatened with eviction at twice the rate of adult households without children."

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Kentucky kids and families need a safe, stable home in order to thrive. However, the rising cost and declining supply of housing has made it difficult for 43% of Kentucky renters to find safe, stable housing. For many

Check out these great essays on Latinx culture!
11/29/2023

Check out these great essays on Latinx culture!

Several Washington Post staffers determined to highlight the richness of their Latino culture decided to share their personal experiences through short essays.

Today is Giving Tuesday! We know that you are hearing from so many amazing organizations today and we are so appreciativ...
11/28/2023

Today is Giving Tuesday! We know that you are hearing from so many amazing organizations today and we are so appreciative that you are taking time to hear from us.

On this international day of giving and gratitude, we want to pay tribute to our Kentucky housing community and the work that is done so that all Kentuckians have access to housing.

If you are able, please consider donating to our campaign! You can scan the QR code in the photos or visit https://www.paypal.com/donate?campaign_id=2VVBCEN3RLUM8

“It’s easy to feel like there’s nothing to be done, that we don’t have much agency or much control over the racial segre...
11/27/2023

“It’s easy to feel like there’s nothing to be done, that we don’t have much agency or much control over the racial segregation of our communities,” said Leah. “I sort of felt that way as well, before working on this book, that it just felt overwhelming and intractable and impossible to make changes on these issues, but in researching this book, not only is there so much we can do, but there’s also so much already happening.”

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On Nov. 2, two of the country’s leading housing policy experts, Richard and Leah Rothstein, will discuss how to fix a segregated housing system at Seattle University.

At KFHC, the most common discrimination complaint we receive is based on disability. The majority of those incidents are...
11/24/2023

At KFHC, the most common discrimination complaint we receive is based on disability. The majority of those incidents are related to a resident's mental health disability or illness.

To spread awareness on how fair housing can protect those with mental health disabilities, we’ve teamed up Dr. Megan Marks to offer this free virtual seminar to Kentuckians about how we can better respond to residents who are struggling with symptoms of mental illness.

Register At:
https://us02web.zoom.us/webinar/register/WN_RZ4RsyX1QYasllbsxdT6tw #/registration

Wanna learn about housing discrimination, and then go out and do something about it? Come be a discrimination tester wit...
11/22/2023

Wanna learn about housing discrimination, and then go out and do something about it? Come be a discrimination tester with our organization! See the link below for more details!

While Kentucky Fair Housing Council provides direct legal support to folks who have experienced discrimination, we also do investigations into housing providers - everybody from local mom-and-pop...

"Every level of government, as well as the private sector, has a role to play. Local governments can establish and fund ...
11/22/2023

"Every level of government, as well as the private sector, has a role to play. Local governments can establish and fund programs for first-time homebuyer and down payment assistance and reform zoning policy to encourage housing density that increases the housing stock."

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More than half of Latino families in the US have become homeowners. But these gains are threatened by systemic barriers and rising mortgage rates. Here’s a way forward.

Address

207 E Reynolds Road, Ste 130
Lexington, KY
40517

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(859) 971-8067

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The Lexington Fair Housing Council is a state-wide civil rights agency working to eradicate housing discrimination in Kentucky. Based in Lexington, KY, they advocate for victims of housing discrimination, conduct discrimination tests to monitor and investigate housing practices, and provide education and outreach throughout the Commonwealth to housing providers, residents, and other social service providers. In 2018, LFHC served clients in 47 different Kentucky cities. The organization also trained over 1,000 housing providers throughout the state last year, ranging from Ashland to Paducah. LFHC has also worked with local municipalities, state organizations, and the Department of Justice to protect the fair housing rights of Kentuckians.

State and federal fair housing law prohibits discrimination in the sale or rental of housing on the basis of race, skin color, national origin, s*x, religion, familial status, and disability. Local fairness ordinances in 14 Kentucky cities - Louisville, Lexington, Covington, Vicco, Frankfort, Morehead, Danville, Midway, Paducah, Maysville, Henderson, Dayton, Georgetown, and Versailles - also prohibit discrimination on the basis of s*xual orientation and gender identity in housing, employment, and public accommodations.

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