Tri-Valley Housing Opportunity Center

The Tri-Valley Housing Opportunity Center is a 501(c)(3) charitable corporation with a mission to provide accurate, unbiased information, and personalized guidance through the complex process of home-seeking, home-buying, or foreclosure preventions Since 2005, the Tri-Valley Housing Opportunity Center (TVHOC) has been a one-stop shop for local state and federal housing information for low and mode

rate income homebuyers/ homeowners in need of assistance. The Center was established to respond to the unique needs of the region including the geographic isolation from services and resources located in other regions of Alameda and Contra Costa counties. Initially focused on homebuyer pre-purchasing counseling, the Center's programs have expanded to respond to the continuum of needs presented by low and moderate income first time homebuyers including: homebuyer readiness, money and credit management, financial literacy, and post-purchase education to maintain homeownership. In 2009, the Center became a certified U.S. Department of Housing and Community Development (HUD) housing counseling agency and has provided foreclosure prevention and recovery counseling services to over 250 households in the region. Since 2008, the Center has served as a Volunteer Income Tax Assistance (VITA) preparation site, assisting over 700 households, 40% of which qualified as eligible to receive the Earned Income Tax Credit.