Center for Progressive Economics

03/24/2026

(USA) Personal Shopper Lead - Sam's
Sam's Club
(part of Walmart)
3.43.4 out of 5 stars
26468 Carl Boyer Drive, Santa Clarita, CA 91350
$23.50 - $31.50 an hour
You must create an Indeed account before continuing to the company website to apply
 
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Find out how your skills align with the job description
Skills
Do you have experience in Customer returns handling?
 
Job details
Pay

$23.50 - $31.50 an hour

 
Benefits
Pulled from the full job description

Military leave
Parental leave
401(k)
Health insurance
Paid time off
Vision insurance
Dental insurance

 
Full job description
Position Summary...

What you'll do...
Assists management with the supervision of associates in assigned area of responsibility by assigning duties to associates communicating goals andfeedback training associates on processes and procedures providing direction and guidance to associates on member service approaches andtechniques to ensure member complaints and issues are resolved according to company guidelines ensuring compliance with company policies andprocedures supporting the Open Door Policy and participating in recruiting hiring scheduling promoting coaching and evaluating associatesMaintains safety of facility according to company policies and procedures by conducting safety sweeps following procedures for forklift spotting andhandling and disposing of hazardous materials following company steel standard guidelines and correcting and reporting unsafe situations tomanagementSupports the Sams Club ecommerce plan in the club by overseeing operations of the ecommerce programs for example Club Pick Up Ship FromClub etc auditing online customer feedback working to resolve customer complaints and escalating unresolved issues to management andidentifying trends generating causes and supporting management in implementing solutionsSupervises Associates supporting the ecommerce programs by training and providing resources to meet store associate needs assigning dutiesproviding feedback communicating goals and ensuring associate coverage at the ecommerce pickup locationExecutes the Sams Club Pickup plan and processes in the club by updating Club operations with key performance indicators auditing customerorders to ensure they are fulfilled correctly ensuring equipment is available and ready for associates maintaining awareness of the Club Pickupstrategy and ex*****on goals touring the Club to evaluate CPU performance training and providing resources to meet associate needs evaluatingperformance and processes and determining their impact on the total Club and supporting the development of new metrics through feedback andutilizing current metrics to evaluate CPU effectivenessSupports projects to improve CPU efficiencies in the club by leveraging key performance indicators and leadership insight to resolve operational gapsmodeling appropriate picking and loading for other associates executing process improvement projects evaluating the ex*****on of program plansand projects and identifying any gaps implementing solutions to improve process productivity and quality and communicating with others to ensureSams Club Pickup is properly staffedProvides member service by acknowledging the member and identifying member needs providing guidance and support to members regardingself service technology assisting members with purchasing decisions locating merchandise resolving member issues and concerns and promotingthe companys products and servicesEnsures maintenance of the sales floor and merchandise presentation in accordance with company policies and procedures by properly handlingclaims and returns zoning the area stocking arranging and organizing merchandise setting up cleaning and organizing product displays removingdamaged goods signing and pricing merchandise according to company policies and procedures identifying shrink and damages and securingfragile and highshrink merchandiseOversees the picking and staging of club pick up orders throughout the day and ensuring products are selected and staged according to companypolicy and proceduresDevelops communicates and implements processes and practices to meet business needs by collaborating with managers coworkers customersand other business partners analyzing and applying information from multiple sources monitoring progress and results and identifying andaddressing improvement opportunitiesDemonstrates promotes and supports compliance with company policies procedures and standards of ethics and integrity by explaining guidingand demonstrating how to apply these in executing business processes and practices implementing related action plans using the Open Door Policyand assisting management with correcting ethical and compliance issues and problemsLeads and participates in teams by using and sharing resources information and tools determining customer needs and business prioritiescoordinating and executing work assignments providing advice feedback and support to ensure timelines and work quality are achieved andmodeling and helping others with how to adapt to change or new challenges Respect the Individual:Embraces differences in people cultures ideas and experiences creates a workplace where associates feel seen supported and connected through a culture of belonging creates opportunities for all associates to thrive and perform helps to attract the best talent Respect the Individual:Works as a team builds strong and trusting relationships communicates with impact energy and positivity to motivate and influence Respect the Individual:Strengthens the team by helping developing and mentoring others recognizes others contributions and accomplishments Act with Integrity: Maintains and promotes the highest standards of integrity ethics and compliance models the Walmart values to support and foster our culture holds oneself and others accountable supports Walmarts goal of becoming a regenerative company by making a positive impact for associates customers members and the world around us Act with Integrity: Acts in a selfless manner and is consistently humble selfaware honest fair and transparent Serve our Customers and Members Delivers results while putting the customer first Serve our Customers and Members Makes decisions based reliable information balances short and longterm priorities and considers how own work impacts the teams ability to deliver on our purpose for all stakeholders Strive for Excellence: Displays curiosity and a desire to learn takes calculated risks and demonstrates courage and resilience Strive for Excellence: Drives continuous improvements is open to and uses new technologies and skills and supports others through change

At Sam's Club, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet!

Health benefits include medical, vision and dental coverage
Financial benefits include 401(k), stock purchase and company-paid life insurance
Paid time off benefits include PTO, parental leave, family care leave, bereavement, jury duty, and voting. You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable. For information about PTO, see https://one.walmart.com/notices.
Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.

Live Better U is a company paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms. For information about benefits and eligibility, see One.Walmart at https://bit.ly/3iOOb1J.

The hourly wage range for this position is $23.50 to $31.50*

The actual hourly rate will equal or exceed the required minimum wage applicable to the job location.

Additional compensation in the form of premiums may be paid in amounts ranging from $0.35 per hour to $3.00 per hour in specific circumstances. Premiums may be based on schedule, facility, season, or specific work performed. Multiple premiums may apply if applicable criteria are met.

Minimum Qualifications...

Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

I acknowledge that the position for which I am applying requires me to successfully complete all job required trainings and assessments within a
prescribed time period if I receive the position.
Must be 18 years of age or older

Preferred Qualifications...

Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications.

Primary Location...
26468 CARL BOYER DR, SANTA CLARITA, CA 91350-2995, United States of America

Walmart and its subsidiaries are committed to maintaining a drug-free workplace and has a no tolerance policy regarding the use of illegal drugs and alcohol on the job. This policy applies to all employees and aims to create a safe and productive work environment.
 

03/03/2026

DAY # 3 U.S. closes three gulf embassies as Iran widens strikes

Breaking news, live coverage, investigations, analysis, video, photos and opinions from The Washington Post. Subscribe for the latest on U.S. and international news, politics, business, technology, climate change, health and wellness, sports, science, weather, lifestyle and more.

03/03/2026

DAY #3, Rachel Maddow delivers the news at: https://www.msn.com/en-us/news/politics/maddow-trump-s-clown-car-cabinet-now-an-alarming-liability-as-threat-from-iran-spikes/vi-AA1Xpu0D This opinion news piece is scarier than the previous assessment.

02/16/2026

MONETARY HISTORY CALENDAR
February 15 - 21
--------------------------------------------

FEBRUARY 15

2007 – QUOTE BY BEN BERNANKE, CHAIR OF THE US FEDERAL RESERVE (THE PRIVATE CENTRAL BANK OF THE US), ON THE US ECONOMY
“Despite the ongoing adjustments in the housing sector, overall economic prospects for households remain good. Household finances appear generally solid, and delinquency rates on most types of consumer loans and residential mortgages remain low.”
Less than a year later, the economy collapses due to the reckless housing loans and speculation by the financial industry. So much for Federal Reserve chairs being, as many believe, great sages. Congress passes a $700 billion bailout bill. The nation was mired in a ‘Great Recession;’ for many an outright Depression. The economy has in some ways today still not recovered.

FEBRUARY 16

1922 – BIRTH OF MARGARET DEVRIES, IMF HISTORIAN
"The extreme volatility of capital flows in response to interest rate difference or anticipation of exchange rate changes was in large part responsible for undermining the international monetary order that existed until the late 1960's."

2018 – MAN MADE MONEY MONEY - STEFF KUYPERS online video posting
"Money is often said to the 'root of all evil' what if it could be 'reconfigured' to solve the worlds social problems by incentivizing it's natural strengths? Stef Kuypers has a history in IT, creative thinking, improvisation and business interventions. He self studied on economics, monetary systems, complexity theory, human behaviour and sociology through diving into online research articles on the subjects and engaging with progressive thinkers. He got interested in monetary systems after discovering that the biggest hurdle to solving our climate change problem is actually our monetary system and more importantly the behaviour it creates. This launched him on a path to create a system which could lead to more sustainable economical and social behaviour. The end result is the Circular Money Economic Ecosystem model. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx
https://www.youtube.com/watch?v=hbauZmJ2Kn8

2026 – PRESIDENT’S DAY NATIONAL HOLIDAY IN THE US
In commemoration of today, here's what a few Oval Office occupants said about money and banking:
John Adams: “All of the perplexities, confusion, and distress in America arises, not from the deflects of the Constitution or Confederation, not from want of honor or virtue, so much as from downright ignorance of the nature of coin, credit, and circulation.”
Thomas Jefferson: "The bank mania is one of the most threatening of these imitations. It is rising up moneyed aristocracy in our country, which has already set the government at defiance, and although forced at length to yield a little on this first essay of their strength, their principles are unyielded and unyielding. They have taken deep root in the hearts of that class from which our legislators are drawn..."
Andrew Jackson: "If Congress has the right under the Constitution to issue paper money, it was given to be used by themselves, not to be delegated to individuals or corporations."

FEBRUARY 17

1950 – TESTIMONY OF JAMES PAUL WARBURG BEFORE US SENATE
Warburg, son of Paul Warburg, the “father of the Federal Reserve," was a banker, advisor to FDR and member of the Council of Foreign Relations. Speaking before the Senate Committee on Foreign Relations, he stated: "We shall have world government, whether or not we like it. The question is only whether world government will be achieved by consent or by conquest."

2015 – A NEW ERA FOR MONETARY POLICY - ADAIR TURNER online video posting
"Since the financial crisis of 2007/8 central banks have entered unchartered territory. Unconventional monetary policy tools such as Quantitative Easing and Funding for Lending have blurred the line between monetary and fiscal policy.
"This has opened an opportunity to question current models and conventional wisdom. For example, should central banks add financial stability to their remit?
"New insight has come both from people working inside the system as well as from people working on these issues from the outside. Lord Turner has been a leading voice in this enquiry examining both theoretical and practical policy considerations.
"One of the most pressing questions concerns democratic accountability. Fiscal authorities are directly democratically accountable to the public, but central banks are not. How can these important policy debates become more transparent and accountable, allowing civil society to participate in the crucial debate on how monetary policy can best serve the needs of society?
https://www.youtube.com/watch?v=UVQdeb0EdWA&list=FL82By0y-2ZdjigNu5bWY4LQ

2015 – "A MAVERICK CURRENCY SCHEME FROM THE 1930s COULD SAVE THE GREEK ECONOMY" PUBLISHED ARTICLE BY GEORGE MONBIOT
"The eurozone crisis calls for radical solutions – and one of the most thrilling has been tried and tested...
"One of these radical ideas was proposed a few months ago by Martin Wolf in the Financial Times. He suggests stripping private banks of their remarkable power to create money out of thin air. Simply by issuing credit, they spawn between 95% and 97% of the money supply. If the state were to assert a monopoly on money creation, governments could increase their supply without increasing debt...
"An entirely different approach is proposed by Ann Pettifor, in Just Money. She argues that governments have failed to understand what money is. It should not be seen as a commodity, she says, but as a social relationship based on trust...
"But perhaps the biggest transformation could happen at the local level. Greece already has set up some local currencies that have kept money circulating in several towns and cities as it cannot be siphoned away...
"In its original form, stamp scrip was a piece of paper on which a number of boxes were printed. The note would lose its validity unless a stamp costing 1% of its value was stuck in one of the boxes every month. In other words, the currency lost value over time, so there was no incentive to hoard it.
"Like the magic pudding, this little pot of money kept circulating, enabling Wörgl to repave the streets, rebuild the water system, construct houses, a bridge and even a ski jump. In the 13 months of the experiment, the 5,500 scrip schillings in circulation were spent 416 times, creating between 12 and 14 times as much employment as the standard currency would have done. Unemployment vanished, and the stamp fees paid for a soup kitchen feeding 220 families."
https://www.theguardian.com/commentisfree/2015/feb/17/currency-scheme-1930s-save-greek-economy-eurozone-crisis?fbclid=IwZXh0bgNhZW0CMTAAAR1LrssVEVECZDN07uNY0nbsVJaUwBl23Ka8gu-WOCLLBNAooe0xDeIBw1U_aem_sxoSzHqp27jyZBf3uoPrHg

2023 – FACEBOOK POSTING OF MONEY JOKES LINK
Here’s one:
“Why is it a penny for your thoughts but you have to put your two cents in? Somebody’s making a penny” -- Steven Wright, comedian
More at https://www.rd.com/jokes/money/

FEBRUARY 18

1546 – DEATH OF MARTIN LUTHER, MONK, PRIEST, KEY FIGURE IN PROTESTANT REFORMATION
Luther condemned anyone who charged usury (interest): "A thief, robber and murderer. Money is an unfruitful commodity which I cannot sell in such a way as to entitle me to a profit."

2019 – PUBLICATION OF AN OPEN LETTER TO ECONOMIC PROFESSORS AT MAASTRICHT UNIVERSITY (THE NETHERLANDS) BY PLURALISM IN ECONOMICS (“PINE”)
“RE: Evidence suggests that UM’s teaching on how banks work is flawed – and why this matters a lot!...
“We are a student-driven initiative at Maastricht University that is eager to improve the economics curriculum. With this open letter, we want to raise your awareness that what is currently taught in economics at UM on how banks work and how money is created is contrary to existing evidence and does not fit with the high-quality education that UM offers. Professors and textbooks at UM teach the mainstream but faulty view of “loanable funds” and ‘money multiplier’, even though central banks and commercial banks openly admit that those concepts are misleading…
“How banks actually work
“Banks individually create money (liquidity) out of nothing by granting a loan. By granting a loan the individual bank extends its balance sheet by creating simultaneously a loan (asset) and a deposit (liability). If a loan contract is fulfilled and paid back, money is destroyed and drained from the monetary circuit. The money creation is neither constrained by savings nor by reserves, but rather by demand for loans as well as by profitability and solvency considerations. What is scarce, is not money nor deposits, but good borrowers.” https://pine-maastricht.nl/pine-open-letter

FEBRUARY 19

1473 – BIRTH OF NICOLAUS COPERNICUS, MATHEMATICIAN AND ASTRONOMER
“Although there are countless maladies that are forever causing the decline of kingdoms, princedoms, and republics, the following four (in my judgment) are the most serious: civil discord, a high death rate, sterility of the soil, and the debasement of coinage.
The first three are so obvious that everybody recognizes the damage they cause; but the fourth one, which has to do with money, is noticed by only a few very thoughtful people, since it does not operate all at once and at a single blow, but gradually overthrows governments, and in a hidden, insidious way.”
[NOTE: Debasement means lowering the value of something. What lowers the value of our currency? How about creating it out thin air like the Federal Reserve via Quantitative Easing (QE) has done to prop up major banks or by banks when they create money as debt when they issue loans?]

1869 — CONGRESS PASSES BILL PROHIBITING USING UNITED STATES NOTES AS SECURITY OR COLLATERAL IN ANY LOAN MADE THROUGH A NATIONAL BANKING ASSOCIATION
“That no national banking association shall hereafter offer or receive United States notes or national bank notes as security or as collateral security for any loan of money…and any national banking association offending against the provisions of this act shall be deemed guilty of a misdemeanor and upon conviction thereof in any United States court having jurisdiction shall be punished by a fine…” Approved February 19 1869
This was one of many attacks by bankers on the Greenbacks -- public money issued by the Lincoln Administration. Public control of the money system meant banks couldn’t control it. Banking corporations wanted, as they had done prior to and after Greenbacks, to print money out of thin air and then charge interest on top of it (otherwise known as “debt money”). Banks pressured Congress in a variety of ways to delegitimize Greenbacks. This law was one such way.

2013 – “HOW TO FIX BANKING” VIDEO POSTED
“Why our monetary system is broken and how it can be fixed?
"’The financial crisis occurred because we failed to constrain the private financial system's creation of private credit and money.’" Adair Turner, Chairman of the Financial Services Authority
“Positive Money Founder, Ben Dyson, presenting at the 3rd annual Positive Money Conference "’Modernising Money’…He explains the main principles behind the monetary reform proposals which offer one of the few hopes of escaping from our current dysfunctional monetary system.”
https://www.youtube.com/watch?list=PLyl80QTKi0gOOVChFfCnNuvpsnkJNKD6U&v=Rd9Pf3Bqp20&feature=youtu.be

2019 – “MONEY CREATION: HOW DOES IT WORK,” posted on BNP Paribas commercial bank website
“Commercial banks create money by using book entries. Take the example of an individual, Mister X, who takes out a consumer loan. When issuing the loan, the bank credits Mister X’s checking account (demand deposits) in the amount M corresponding to the loan, which increases the ‘customer deposits’ in its liabilities, and therefore the money supply”
https://www.levernews.com/the-big-money-battle-over-cryptos-public-option/

FEBRUARY 20

1811 – CHARTER OF FIRST BANK OF UNITED STATES NOT RENEWED
The federal government issued a 20-year charter in 1791 to create the first national private bank. This was unusual since at the time most corporate charters, or licenses, were issued by states. The Bank was the first private institution empowered by the U.S. federal government to create paper money -- with all the power and profit that goes along with it. The bank’s paper money was accepted for taxes. Eighty percent of its shares were privately owned - among these 75% were foreign owned (mostly by the English and Dutch). Originally the government owned 5,000 shares; 2,780 of these were sold in the first two years; the final 2,220 were sold (by the Treasury) in 1803 to Baring & Brothers. The bank was modeled on the Bank of England. Within two months of its creation, it flooded the market with loans and banknotes and then sharply shifted course and called in many of its loans. The result was the first US securities market crash -- what became known as the “Panic of 1792” – the first of many panics, recessions and depressions due to the private/corporate control of our money system. On January 24, 1811, the U.S. House voting to not renew the bank’s charter. The U.S. Senate did the same on February 20.
During the first 50 years of the US, legislatures and courts routinely chose not to renew or revoke corporate charters, which were considered democratic instruments and used to control the actions of corporations.

1842 – BIRTH OF GEORG FRIEDRICH KNAPP, AUTHOR OF THE "STATE THEORY OF MONEY"
"Money is a creature of the Law…" (page 1)
“The most important achievement of economic civilizations, the cartelism (using tokens for money) of the means of payment.” (page 92)

1878 – REIGN OF POPE LEO XIII BEGINS
“On the one hand there is the party which holds the power because it holds the wealth, which has in its grasp all labor and all trade, which manipulates for its own benefit and its own purposes all the sources of supply, and which is powerfully represented in the councils of State itself. On the other side there is the needy and powerless multitude, sore and suffering. Rapacious usury, which, although more than once condemned by the Church, is nevertheless under a different form but with the same guilt, still practiced by avaricious and grasping men…so that a small number of very rich men have been able to lay upon the masses of the poor a yoke little better than slavery itself.” — Pope Leo XIII statement on usury.

2020 – PUBLICATION OF BOOK, “FAREWELL TO BANKS” BY FORMER GOVERNOR OF THE BANK OF SPAIN
“On February 20, the book Adios a los Bancos (Farewell to Banks) by the former governor of the Bank of Spain Miguel Ordoñez will be in bookstores. The book contains a set of reflections on the advantages of using as money what we now call Central Bank Digital Cash (CBDC, i.e. deposits in the Central Banks) instead of using fragile deposits in private banks…
“Last summer, when I delivered the manuscript to the editor, nobody could still foresee the CBDC media revolution that was going to unfold throughout the world. But Facebook’s announcement to create Libra, a private digital currency, has forced most Central Banks to study, experiment and even approve the issuance of public digital money (CBDC) in its various modalities. As D. Marcus has said, ‘we don’t know how it will end, but I’m sure the system will be different from what it is now.’ The extraordinary atmosphere of expectation that has been created on the possibilities of public money and the reform of Money and Banking is very positive.”
https://www.monetaryalliance.org/book-on-monetary-reform-by-former-governor-of-the-bank-of-spain/

2024 – "STARTING IN OUR OWN BACKYARDS: AN EXCERPT FROM ‘WEALTH SUPREMACY’ ON BUILDING AN ECONOMY FOR ALL OF US," POSTED ARTICLE BY MARJORIE KELLY
"...[S]ystem change is already emerging, all around us. It’s beginning in our own backyards, in the form of Community Wealth Building (CWB), a form of local economic development that transforms local economies through communities having direct ownership and control of their assets. First articulated by The Democracy Collaborative in 2005, the concept has developed a momentum of its own, and it’s being aided now by a variety of organizations, like the Centre for Local Economic Strategies in the United Kingdom. CWB is catching on in cities like Preston, England, Amsterdam, and Copenhagen, as well as US areas like Cleveland, Chicago, Los Angeles, Baltimore, St. Louis, and Alameda County, California. New interest is coming from places as far-flung as Poland, South Korea, Germany, and Bordeaux in France."
https://ssir.org/books/excerpts/entry/wealth-supremacy-excerpt?

FEBRUARY 21

2013 – RELEASE OF NEW VIDEO ON MONETARY REFORM IN CANADA
Monetary Reform – a simple solution to some major problems affecting everyone in society. In this short interview, William Abram explains how money is created and some solutions that will benefit everyone. http://www.positivemoney.org/2013/02/new-monetary-reform-video-from-canada/

02/14/2026

https://www.aarp.org/work/job-search/companies-work-from-home-jobs/

These employers are hiring and have pledged to provide opportunities for workers of all ages

02/10/2026

MONETARY HISTORY CALENDAR
February 1-7
--------------------------------------------

FEBRUARY 1

1913 – NATIONAL CITIZENS LEAGUE FOR THE PROMOTION OF A SOUND BANKING SYSTEM SENDS LETTER TO MEMBERS
Backed by bankers and other businesspersons, the League was established to promote a national private central bank. Their letter to their members on this date stated:
"Congress is wavering over the question of banking reform. The Democratic leaders are undecided whether to bring in a currency bill at the special session in the Spring or defer action until the regular session next December ...
President-elect Wilson has been quoted as holding the view that public sentiment as to banking reform has not yet crystallized.
Write to Mr. Wilson if you know him. If you don't know him, it is a good way to get acquainted.
The National Citizens' League has 10,000 members and a million friends. If every member of the League and every friend of banking reform does his duty, Congress will have substantive evidence that the business world is not indifferent...”

FEBRUARY 2

Every year – GROUNDHOG DAY
The 1993 film, Groundhog Day, tells the story of a TV weatherman who is caught in a time loop -- repeating the same day over and over. This is similar to how most nation's respond to being in debt: by borrowing more money and going into more debt -- over and over. It's an economically destructive loop that forces nations to impose austerity on the majority of its citizens while enriching the elite. Only when the weatherman in the film acts with compassion is the loop broken. And only when nations understand that money can be created not as debt but as assets interest- and inflation-free to meet the physical and human needs of people will the debt loop be broken.

1884 – DEATH OF WENDELL PHILLIPS, AMERICAN ABOLITIONIST, ON DEBT
“Debt is the fatal disease of republics, the first thing and the mightiest to undermine governments and corrupt the people.”
Phillips an American abolitionist, advocate for Native Americans, orator, and attorney.

2021 – “THE RE-OCCUPY WALL STREET PROTEST” posted video
Monetary reformer Harrison Schultz is interviewed in this short video
https://www.youtube.com/watch?v=y8mhdzpBlm0

2023 – “CHARLIE MUNGER’S OPED IN THE WSJ IS SPOT ON ABOUT BANNING CRYPTO: BUT CALLING IT “GAMBLING” FAILS TO CAPTURE ITS DANGERS” posted article
“’Such wretched excess has gone on because there is a gap in regulation. A cryptocurrency is not a currency, not a commodity, and not a security. Instead, it’s a gambling contract with a nearly 100% edge for the house, entered into in a country where gambling contracts are traditionally regulated only by states that compete in laxity. Obviously, the U.S. should now enact a new federal law that prevents this from happening…
“Economist Nouriel Roubini also addressed the horse and buggy aspect of cryptocurrencies in an interview with Bloomberg TV in 2019, stating:
“’Crypto currencies are not even currencies. They’re a joke…It is not a means of payment, nobody, not even this blockchain conference, accepts Bitcoin for paying for conference fees cause you can do only five transactions per second with Bitcoin. With the Visa system you can do 25,000 transactions per second…Crypto’s nonsense. It’s a failure. Nobody’s using it for any transactions. It’s trading one sh*tcoin for another sh*tcoin. That’s the entire trading or currency in the space where’s there’s price manipulation, spoofing, wash trading, pump and dumping, frontrunning. It’s just a big criminal scam and nothing else.’”
https://wallstreetonparade.com/2023/02/charlie-mungers-oped-in-the-wsj-is-spot-on-about-banning-crypto-but-calling-it-gambling-fails-to-capture-its-dangers/

FEBRUARY 3

1690 – FIRST PAPER CURRENCY IN BRITISH COLONIES ISSUED
Massachusetts became the first British colony to issue paper money. The money was used to facilitate economic transactions in the absence of British money.

1913 – RATIFICATION OF THE 16TH AMENDMENT, ESTABLISHMENT OF THE US FEDERAL INCOME TAX
The income tax provides a guaranteed and consistent source of income for the payment of any federal government function, including payment of interest on national debt. It was ratified earlier in the same year as passage of the Federal Reserve Act, which turned over the nation’s money power to a private central bank. Many economists believe the dollar holds its value better than the Euro in times of economic crisis since US interest payments from debt can be covered by US income taxes. There is no equivalent European income tax to cover Euro debts. This provides investors greater confidence in the dollar over the Euro.

1924 – DEATH OF WOODROW WILSON, 28TH PRESIDENT OF THE UNITED STATES
"A great industrial nation is controlled by its system of credit. Our system of credit is privately concentrated. The growth of the nation, therefore, and all our activities are in the hands of a few men who, even if their action be honest and intended for the public interest, are necessarily concentrated upon the great undertakings in which their own money is involved and who necessarily, by very reason of their own limitations, chill and check and destroy genuine economic freedom."

2018 – POSTED ARTICLE, “POPE FRANCIS: ‘USURY HUMILIATES AND KILLS”
“Speaking to members of an Italian National Anti-Usury Group, Pope Francis condemned financial exploitation and called for education to confront usury and corruption.
“’Usury humiliates and kills,” the Pope said. “Usury is a grave sin. It kills life, stomps on human dignity, promotes corruption, and sets up obstacles to the common good.’
“He said this type of financial exploitation – which involves lending money at unreasonably high rates of interest – is an ancient evil that must be prevented through education.”
https://www.vaticannews.va/en/pope/news/2018-02/pope-francis-usury-financial-exploitation.html?fbclid=IwAR3D2R5cvsqMmrlhn1EMT1Mng_pFVoXKl44BQHLcj6sHuNigcQbzRRWGouE

2019 – “CENTRAL BANKS AND THE FOLK TALES OF MONEY” website posting
As quantitative easing has stoked public fears of price instability, monetary authorities including the Bank of England have sought to clarify who really produces money. In this sense, taking steps to inform the public on the real source of money – bank loans – is a worthwhile step, as it provides constraints on what a central bank can be reasonably expected to do,
https://economicquestions.org/centralbanks/?fbclid=IwAR0oCQdUrrHr0yaE6tZxrJgSbtn-490xDZQ4Mlmcuu7Zdd_sKbtUJdi

2025 – A PLAN FOR ESTABLISHING A UNITED STATES SOVEREIGN WEALTH FUND, BY THE WHITE HOUSE
https://www.whitehouse.gov/presidential-actions/2025/02/a-plan-for-establishing-a-united-states-sovereign-wealth-fund/
Trump’s proposed sovereign wealth fund plan, explained
"We don’t yet know exactly what a U.S. sovereign wealth fund would look like. But early indicators suggest reasons for skepticism. While all sovereign wealth funds carry risks, such as financial risks, those with poor governance structures and weak institutional guardrails are at increased risk of corruption. Additionally, executive control of a sovereign wealth fund can risk subverting a legislature’s constitutional spending powers."
https://protectdemocracy.org/work/trumps-sovereign-wealth-fund-plan-explained/

FEBRUARY 4

2013 – BANKING REFORM BILL INTRODUCED IN UNITED KINGDOM
The "Banking Reform Bill" was introduced in the House of Commons. It "would provide regulators with new authority to break up a bank if its investment activities put deposits at risk. The legislation goes a step beyond previously proposed policies that would merely require banks to separate retail banking from investment banking. Under the proposed legislation, in addition to requiring that institutions ring-fence deposits, the Bank of England could force an institution to sell off certain businesses if it determines that the institution has failed to protect retail banking activities from high-risk investments. The bill also would, among other things, provide depositors preference if a bank becomes insolvent, and set new leverage caps."

2013 – ‘SOLUTIONS UNINCORPORATED’ – MY NAME IS WILLIAM”
Interview with William Abram. D See Video Productions.
"Monetary Reform - a simple solution to some major problems affecting everyone in Society. In this short interview, william explains how Canadian money is created, how our current system has been usurped, and some solutions that will benefit everyone.”
https://www.youtube.com/watch?v=XXR_ltTLfCc

2019 – DEATH OF BERNARD LIETAER – ECONOMIST, AUTHOR AND PROFESSOR
“Our current monetary system was designed some 300 years ago, during an era that knew nothing of natural limits and had a completely different set of objectives and priorities. It’s a tool that should be serving us, rather than being our master. And since it is a man-made construct, it can be re-thought, re-imagined, and redesigned.”
-from Rethinking Money: How New Currencies Turn Scarcity into Prosperity

2022 – "TUMIN: THE ALTERNATIVE CURRENCY REBUILDING COMMUNITY IN MEXICO" posted article
"Túmin is an alternative currency that emerged in Veracruz, Mexico in 2010. About the size of a credit card, Túmin notes are printed with vibrant illustrations that vary from state to state. Each Túmin note is equivalent to one peso, one minute of work or even one US dollar. It is both a unit of exchange and a currency that comes in 1, 5, 10, and 20 denominated notes...
"Communities around Mexico are increasingly turning to the fringe currency to foster solidarity amid economic instability and inflation caused by the COVID-19 pandemic. It is now present in 24 of Mexico’s 32 states – with 723 vendors in the eastern coastal state of Veracruz and 567 in Oaxaca."
https://www.resilience.org/stories/2022-02-04/tumin-the-alternative-currency-rebuilding-community-in-mexico

FEBRUARY 5

1953 – BIRTH OF GIANNINA BRASCHI, PUERTO RICAN POET, NOVELIST AND ESSAYIST
“Banks are the temples of America.”

2013 – “HERMAN DALY – MODERNIZING MONEY” video posting
Prof Emeritus and former Senior Economist at the World Bank, Herman Daly, gave a pre-recorded message for the 3rd annual Positive Money Conference "Modernising Money" (London 26th Jan 2013). It was his opinion that fractional reserve banking pushes "anti-economic" growth. The fact that we have had such meltdowns should make the public eager to seek reform.
https://www.youtube.com/watch?v=NL2f4vOf7TU

2025 – "WARNING SHOT, THE WAR FOR BANKOCRACY, EPISODE I," VIDEO BY JOHN TITUS
"In May of 2024, the Biden White House published a memo declaring that the United States observes “central bank independence” and that “nearly all advanced economies are now governed by independent central banks.”
"The memo—entitled “The Importance of Central Bank Independence”—expressly advocates central bank supremacy over the nation rather than three branches of government under the U.S. Constitution, which the memo never mentions...
"The Biden White House memo advocates central bank supremacy and rejects U.S. sovereignty. If the memo’s policies were implemented, the Federal Reserve would no longer be subject to the U.S. Constitution, and thus the Fed would be able to operate—like central banks around the world—with as much secrecy as it desires. The global monetary system will go dark if this occurs."
https://solari.com/the-war-for-bankocracy-episode-i/

FEBRUARY 6

1756 – BIRTH OF AARON BURR, POLITICIAN, BUSINESS PERSON, VICE-PRESIDENT OF THE UNITED STATES
Burr and others convinced New York City council to charter the Manhattan Corporation in 1799. Its purpose was to raise dams and divert water throughout the city in response to the outbreak of yellow fever. A provision of the charter allowing the company to divert its excess capital in any activity “not inconsistent with the Constitution and laws of the United States.” This vague clause enabled the company to engage in banking activities. Alexander Hamilton (who later Burr killed in a famous duel) said, "He (Burr) has latterly, by a trick, established a bank -- a perfect monster in its principles, but a very convenient instrument of profit and influence." The Manhattan Corporation was the predecessor of what is now the J.P. Morgan Chase bank – one of the largest financial institutions in the U.S.

2011 -- "THE MONEY FIX - A DOCUMENTARY FOR MONETARY REFORM" POSTED ON YOUTUBE
"Money is just information, a way we measure what we trade, nothing of value in itself. And we can make it ourselves, to work as a complement to conventional money. It's just a matter of design.
"Money is at the intersection of nearly every aspect of modern life. Most of us take the monetary system for granted, but it has a profound and largely misunderstood influence on our lives. 'THE MONEY FIX' is a feature-length documentary exploring our society's relationship with the almighty dollar.
"The film documents three types of alternative money systems, all of which help solve economic problems for the communities in which they operate.
"'THE MONEY FIX' examines economic patterning in both the human and the natural worlds, and through this lens we learn how we can empower ourselves by redesigning the lifeblood of the economy at the community level."
https://www.youtube.com/watch?v=TwmM5Nb6hiE

2013 – TALK BY ADAIR TURNER ON "DEBT, MONEY AND MEPHISTOPHELES: HOW DO WE GET OUT OF THIS MESS?"
In this speech Turner discussed an alternative to Quantitative Easing, which he termed Overt Money Finance (also known as Sovereign Money or Public Money or Government Money).
http://www.fsa.gov.uk/static/pubs/speeches/0206-at.pdf?mccid=a1ec1750c1&mc_eid=[UNIQID]

2021 – "THE PROBLEM WITH MONEY", PUBLISHED ARTICLE
The nascent monetary reform movement understands that the real cause of the extreme wealth inequality as well as the destruction of our resource base, is the monetary system. It is a systemic problem that affects human behavior as well as society and our planet...
"There are 3 characteristics of the current monetary system that bestows power on the undeserving.
It systematically concentrates wealth to the wealthiest (plus compounding interest)
It is capable of being hoarded (withheld from the economy for speculation)
It has superior liquidity to goods and services."
https://www.monetaryalliance.org/the-problem-with-money/?fbclid=IwAR2QxcY1Hao-6GS7c-ab1IfnR1YKZiZ0cwmnITcwqJvyIW8br6rg_gutiZc

2024 -- "THIS IS MY THESIS: WE'RE STUCK IN A CYCLE THAT'S GOING TO DESTROY WESTERN CIVILIZATION" POSTED ARTICLE BY JARED BROCK
"The order, magnitude, and types of changes we face as a global society are unprecedented and far outside the scope of a single article (or even a library shelf of books.) Today, we’ll focus solely on a quick overview of the changing economic order...
"Money is being debased. The debasement of money caused by debt-based money-printing and fractional reserve bank lending — both caused by the interest-loving corporatists who have seized control of the state — is compounding inflation and leaving more and more people in a cost-of-living crisis and permanent poverty."
"Societies reset...
"Banksters and interest are strictly controlled....
"Money retains its purchasing power."
https://wallstreetonparade.com/2025/01/fossil-fuel-industry-could-end-up-paying-tens-of-billions-for-la-wildfires-and-deceiving-the-public-on-climate-change-for-decades/

2025 – QUOTE ON ESTABLISHING A DIGITAL CONTROL GRID
“A complete reengineering of the U.S. government through the digital systems is now possible at high speed.” Catherine Austin Fitts.
"A digital control grid is an electronic network of digital telecommunication and information systems that allows individuals to be surveilled, tracked, and made subject to invasive controls applied to their financial transactions and resource use (such as electricity, food, water, transportation)—compromising, if not ending, all human rights and liberties. Control grids operate with significant data collection and AI to apply social credit systems that can be dictated on a highly centralized basis. A digital control grid ends financial freedom, replacing markets with technocracy—a system run by rules created and maintained centrally by 'experts'...
"An all-digital currency and monetary system is essential to institute a digital control grid."
https://solari.com/the-fast-approaching-digital-control-grid-a-checklist-of-trump-administration-actions-to-date/

FEBRUARY 7

1870 – HEPBURN V GRISWOLD US SUPREME COURT DECISION
The Court declared that certain parts of the passed Congressional Legal Tender acts in the 1860’s were unconstitutional. The Legal Tender acts authorized the government to issue paper money, “Greenbacks”, and recognized it as legal to meet financial obligations. The Court concluded, however, that a party to a contract could not use paper money as payment for a debt if the contract stipulated gold or silver as payment. The Court explained how the US Congress possessed the power to coin money, but that that power was different than the power to make paper money legal.

1942 – BIRTH OF BERNARD LIETAER – ECONOMIST, AUTHOR AND PROFESSOR
“Since the dawn of times, monetary systems have been shaping the flows of human activity in every realm of endeavor; food production, education, health, business etc., by determining how we value, apply and exchange our creativity, and the fruits of our labor. It is for this reason the most influential of all human-made systems.”

2024 – UNITING ALL VOICES FOR SOCIAL AND ECONOMIC JUSTICE: JOIN MAYDAY FOR MONEY!" POSTED ARTICLE
"Disparities, inequality, unceasing growth, and unnatural exploitation are just a few of the pressing issues of our time. Communities must come together and raise our voices for social and economic justice including monetary justice. Mayday for Money, on May 17-19, 2024, is the demonstration and rally that brings people from all walks of life and adjacent movements to a common platform, united under the banner of Just Money. ...
"An estimated 80% of Americans don’t realize that banks are not simple intermediaries that handle money deposited into them, but rather banks create money. The reform for Just Money, which we bring to the frontlines of awareness in this demonstration, explicitly makes what people believe to be happening to become reality."
https://www.monetaryalliance.org/uniting-all-voices-for-social-and-economic-justice-join-mayday-for-money/

Disparities, inequality, unceasing growth, and unnatural exploitation are just a few of the pressing issues of our time. Communities must come together and raise our voices for social and economic justice including monetary justice. Mayday for Money, on May 17-19, 2024, is the demonstration and rall...