04/24/2026
Mold in your home is stressful enough. Getting your claim denied on top of it is worse. π
Here's what Florida homeowners need to know before filing:
β
Mold IS covered when it results from a sudden covered event like a burst pipe or storm damage
β οΈ Insurers sometimes classify mold as a "gradual issue" even when it clearly followed a covered event
π° Most Florida policies limit mold coverage to between $10,000, a number that is quickly absorbed as remediation begins
π They may point to "poor maintenance" or "late reporting" to reduce or deny your claim entirely
Your insurer has 60 days to pay or deny your claim after receiving proof of loss and requested info.
Don't let a technicality cost you what you're owed. Contact us today for a FREE claim review. πͺ
π (321) 444-6981
π https://fivestarclaimsadjusting.com/how-it-works/