TCAC Housing Programs

05/26/2026

05/26/2026

Here are some photos from this house dedication with Cocke County Disaster Relief. We are so proud of all the people and work that has gone into this project and many others!

Tennessee Housing Development Agency

05/13/2026

Good Afternoon.
Would you like to own a home like this?

We are excited to announce that we have 2 huge opportunities for a low-income family to build a new home. Please reach out to me at [email protected] if you are interested in building a home!!

03/11/2026

03/02/2026

Check out this highlight from HAC! Our housing programs are here to make stories like these happen!

For this week's Loan Fund Friday, we are highlighting Tennessee's Community Assistance Corporation (TCAC).

HAC provided Tennessee's Community Assistance Corporation with a SHOP 2023 loan of $75,000 to acquire three scattered site lots and develop three Self-Help Homeownership Opportunity Program units in Jefferson City, Tennessee. Jefferson City has a demonstrated need for affordable housing- the area median income is $48,212, and 19% of the population lives below the poverty line. All three of the site lots were vacant, infill lots, faced paved public streets, and had water and electricity available.

With HAC's help, TCAC purchased all three sites with zoning in place. Three local families were identified as eligible, and by November 2025, after having completed the required sweat equity hours, all three homes had been fully built and Energy Star certified.

By combining local commitment, strong partnerships, and federal resources, HAC and TCAC were able to help three families achieve homeownership and strengthen the surrounding rural community.

11/21/2025

We are so blessed to be partnering with Morristown City!

HOME GRANT PROVIDES HOUSING IN OUR COMMUNITY

Last month, the City was proud to be a part of a special “Key Presentation” ceremony to officially hand over the keys to a new home for local resident Phyllis Walker and her grandson. The new home was a result of a joint effort between the City and Tennessee's Community Assistance Corporation (TCAC) to obtain funding through the federal HOME Grant.
The City applied for and was granted $810,000 in HOME Grant funds. This HUD-funded grant, distributed through the TN Housing Development Agency(THDA), provides funding to rehabilitate or rebuild housing for low-income residents. The City chose TCAC, headquartered here in Morristown, to help administer the grant program and the construction services.
In the Fall of 2024, local homeowners in need applied for the grant and 8 homeowners were chosen to receive funding. Some of the selected homes were in a condition that could be rehabilitated while some, including Ms. Walker’s home, met the threshold to be reconstructed. Over the course of a year, TCAC worked with Ms. Walker to design and rebuild her new home.
When presenting Ms. Walker with the keys to her new home, TCAC Executive Director Krystal Gibbons said “Today is a celebration of perseverance and community. This home means safety, dignity, and a chance for Ms. Walker and her grandson to thrive. We are honored to be a part of it.”
"The City of Morristown is honored to have an amazing organization such as TCAC working on mitigating the low-income housing crisis in Hamblen County,” Mayor Chesney said. “We are extremely grateful for THDA's funding for this project and very excited to continue this work with TCAC to benefit our community."
Ms. Walker shared her gratitude, stating, “This home means everything to me, I am so grateful!.”
The home was made possible through TCAC's and the City of Morristown's commitment to developing affordable housing for low-income families. This milestone represents more than just a roof over their heads—it symbolizes stability, opportunity, and hope for generations to come.

10/29/2025

NEW HOME CLOSING!

We are so proud to welcome Devyn to her new home.

Devyn's Story:
My dream became reality when I partnered with Tennessee’s Community Assistance Corporation (TCAC). Through TCAC’s affordable housing program, I was able to purchase my very first home—something I believed would never be possible.

Today, I am a proud homeowner, a full-time employee, and most importantly, a devoted mother raising my children in a safe and stable environment.

When I walked through the front door of my new home, I felt something I never thought I would feel again—security, pride, and peace. Owning this home means my children will grow up with stability that I provided for them and that is a good feeling! I’m proof that with the right support and recovery - new beginnings are possible.

My story is a powerful reminder to others who were in my shoes that a home is much more than four walls and a roof—it is the foundation for a new life, a safe haven for growth, and the key to breaking cycles of hardship.

TCAC strives to help low to moderate-income families with stable, quality, and affordable housing options.

Email [email protected] for an application to see if your dream of becoming a homeowner can come true!



Tennessee Housing Development Agency

10/29/2025

It was such an honor to attend and support our friends in Jefferson County. Congrats to their homeowners.

10/28/2025

NEW HOME CLOSING!
We are very excited to have closed on the home with Tracy. She is a young woman who was ready to own her home and she made that dream possible. Here is what she had to say:

"This program has given me the opportunity to do the impossible. Owning my first home. I grew up in the city where apartments were the only affordable housing. When I moved up north I lived in a trailer park with no front or back yard. No such thing as privacy. One of my dreams has been to have a yard big enough to grow a garden and for my dog to have the backyard he deserves. I can now say this dream is no longer just a dream but my reality. I can now focus on new goals for myself. I will be able to one day have a family and not worry about where we will live. My children will have a front yard and backyard. Something I never had. They will have a stable home and not worry about having to move once the lease is up to another apartment complex. I cannot thank the program enough for helping me achieve this goal. I want to thank every individual who has been there since day one."

TCAC strives to help low to moderate-income families with stable, quality, and affordable housing options.

Email [email protected] for an application to see if your dream of becoming a homeowner can come true!



Tennessee Housing Development Agency

10/28/2025

We want to honor out First Responders. We thank you for all that you do for our Community!