SONYMA - State of New York Mortgage Agency

08/17/2026

We know mortgage professionals use a ton of jargon. Follow our page to see weekly explanations of different terms you might run into while you’re thinking about buying your first home

08/12/2026

Back to school season means new beginnings — and for more than 50 New York families this year, that means a brand new home to go back to.

Governor Hochul's MOVE-IN NY program just awarded more than $19 million to create 56 new factory-built starter homes in Cayuga, Erie, Montgomery, Schenectady and Suffolk counties. Built at nearly half the cost of traditional construction and sited in weeks, these homes give working families the stable foundation every child needs to succeed in school.

128 new homeownership opportunities created through MOVE-IN NY so far — and growing.

Learn more: https://on.ny.gov/4wJA4vW

08/11/2026

Every year, SONYMA does a review of our agency program's home purchase price and household income limits. This way, we can best serve low-to-middle income New York families by reflecting wages and home prices across the state.

Our 2026 income/purchase price limits just got an update! Visit our website and check the "Income & Purchase Price Limits" button. There are tables for our main loan programs, Achieving the Dream and Low Interest Rate Program, where you can check the limits for the county you're looking to purchase a home in.

08/04/2026

07/30/2026

Let’s get over the idea that only rich New Yorkers can buy homes for their families.

With our Low Interest Rate Program, we offer mortgage loans at competitive rates for moderate income households so we can support even more New Yorkers buying their first homes.

Swipe through this post for an overview of the program, and visit our website for more information on income limits, purchase price limits, and how to apply.

07/27/2026

Let’s face it: Affording rent in New York is often an uphill battle, let alone making the leap to buy your first home. That’s why SONYMA offers our Achieving the Dream mortgage loan program for lower income New Yorkers to make homeownership a reality.

Swipe through this post for an overview of the program, and visit our website for more information on income limits, purchase price limits, and how to apply.

07/22/2026

We had a great time meeting thousands of New Yorkers at the Fifa World Cup Watch Experience in Valhalla! Whether you're just starting to explore or ready to take the next step, SONYMA is here to help you on your journey to homeownership.

Thanks to everyone who stopped by to learn more, ask questions, and score a goal with us!

07/16/2026

The World Cup Final is right around the corner! Want to be part of the action?

SONYMA is joining thousands of fútbol fans in the Hudson Valley on Sunday for one of the largest free watch parties in New York! Join us in Kensico Dam Plaza in Valhalla for the live broadcast, along with other community resource booths, food and beverages, and plenty of family-friendly activities. Doors open at noon, and the match begins at 3. We hope to see you there!

Register here: https://events.newyorkstateunited.com/e/u/checkout/new-york-state-2026-world-cup-match3/tickets/order?displayCode=Kensico

07/14/2026

We all know housing in New York has become super competitive. That’s why our team at SONYMA wants to help fund the future of housing for many families in our great state – manufactured housing.

We offer low interest rates for loans in approved manufactured housing communities and up to $30,000 in down payment assistance.

07/08/2026

Here's a look at some of SONYMA's upcoming events!

To see more events SONYMA is attending in your area, visit our website's event section for a comprehensive calendar