08/31/2026
SBA DISASTER LOANS AVAILABLE FOR DELAWARE COUNTY
Following the Aug. 25 Presidential disaster declaration, the U.S. Small Business Administration (SBA) is offering low-interest disaster loans to homeowners, renters, businesses, and private nonprofit organizations affected by the severe storms, tornadoes, straight-line winds, and flooding that began Aug. 11.
Delaware County is included in the disaster declaration.
🏠 Homeowners & Renters
• Up to $500,000 to repair or replace a primary residence
• Up to $100,000 to repair or replace personal property, including furniture, appliances, clothing, and vehicles
🏢Businesses & Private Nonprofits
• Up to $2 million to repair or replace disaster-damaged real estate, equipment, inventory, and other business assets
• Eligible small businesses and nonprofits may also qualify for Economic Injury Disaster Loans (EIDL) to help with working capital needs such as payroll, fixed debts, accounts payable, and other expenses affected by the disaster, even if they did not suffer physical damage.
Interest rates are as low as:
• 4% for businesses
• 3.625% for private nonprofits
• 3% for homeowners and renters
Loan terms may be available for up to 30 years. Interest does not begin to accrue, and payments are not due until **12 months after the first loan disbursement.
📅 Application Deadlines
➡️ Physical property damage: October 25, 2026
➡️ Economic Injury Disaster Loans: May 25, 2027
💻 Apply online: sba.gov/disaster
☎️ SBA Customer Service: 800-659-2955
📧 [email protected]
Residents and businesses impacted by the August flooding are encouraged to review the available assistance and apply if eligible.
