Michelle Dempsey, Title 19 Specialist in CT

Michelle Dempsey, Title 19 Specialist in CT Michelle Dempsey guides families through the complex Medicaid application process to help seniors pay nursing home & long term care costs in CT.

Title XIX, or Medicaid, can help pay for long term care, nursing home and home care expenses for the elderly and disabled. The rules can be complex, especially those for a married couple. In addition, the amount of documentation needed for the application in the State of CT is extensive, and the process itself can be frustrating and stretch on for months. I've worked in this field for more than 18

years and submitted over 200 applications while working for an attorney who specialized in elder care. Knowing what the rules and requirements are for the various programs, I can make sure you meet the program qualifications and help you and your family through the application process.

Many families don't begin planning until:🚑 A hospitalization🏥 A rehab stay👵 A sudden decline in health📋 An urgent need f...
06/12/2026

Many families don't begin planning until:

🚑 A hospitalization
🏥 A rehab stay
👵 A sudden decline in health
📋 An urgent need for nursing care

By then, options can be more limited and decisions become more stressful.

At Title 19, we encourage families to start conversations early so they can make informed decisions with confidence.

Planning ahead creates flexibility later.

The reality is that nursing home and assisted living expenses can add up quickly.That's why understanding Medicaid eligi...
06/11/2026

The reality is that nursing home and assisted living expenses can add up quickly.

That's why understanding Medicaid eligibility, asset protection options, and long-term care planning is so important.

At Title 19, we help families explore strategies designed to preserve assets while preparing for future care needs.

Protecting your future starts with understanding your options today.

You start noticing:📅 Missed appointments💊 Medication concerns🏠 Difficulty managing the home🚗 Less drivingIt's hard to kn...
06/10/2026

You start noticing:

📅 Missed appointments
💊 Medication concerns
🏠 Difficulty managing the home
🚗 Less driving

It's hard to know when to step in and what to do next.

At Title 19, we help families navigate long-term care planning and understand the resources available before important decisions become urgent.

Planning isn't about expecting the worst. It's about being prepared for whatever comes next.

One of the most common questions families ask:"Will Medicaid take my house?"The answer depends on your situation, your a...
06/09/2026

One of the most common questions families ask:
"Will Medicaid take my house?"

The answer depends on your situation, your assets, and how planning is done.

Many people are surprised to learn there are legal strategies that may help protect certain assets while still qualifying for benefits.

At Title 19, we help families understand their options before a crisis happens.

The earlier you plan, the more choices you may have.

When a loved one needs long-term care, the Title 19 (Medicaid) process can feel overwhelming. That's where Michelle Demp...
06/04/2026

When a loved one needs long-term care, the Title 19 (Medicaid) process can feel overwhelming. That's where Michelle Dempsey comes in.

Michelle helps families navigate the Title 19 application process, protect eligible assets, understand Medicaid rules, and reduce the stress that often comes with planning for long-term care.

If you're facing nursing home costs or have questions about qualifying for Title 19, Michelle is here to guide you every step of the way.

📞 Have questions? Let's talk and create a plan that works for your family.

This is one of the most common concerns in Title 19 planning. The answer depends on timing, structure, and proper legal ...
06/01/2026

This is one of the most common concerns in Title 19 planning.
The answer depends on timing, structure, and proper legal planning.

🏡 Your home may have more protection than you think.



👉 Contact Michelle Dempsey before assuming your home is at risk.

How Far Back Does Medicaid Check Finances?Medicaid reviews financial history going back several years, which means past ...
05/31/2026

How Far Back Does Medicaid Check Finances?

Medicaid reviews financial history going back several years, which means past decisions can still impact eligibility today.

🔍 Planning history matters.



👉 Reach out to Michelle Dempsey before applying.

Income limits for Medicaid aren’t always straightforward. What counts and how it’s calculated can vary depending on the ...
05/31/2026

Income limits for Medicaid aren’t always straightforward.
What counts and how it’s calculated can vary depending on the case.

📊 Details matter more than the number itself.



👉 Reach out to Michelle Dempsey for a clear breakdown.

Many families are shocked to learn that nursing home and long-term care costs can quickly reach thousands of dollars per...
05/30/2026

Many families are shocked to learn that nursing home and long-term care costs can quickly reach thousands of dollars per month.

Without proper planning, those expenses can put significant strain on savings, retirement income, and the financial security of a spouse or family members.

Michelle can help-
✔️ Explain Medicaid eligibility requirements
✔️ Help organize and prepare required documentation
✔️ Navigate the application process
✔️ Identify potential planning opportunities
✔️ Help families understand their options before a crisis occurs
✔️ Reduce stress during an already difficult time

The reality is that many families don't know where to start—or what questions to ask.

You don't have to navigate the Title 19 process alone.

📞 Let's talk about your situation and explore your options before long-term care costs become overwhelming.

Michelle Dempsey
Title 19 Consultant | Connecticut

Yes, but spousal rules can make eligibility and asset protection more complex for married couples.👫 Planning together is...
05/30/2026

Yes, but spousal rules can make eligibility and asset protection more complex for married couples.

👫 Planning together is essential.



👉 Contact Michelle Dempsey to protect both spouses’ financial future.

Address

12 Roosevelt Avenue, Mystic Packer Building, Packer Business Suites, Office 6
Mystic, CT
06355

Opening Hours

Monday 9:30am - 4:30pm
Tuesday 9:30am - 4:30pm
Wednesday 9:30am - 4:30pm
Thursday 9:30am - 4:30pm
Friday 9:30am - 4:30pm

Website

Alerts

Be the first to know and let us send you an email when Michelle Dempsey, Title 19 Specialist in CT posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Organization

Send a message to Michelle Dempsey, Title 19 Specialist in CT:

Shortcuts

Share

Category