09/05/2026
48 Senate Republicans blocked the health tax credit extension in December. Now the average ACA deductible is a record $3,786, up $1,027, the steepest jump in Marketplace history. Monthly payments are up 58%. KFF: 37% of enrollees say groceries are harder to afford.
Obamacare is not an insurance plan you buy. It is a law. The Affordable Care Act sets rules private insurers must follow: no denials for pre-existing conditions, no charging you more for being sick, no dollar caps on care, kids covered to 26, free checkups and screenings, and they can’t cancel your policy for any reason.