123Adjusting

123Adjusting We advise and assist residential and commercial insurance policyholders
through the overwhelming task of submitting an insurance claim.

Two estimates for the same property damage can look dramatically different—and sometimes the reason comes down to scope....
09/01/2026

Two estimates for the same property damage can look dramatically different—and sometimes the reason comes down to scope.

An estimate may vary based on which damaged areas are included, the repairs identified, labor and material costs, and other claim-related factors. A detailed review can help determine whether important items may have been missed or valued differently.

Before assuming the first estimate tells the whole story, understand exactly what it includes.

📞 (877) 463-7429
🌐 https://bit.ly/43YaPt9

The skies may be clear, but that doesn’t always mean your property made it through the storm without damage. Missing shi...
08/31/2026

The skies may be clear, but that doesn’t always mean your property made it through the storm without damage. Missing shingles, damaged roof components, water intrusion, and other issues can be easy to overlook from the ground.

After severe Florida weather, documenting potential damage early can make an important difference if an insurance claim becomes necessary.

📞 (877) 463-7429
🌐 https://bit.ly/43YaPt9

A settlement offer may look like the finish line—but property owners should understand exactly what they're agreeing to ...
08/29/2026

A settlement offer may look like the finish line—but property owners should understand exactly what they're agreeing to before signing. ✍️

Damage can be overlooked, repair costs can be underestimated, and the first payment or offer may not necessarily reflect the full amount potentially available under the policy.

Before accepting or signing claim-related documents, take the time to understand the terms and how they may affect the claim. 123 Adjusting works for the policyholder—not the insurance company.

Questions about a property insurance claim? Contact the team for a claim review.

📞 (877) 463-7429
🌐 https://bit.ly/43YaPt9
📧 [email protected]

When property damage forces a business to slow down or close, the physical repairs may be only part of the financial los...
08/28/2026

When property damage forces a business to slow down or close, the physical repairs may be only part of the financial loss. 🏢📉

Depending on the policy and cause of loss, business interruption coverage may help with lost income and certain continuing expenses during a covered shutdown. Proper documentation can be critical when calculating and presenting these losses.

123 Adjusting helps Florida business owners navigate complex commercial property claims and understand the coverage available under their policies.

📞 (877) 463-7429
🌐 https://bit.ly/43YaPt9
📧 [email protected]

Not all adjusters work for the same side. 🏠An insurance company adjuster represents the insurance carrier, while a publi...
08/27/2026

Not all adjusters work for the same side. 🏠

An insurance company adjuster represents the insurance carrier, while a public adjuster represents the policyholder. That distinction can make a major difference when documenting property damage, reviewing the policy, preparing the claim, and negotiating a settlement.

At 123 Adjusting, the focus is on protecting the property owner's interests and helping ensure covered damage is properly documented and presented.

📞 (877) 463-7429
🌐 https://bit.ly/43YaPt9
📧 [email protected]

🌪️ The First 24 Hours After a Storm Matter.Once it’s safe to assess your property, taking the right steps can help prote...
08/25/2026

🌪️ The First 24 Hours After a Storm Matter.

Once it’s safe to assess your property, taking the right steps can help protect both your home and your insurance claim. Start by documenting visible damage with clear photos and videos, report the loss, take reasonable steps to prevent additional damage, and keep records of repairs, receipts, and communication.

Storm damage isn’t always obvious. Roof, water, wind, and structural damage can sometimes extend beyond what is immediately visible.

123 Adjusting works for you—not the insurance company—to help document your loss and navigate the property insurance claim process.

📞 (877) 463-7429
🌐 https://bit.ly/43YaPt9
📧 [email protected]

The flames may have been contained to one area, but that doesn’t necessarily mean the damage stopped there.Smoke and soo...
08/21/2026

The flames may have been contained to one area, but that doesn’t necessarily mean the damage stopped there.

Smoke and soot can travel through hallways, HVAC systems, offices, ceilings, furnishings, equipment, and other areas far beyond the location of the fire. Water used during firefighting efforts can create additional property damage as well.

A commercial fire claim may involve structural damage, smoke and soot damage, water damage, damaged contents, equipment losses, and potential business interruption.

That’s why documenting the complete scope of a commercial fire loss is so important.

123 Adjusting represents the policyholder throughout the property claim process, helping identify and document damage and present the loss to the insurance carrier.

📞 (877) 463-7429
🌐 https://bit.ly/43YaPt9

After commercial property damage, getting the business operational again is usually the priority—but moving too quickly ...
08/20/2026

After commercial property damage, getting the business operational again is usually the priority—but moving too quickly through the insurance claim can create costly mistakes.

Incomplete documentation, delayed reporting, overlooking portions of the loss, or accepting an initial settlement without understanding the complete scope of damage can affect a commercial claim.

Commercial losses can also involve much more than damage to the building. Depending on the policy and circumstances, equipment, inventory, contents, additional expenses, and business interruption may need to be carefully documented.

123 Adjusting helps business and commercial property owners manage the claim process while keeping the focus where it belongs: getting the business back on track.

📞 (877) 463-7429
🌐 https://bit.ly/43YaPt9

Hurricane damage isn’t always as simple as a few missing shingles or a visible leak. Wind-driven rain, roofing damage, m...
08/18/2026

Hurricane damage isn’t always as simple as a few missing shingles or a visible leak. Wind-driven rain, roofing damage, moisture intrusion, structural issues, and damage to interior finishes can all contribute to the true scope of a loss.

When important damage is overlooked or underestimated, the initial insurance payment may not reflect the full documented cost of repairs.

123 Adjusting works for the policyholder—not the insurance company. The team helps inspect, document, prepare, and negotiate property claims so damage is properly presented to the carrier.

Received an insurance estimate that doesn’t seem to match the damage? It may be worth having the claim reviewed.

📞 (877) 463-7429
🌐 https://bit.ly/43YaPt9

Water damage can come from very different sources—and understanding the difference matters when documenting a property i...
08/17/2026

Water damage can come from very different sources—and understanding the difference matters when documenting a property insurance claim. Clean water, gray water, and black water can each involve different levels of contamination, damage, cleanup, and restoration.

If your property suffers water damage, don’t assume what you can see tells the whole story. Moisture can travel beneath flooring, behind walls, and into areas that are easy to overlook.

123 Adjusting helps property owners thoroughly document their losses and navigate the insurance claim process from start to finish.

📞 (877) 463-7429
🌐 https://bit.ly/43YaPt9
📧 [email protected]

Address

16850 Collins Avenue Suite#112614
Sunny Isles Beach, FL
33160

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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