Bank Policy Institute

08/20/2026

Regulators examine banks' financial health and assign them ratings.

A key bank-rating framework, CAMELS, assesses banks on six metrics.

Learn how the CAMELS rating system is changing and what BPI recommends to bolster its objectivity and transparency.

08/15/2026

This week’s BPInsights highlights our 10 most popular blogs and research from this year.

From crypto AML oversight to Basel capital proposals, catch up on our policy analysis before BPInsights returns from summer break after Labor Day.

1) Spoofing, Smishing and Deepfakes: To Stop Scams, Consumers Need Stronger Protections Feb. 24, 2026 Americans’ savings are at risk as never before as

08/14/2026

Imposter calls and texts are surging. Curbing this trend requires strengthening call verification protocols and enforcing robust KYC requirements for originating providers.

Click on the steps to learn where bad actors exploit telecom gaps and how pending FCC proposals will close these illicit pathways with our new interactive infographic:

Bank impersonation scams inflict billions of dollars in losses on consumers annually, often exploiting telecom vulnerabilities to display spoofed caller

08/10/2026

In the latest BPInsights:

- Clarity Act updates as August recess begins.

- Building a strong AML/CFT program for crypto – lessons from BPI comment letters.

- A new independent Supervisory Appeals Office at FDIC.

and more:

Senate Leaves for Recess, No Clarity Act Votes Until Fall Late on Thursday evening it was reported that Senate Leadership had decided to delay any votes

08/05/2026

To stop illicit funds, every bank's anti-money laundering program relies on five core pillars: internal controls, a compliance officer, staff training, independent audits and customer due diligence.

Learn more with BPI’s latest Bank Reg 101 module.

The Federal Reserve supervisory stress test is an important risk management tool for banks and supervisors.

08/03/2026

ICYMI in BPInsights:

- The latest developments on the Clarity Act with August recess one week away.

- OCC and FDIC propose Community Reinvestment Act overhaul.

and more.

Clarity Act Negotiations Continue as Senate Nears August Recess With one week remaining before August recess, the path forward for Clarity remains

07/31/2026

Reducing online impersonation scams is like a math equation.

Read how government + banking, social media and telecom industry collaboration = fewer scams.

Banking depends on trust—and so do the scam tactics that criminals use to target millions of consumers nationwide. According to the Federal Trade

07/28/2026

Scammers don’t just steal money—they hijack your trust. Our survey shows that bank impersonation scams have surged recently as criminals have exploited texts, phone calls and social media platforms.

The government and the private sector must unite to prevent scammers from exploiting trust with impunity.

Read BPI’s policy solutions to stop scams at the source: https://bpi.com/impersonation/

07/27/2026

In the latest BPInsights:

➡️ Banks respond to the latest version of the Clarity Act.
➡️ New data on bank impersonation scams.
➡️ Bank examiners need access to sensitive data. Here’s how banks can make sure that data stays secure.

and more.

New Clarity Act Text Leaves Gaps for Illicit Finance, Yield BPI this week issued a statement in response to the newly updated Clarity Act stablecoin bill: