Department of Defense Office of Financial Readiness

Department of Defense Office of Financial Readiness We provide resources, education and support to service members and their families to create a financially secure and mission ready force. The Office of Financial Readiness strives to promote mission readiness by ensuring that all members of the military are financially prepared for life at every stage of service.

The Office of Financial Readiness does not provide crisis services. If you or someone you know is in crisis, contact the Veteran/Military Crisis Line at (800) 273-8255 for immediate assistance.

Join us starting next week for our 30-Day Financial Challenge, and learn how to reach your short- and long-term goals th...
05/28/2021

Join us starting next week for our 30-Day Financial Challenge, and learn how to reach your short- and long-term goals through practical and simple changes to your day-to-day money decisions.

Join us starting next week for our 30-Day Financial Challenge, and learn how to reach your short- and long-term goals through practical and simple changes to your day-to-day money decisions.

Congrats to all the 2021 service academy graduates! Planning for your future starts the moment you take the oath of offi...
05/27/2021

Congrats to all the 2021 service academy graduates! Planning for your future starts the moment you take the oath of office. Be sure you know what opting into #BlendedRetirement means for your financial future — and take action.
https://militarypay.defense.gov/BlendedRetirement/

West Point - The U.S. Military Academy
United States Naval Academy
U.S. Air Force Academy

Congrats to all the 2021 service academy graduates! Planning for your future starts the moment you take the oath of office. Be sure you know what opting into #BlendedRetirement means for your financial future — and take action.
https://militarypay.defense.gov/BlendedRetirement/

West Point - The U.S. Military Academy
United States Naval Academy
U.S. Air Force Academy

Service providers: Encourage your service members to check on their financial vitals via the Financial Assessment Tool o...
05/26/2021

Service providers: Encourage your service members to check on their financial vitals via the Financial Assessment Tool on the Sen$e app. It can help their local PFC or PFM assist the service member in developing a personal plan and goals during an appointment.

Service providers: Encourage your service members to check on their financial vitals via the Financial Assessment Tool on the Sen$e app. It can help their local PFC or PFM assist the service member in developing a personal plan and goals during an appointment.

Meet Max, our personal financial manager who will be checking in with us throughout our 30-Day Financial Challenge next ...
05/26/2021

Meet Max, our personal financial manager who will be checking in with us throughout our 30-Day Financial Challenge next month. Max will be on hand to offer tips, resources and help answer your questions.

Meet Max, our personal financial manager who will be checking in with us throughout our 30-Day Financial Challenge next month. Max will be on hand to offer tips, resources and help answer your questions.

Have you recently moved or are you preparing to PCS this summer? Get in touch with your local personal financial counsel...
05/25/2021

Have you recently moved or are you preparing to PCS this summer? Get in touch with your local personal financial counselor in your new location. It’s never too early to touch base with your finances. https://finred.usalearning.gov/pfcMap

#TipTuesday

Have you recently moved or are you preparing to PCS this summer? Get in touch with your local personal financial counselor in your new location. It’s never too early to touch base with your finances. https://finred.usalearning.gov/pfcMap

#TipTuesday

Choose a storyline and guide a virtual character to financial success through the Dollars and Sense Simulation — and see...
05/25/2021

Choose a storyline and guide a virtual character to financial success through the Dollars and Sense Simulation — and see where your financial choices lead!
https://bit.ly/3gRgaso

Choose a storyline and guide a virtual character to financial success through the Dollars and Sense Simulation — and see where your financial choices lead!
https://bit.ly/3gRgaso

The #BlendedRetirement System, introduced in 2018, now has over 1 million members participating and growing their retire...
05/24/2021

The #BlendedRetirement System, introduced in 2018, now has over 1 million members participating and growing their retirement savings. Have you looked at your Thrift Savings Plan contributions recently to make sure you are taking full advantage of BRS?

#MilitaryMonday

The #BlendedRetirement System, introduced in 2018, now has over 1 million members participating and growing their retirement savings. Have you looked at your Thrift Savings Plan contributions recently to make sure you are taking full advantage of BRS?

#MilitaryMonday

Have you ever thought it was time to take an honest look at your spending habits and rethink your spending plan’s priori...
05/24/2021

Have you ever thought it was time to take an honest look at your spending habits and rethink your spending plan’s priorities? Then this challenge is for you! Join us right here on Facebook during the month of June and turn your financial intentions into action.

#MotivationMonday

Have you ever thought it was time to take an honest look at your spending habits and rethink your spending plan’s priorities? Then this challenge is for you! Join us right here on Facebook during the month of June and turn your financial intentions into action.

#MotivationMonday

All active-duty, National Guard and reserve service members, their families, and survivors are eligible to receive confi...
05/21/2021

All active-duty, National Guard and reserve service members, their families, and survivors are eligible to receive confidential financial counseling services at no cost. Locate a PFC near you today through the new, easy-to-use PFC Locator Map. https://finred.usalearning.gov/pfcMap

All active-duty, National Guard and reserve service members, their families, and survivors are eligible to receive confidential financial counseling services at no cost. Locate a PFC near you today through the new, easy-to-use PFC Locator Map. https://finred.usalearning.gov/pfcMap

From dance classes to summer camp, kids’ activities can be pricey. Here are a few tips to plan ahead — keeping your kid’...
05/21/2021

From dance classes to summer camp, kids’ activities can be pricey. Here are a few tips to plan ahead — keeping your kid’s interest and your wallet in mind.
https://bit.ly/3uaUQDk

#MIRLmilitary

From dance classes to summer camp, kids’ activities can be pricey. Here are a few tips to plan ahead — keeping your kid’s interest and your wallet in mind.
https://bit.ly/3uaUQDk

#MIRLmilitary

Learning how to manage your finances is a lifelong skill that will pay off time and again — test your financial skills i...
05/20/2021

Learning how to manage your finances is a lifelong skill that will pay off time and again — test your financial skills in this Dollars and Sense Simulation.
https://bit.ly/3gRgaso

Learning how to manage your finances is a lifelong skill that will pay off time and again — test your financial skills in this Dollars and Sense Simulation.
https://bit.ly/3gRgaso

Jump-start your summer finances! Join us this June to learn how to cut back on excessive spending, increase your savings...
05/20/2021

Jump-start your summer finances! Join us this June to learn how to cut back on excessive spending, increase your savings, develop new knowledge on topics like debt and credit, and create new healthy behaviors that will help you reach your financial goals.

Jump-start your summer finances! Join us this June to learn how to cut back on excessive spending, increase your savings, develop new knowledge on topics like debt and credit, and create new healthy behaviors that will help you reach your financial goals.

When’s the last time you changed up your financial routine? This June, we’re encouraging you to turn intentions into act...
05/19/2021

When’s the last time you changed up your financial routine? This June, we’re encouraging you to turn intentions into action with a series of saving and spending micro-challenges. Follow us all next month to join in!

When’s the last time you changed up your financial routine? This June, we’re encouraging you to turn intentions into action with a series of saving and spending micro-challenges. Follow us all next month to join in!

05/19/2021

Today at 1pm ET, FTC will host an Ask Me Anything session on Reddit with Bureau of Consumer Protection Staff Attorney Michelle Grajales on student loan repayment scams. We’ll be joined by experts from Federal Student Aid and The Institute of Student Loan Advisors - TISLA. Join here: https://reddit.com/r/IAmA/ #studentloans #studentloanscams

Having too much stuff can (quite literally) weigh down your PCS with extra costs. When it comes to purchasing decisions,...
05/19/2021

Having too much stuff can (quite literally) weigh down your PCS with extra costs. When it comes to purchasing decisions, make sure you’re planning ahead.
#MIRLmilitary #WednesdayWisdom

Having too much stuff can (quite literally) weigh down your PCS with extra costs. When it comes to purchasing decisions, make sure you’re planning ahead.
#MIRLmilitary #WednesdayWisdom

Check out the Thrift Savings Plan webinars happening in May and June! To register, visit: https://bit.ly/3hEUx11.
05/18/2021

Check out the Thrift Savings Plan webinars happening in May and June! To register, visit: https://bit.ly/3hEUx11.

Check out the Thrift Savings Plan webinars happening in May and June! To register, visit: https://bit.ly/3hEUx11.

Through the Sen$e app, you have access to financial calculators, tools, information, glossary terms and much more to rei...
05/17/2021

Through the Sen$e app, you have access to financial calculators, tools, information, glossary terms and much more to reinforce your knowledge. Download today for these financial resources — and more — available anytime, anywhere.

Through the Sen$e app, you have access to financial calculators, tools, information, glossary terms and much more to reinforce your knowledge. Download today for these financial resources — and more — available anytime, anywhere.

As part of the new Emergency Broadband Benefit, millions of Americans are now eligible to receive discounts on broadband...
05/14/2021

As part of the new Emergency Broadband Benefit, millions of Americans are now eligible to receive discounts on broadband service and computers. Learn more about this new benefit and how to sign up: https://www.fcc.gov/news-events/notes/2021/05/13/help-has-arrived.
#BroadbandForAll #FCCGov

As part of the new Emergency Broadband Benefit, millions of Americans are now eligible to receive discounts on broadband service and computers. Learn more about this new benefit and how to sign up: https://www.fcc.gov/news-events/notes/2021/05/13/help-has-arrived.
#BroadbandForAll #FCCGov

It is an honor to continue serving those who have answered the call to duty in the world’s largest, finest and all-volun...
05/14/2021

It is an honor to continue serving those who have answered the call to duty in the world’s largest, finest and all-volunteer force. #ArmedForcesDay

It is an honor to continue serving those who have answered the call to duty in the world’s largest, finest and all-volunteer force. #ArmedForcesDay

Regardless of your age, goals, family circumstances or career stage, the Sen$e app has appropriate financial resources f...
05/13/2021

Regardless of your age, goals, family circumstances or career stage, the Sen$e app has appropriate financial resources for you. Download the app today and discover topics organized into touchpoints to assist you throughout your military career.

Regardless of your age, goals, family circumstances or career stage, the Sen$e app has appropriate financial resources for you. Download the app today and discover topics organized into touchpoints to assist you throughout your military career.

Each week of our 30-Day Financial Challenge, we will post a few easy-to-complete challenges to help you assess and grow ...
05/12/2021

Each week of our 30-Day Financial Challenge, we will post a few easy-to-complete challenges to help you assess and grow your financial habits. You are welcome to complete one challenge or all of them — it’s completely up to you!

Each week of our 30-Day Financial Challenge, we will post a few easy-to-complete challenges to help you assess and grow your financial habits. You are welcome to complete one challenge or all of them — it’s completely up to you!

It’s important to remember that maintaining your financial readiness is a year-round effort. For military families with ...
05/11/2021

It’s important to remember that maintaining your financial readiness is a year-round effort. For military families with children, part of that effort should include helping your children develop sound financial habits and skills. The Consumer Financial Protection Bureau (CFPB) offers these resources and tips:
https://bit.ly/3vXsTjP.

It’s important to remember that maintaining your financial readiness is a year-round effort. For military families with children, part of that effort should include helping your children develop sound financial habits and skills. The Consumer Financial Protection Bureau (CFPB) offers these resources and tips:
https://bit.ly/3vXsTjP.

Have you reassessed your savings goals recently? Use one of our savings calculators to help you reach your short- and lo...
05/11/2021

Have you reassessed your savings goals recently? Use one of our savings calculators to help you reach your short- and long-term savings goals.
https://bit.ly/3o52ePt

Have you reassessed your savings goals recently? Use one of our savings calculators to help you reach your short- and long-term savings goals.
https://bit.ly/3o52ePt

Having good credit matters. Download our Sen$e app and take our new credit assessment quiz to help you understand how we...
05/10/2021

Having good credit matters. Download our Sen$e app and take our new credit assessment quiz to help you understand how well you know your credit and discover ways to build and raise your score.

Having good credit matters. Download our Sen$e app and take our new credit assessment quiz to help you understand how well you know your credit and discover ways to build and raise your score.

Our 30-Day Financial Challenge is easy to hop into at any point — no time intensive prep or homework needed to participa...
05/10/2021

Our 30-Day Financial Challenge is easy to hop into at any point — no time intensive prep or homework needed to participate. Join the challenge at your own pace and learn how small changes have a big impact!

Our 30-Day Financial Challenge is easy to hop into at any point — no time intensive prep or homework needed to participate. Join the challenge at your own pace and learn how small changes have a big impact!

As a #militaryspouse, pursuing a career or education can have unique challenges. Take advantage of Spouse Education and ...
05/07/2021

As a #militaryspouse, pursuing a career or education can have unique challenges. Take advantage of Spouse Education and Career Opportunities Program - SECO resources designed specifically for you.

https://myseco.militaryonesource.mil/portal/

#MilSpouseAppreciationDay

As a #militaryspouse, pursuing a career or education can have unique challenges. Take advantage of Spouse Education and Career Opportunities Program - SECO resources designed specifically for you.

https://myseco.militaryonesource.mil/portal/

#MilSpouseAppreciationDay

This #MilSpouse Appreciation Day, we celebrate continued service to military spouses with financial readiness resources ...
05/07/2021

This #MilSpouse Appreciation Day, we celebrate continued service to military spouses with financial readiness resources available through MilSpouse Money Mission! This resource is designed to help military spouses lead their families to stronger financial futures with tips and tools on PCS savings, spending plans, long-term investments and more. Visit https://www.milspousemoneymission.org to learn more.

#MilSpouseAppreciationDay

This #MilSpouse Appreciation Day, we celebrate continued service to military spouses with financial readiness resources available through MilSpouse Money Mission! This resource is designed to help military spouses lead their families to stronger financial futures with tips and tools on PCS savings, spending plans, long-term investments and more. Visit https://www.milspousemoneymission.org to learn more.

#MilSpouseAppreciationDay

Want to achieve your goals and gain financial knowledge? Develop a spending plan and update it every few months to check...
05/06/2021

Want to achieve your goals and gain financial knowledge? Develop a spending plan and update it every few months to check your progress. The Spending Plan Tool on the Sen$e app is a great way to get started.

Want to achieve your goals and gain financial knowledge? Develop a spending plan and update it every few months to check your progress. The Spending Plan Tool on the Sen$e app is a great way to get started.

Test your financial skills by choosing a storyline and guiding your character’s decisions in this educational — and fun!...
05/06/2021

Test your financial skills by choosing a storyline and guiding your character’s decisions in this educational — and fun! — interactive experience.
https://bit.ly/3gRgaso

Test your financial skills by choosing a storyline and guiding your character’s decisions in this educational — and fun! — interactive experience.
https://bit.ly/3gRgaso

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Washington D.C., DC

General information

We aim to provide an open, interactive page where all users can engage and connect. Please share your opinions and feedback in a respectful manner. As a fan of our page, you take personal responsibility for your comments, your username and any information you submit. Users are asked to adhere to the Department of Defense user agreement found at http://dodcio.defense.gov/SocialMedia/UserAgreement.aspx. We encourage you to share your opinions on personal finance issues for military members and their families, connect with other fans of our page, and to visit frequently for news and updates. Please keep all comments and wall posts clean. In addition to keeping it family friendly, we ask that you follow our posting guidelines here. Comments and posts that do not follow these guidelines will be removed: -We accept no profanity, graphic, obscene, explicit or racial comments, and we do not accept comments that are abusive, hateful or intended to defame anyone or any organization. -We do not allow solicitations or advertisements. This includes promotion or endorsement of any financial, commercial or non-governmental agency. Similarly, we do not allow attempts to defame or defraud any financial, commercial or non-governmental agency. -Please keep comments focused on financial education, resources or support of interest to or concerning Force and Family. -We do not allow comments that suggest or encourage illegal activity. -We will remove apparent spam, and this may result in the author(s) being blocked from the page without notice. -You participate at your own risk and take personal responsibility for your comments, your username and any information provided. -Never discuss For Official Use Only (FOUO), classified, pre-decisional, proprietary or business-sensitive information here. Don’t post personnel lists, rosters, organization charts or directories. This is a violation of privacy. -The appearance of external links on this site does not constitute official endorsement on behalf of the Department of Defense. We encourage you to quote, republish or share any content on this page on your own blog, website or other publication. Please credit the organization or person who authored the content as a courtesy in all uses. Thank you for your interest in financial security and literacy for Service members and their families.

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Comments

I have read somewhere that we (retirees) can get a lump sum payment by forfeiting a portion of our monthly military retirement. Is this true?
HELLO
Where is the OSD Financial Conference being held?
When will the 2020 OSD financial symposium be held?
When will the CY20 Continuation Pay request form and memorandum be released?
Hello, I am thinking about doing classroom presentations about the Blendid Retirement System for my schools. I am looking for a good presentation. Any help or resources that you might have would be very helpful. TIA
Want to know more about being an influencer and staying on the right side of the law?
How do I get my continuation pay? I opted into BRS as soon as I could in 2018. I complete 12 years of service this coming February. Thanks.
Hello I am currently serving in the army reserves since 2014. I was curious if I switch to active duty will I be allowed to switch my retirement from brs to the legacy retirement plan?
Can anyone tell me how to apply for the 12 year Contingency Pay of Blended Retirement for the Navy? I have looked and looked.
Free episodes of NO HOME FOR HEROES - History's Military Mysteries: Missing In Action hosted by Chief Rick Stone are now posted on Apple podcasts and most popular platforms where you like to listen to podcasts, or on the web site at ChiefRickStone.com Enjoy!
NOW HIRING: PERSONAL FINANCIAL COUNSELORS REQUIRED QUALIFICATIONS: A minimum of a Bachelor’s degree coupled with 3+ years of experience in financial counseling or education. A national certification as an Accredited Financial Counselor (AFC) OR Certified Financial Planner (CFP) OR Chartered Financial Consultant (ChFC). *AFC Training and Certification available for qualified candidates. Counselors shall maintain a valid, unrestricted motor vehicle license. Demonstrated experience in utilizing MS Office products (Excel, Word, PowerPoint). A criminal history background check that includes a credit check, as well as an FBI fingerprint check are required to work in this program. *Inquire for more information about desired qualifications and job description details. For more information contact Josh Pohribnak: [email protected] Locations: Bakersfield, CA Colorado Springs, CO Tyndall AFB, FL Waterloo, IA Post Falls, ID Springfield, IL Terre Haute, IN Fort Campbell, KY Alexandria, LA Baton Rouge, LA Monroe, LA Aberdeen Proving Ground, MD Baltimore, MD Edgewood, MD Camp Ripley, MN Duluth, MN St. Joseph, MO Grand Forks AFB, ND Minot, ND Omaha, NE Cannon, NM Santa Fe, NM Reno, NV Port Clinton, OH Lawton, OK Oklahoma City, OK Cambridge Springs, PA Lewistown, PA Pittsburgh, PA Chattanooga, TN Abilene, TX Laughlin AFB, TX Camp Douglas, WI Madison, WI Wausau, WI Martinsburg, WV Morgantown, WV Casper, WY F.E. Warren, WY