Department of Defense Office of Financial Readiness

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Department of Defense Office of Financial Readiness

We provide financial resources, education and support to service members and their families. The Office of Financial Readiness does not provide crisis services.

The Office of Financial Readiness strives to promote mission readiness by ensuring that all members of the military are financially prepared for life at every stage of service. If you or someone you know is in crisis, contact the Veteran/Military Crisis Line at (800) 273-8255 for immediate assistance. While this is an open forum, it's also a family-friendly one, so please keep your comments and wall posts clean. Comments and posts that do not follow these guidelines will be removed:

-‐ We do not allow graphic, obscene, explicit or racist comments or submissions nor do we allow comments that are abusive, hateful or intended to defame anyone or any organization.
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-‐ Apparent spam will be removed and may cause the author(s) to be blocked from page without notice.
-‐ You participate at your own risk, taking personal responsibility for your comments, your username and any information provided.

09/28/2026

📣 BIG news for MilSpouses! SpouseWorks is officially here to help you level up your career with:
💼 1-on-1 Career Coaching
💸 $4,000 Scholarships (Expanded eligibility!)
🤝 Paid Fellowships & 1,000+ Employer Partners
🎯 Don't leave free career support on the table. Tap the link to sign up now!
🔗 https://spouseworks.militaryonesource.mil/portal/topic/get-career-advice

✨ Want to support a fellow MilSpouse? Share this post with your local unit pages, family readiness groups, or timeline to get the word out!

SpouseWorks

09/25/2026

Build your complete backup plan. 🎒💰

True preparedness means knowing your options before you need them. Leverage your safety net!

🏦 Your Bank/Credit Union: Many military-friendly financial institutions offer interest-free direct-deposit advances or paycheck disruption loans.

📞 Your Creditors: Most major utility, cell phone, and auto-loan companies have formal relief plans. Contact them early to request payment options.

🤝 Your Relief Society: AER, NMCRS, AFAS, and CGMA provide confidential, zero-interest loans and grants designed to bridge the gap during unexpected financial changes.

Explore the official FINRED directory of support tools today: https://finred.usalearning.gov/ToolsAndAddRes/AdditionalRes/Services

09/24/2026

Members of the military might be eligible for Public Service Loan Forgiveness.

The PSLF Program forgives the remaining balance of your eligible Direct Loans:
-After you’ve made the equivalent of 120 qualifying on-time monthly payments under a qualifying repayment plan, and
-While working full time for an eligible employer.

Learn more about Public Service Loan Forgiveness and share with others who could use this information: https://cri.studentaid.gov/content/resourcesforservicemembers

Military spouses may also be eligible for PSLF, too, share this link and spread the word: https://spouseworks.militaryonesource.mil/portal/article/public-service-loan-forgiveness-program

Comment below if you've been able to use this benefit, share your experience!

09/23/2026

Connect your education to opportunity and long-term success.

College and career planning require learning about yourself first. Take personalized assessments to discover your true interests and work values. Match your unique personality to real-world career paths you might not have even considered: https://www.dantes.mil/kuder/

Your future self will thank you for starting today. Share this with others who are on a similar journey. https://www.dantes.mil/Education-Programs/Fast-Track-Your-Education/

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U.S. Coast Guard Academy
U.S. Merchant Marine Academy - USMMA

09/21/2026

Are you a Service member, military spouse, or federal civilian looking for education, career, and employment opportunities?

Register for OneOp’s webinar to learn about Project Patriot Pipeline, the Department of War’s unified framework connecting military-connected individuals and families with valuable resources for credentialing, career development, SkillBridge, direct hiring, and more. Explore the GI Bill, including key eligibility considerations and education benefits administered by the Department of Veterans Affairs.

What You’ll Learn: 🎯
-Understand Project Patriot Pipeline and its designated Paths.
-Explore SpouseWorks benefits and eligibility considerations.
-Learn about workforce development resources and education benefits.
-Gain practical knowledge to support career and education planning.
-Discover resources to help make informed decisions about long-term career and financial goals.

Whether you’re planning your next career move, pursuing education or credentials, or supporting military-connected clients, this webinar will provide practical information and resources you can put to use.

Continuing education credits remain available for Accredited Financial Counselors (AFC®) and Certified Personal Finance Counselors (CPFC®/FinCert).

📅 Don’t miss this opportunity to learn, connect, and plan for what’s next!

👉 Register today and share this webinar with a military-connected family member, colleague, or friend. https://oneop.org/learn/160155/

SpouseWorks

09/19/2026

If you've been thinking about earning a certification, finishing a degree or building new skills, the SpouseWorks Scholarship (formerly MyCAA) is now open to eligible military spouses of all ranks and pay grades 📚🎓.

👉 See how the SpouseWorks Scholarship can support your goals: https://spouseworks.militaryonesource.mil/portal/article/spouseworks-scholarship

SpouseWorks

09/18/2026

Financial Readiness is Mission Readiness.

This National Preparedness Month, remember that a key part of being prepared is knowing your cash flow. Understanding what's coming in and what's going out is the first step to weathering any storm.

Do a quick financial check-up:
✔️ Review your income vs. essential expenses.
✔️ Check your emergency savings.
✔️ Know your total monthly debt payments.

For a second set of eyes on your spending plan, connect with your local Personal Financial Manager (PFM) or Personal Financial Counselor (PFC).

Find a PFM/PFC (available at no cost) here:
🔗 https://installations.militaryonesource.mil or https://finred.usalearning.gov/pfcMap

Visit Military OneSource (1-800-342-9647) for 24/7 confidential help and resources.

09/17/2026

The SpouseWorks Scholarship (formerly MyCAA) has expanded eligibility! You may now qualify regardless of your Service member’s rank or pay grade.

Eligible spouses can receive up to $4,000 in financial assistance for licenses, certifications, associate degree programs and continuing education courses required to maintain a professional license or certification.

Check updated eligibility requirements before ruling yourself out and learn more about the SpouseWorks Scholarship: https://spouseworks.militaryonesource.mil/portal/article/spouseworks-scholarship?fbclid=iwcgrvzgvlehrua2flbqixmabicmlketfzvjbjchjywfu0bnrpztvmc3j0ywzhchbfawqqmjiymdm5mtc4odiwmdg5mgabhp1qcqvxiwfpzqfc2g6pdjfv31kfux3tuvpl-lq0up4hc5rx-yntd-dc30q8_aem__wlsxmnor-_rjvh6fuulcw.

Tag or share this news with other military spouses who could use these funds!

SpouseWorks

09/16/2026

Military Spouses: Your next career move just got a major upgrade. SECO is now SpouseWorks.

Part of the Military OneSource suite of services provided by the Department of War, SpouseWorks brings free, trusted career and education resources together in one connected experience where you can find:
✔️ Personalized career coaching
✔️ Scholarship opportunities through the SpouseWorks Scholarship (formerly MyCAA)
✔️ Job search support through more than 1,000 employer partners
✔️ Paid fellowship opportunities through the SpouseWorks Fellowship (formerly the Career Accelerator)
✔️ Skill-building tools including Udemy, Traitify and FlexJobs

The War Department has expanded SpouseWorks services to include Coast Guard spouses, regardless of activation status.

Reshare this post with a military spouse who could use career or education support. Explore this link to learn more: https://spouseworks.militaryonesource.mil/portal/topic/grow-skills

SpouseWorks

09/15/2026

This month's focus is Educational Assistance Programs and Benefits. Continuing education isn't just valuable for Service members, it also helps the professionals who support them stay informed about the resources and benefits that contribute to long-term financial well-being and mission readiness.

That's why we're celebrating National Online Learning Day by highlighting the 2026 Financial Readiness Virtual Training Symposium recordings now available through OneOp. https://oneop.org/learn/

Continuing education credits remain available for Accredited Financial Counselors (AFC®) and Certified Personal Finance Counselors (CPFC®/FinCert).

👉 Explore the recordings, share with your community, and keep building your financial readiness toolkit to invest in your future.

Address

Washington D.C., DC

Website

https://finred.usalearning.gov/

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