08/31/2026
๐บ๐ธ NATIONAL GUARD & RESERVE: 10 THINGS TO KNOW ABOUT VA BENEFITS
If you servedโor are currently servingโin the National Guard or Reserve, VA eligibility can be confusing. Unlike traditional active-duty service, simply putting on the uniform does not automatically make every period of service qualifying service for every VA benefit.
Here are 10 SIMPLE THINGS TO KNOW:
1. ๐บ๐ธ TITLE 10 FEDERAL ACTIVE DUTY GENERALLY COUNTS.
Federal active-duty orders can establish eligibility for many VA benefits.
2. ๐ SOME TITLE 32 SERVICE COUNTSโBUT NOT ALL OF IT.
The type and authority of the orders matter.
3. ๐ SIX QUALIFYING YEARS CAN OPEN THE DOOR TO A VA HOME LOAN.
Guard and Reserve members may qualify without a traditional active-duty deployment if they meet the applicable Selected Reserve service requirements.
4. ๐ฉบ YOU CAN QUALIFY FOR VA DISABILITY WITHOUT DEPLOYING.
An injury or qualifying condition connected to a period of active duty or training may potentially be service connected.
5. ๐ช WEEKEND DRILL CAN MATTER.
An injury occurring during Inactive Duty Training (IDT) may potentially qualify, this includes traveling to and from weekend duty,
6. ๐ A LINE OF DUTY (LOD) DETERMINATION CAN BE EXTREMELY IMPORTANT.
If you're injured during Guard or Reserve duty, documentation showing when, where and how it happened is absolutely critical.
7. โ ๏ธ STATE ACTIVE DUTY IS DIFFERENT FROM FEDERAL SERVICE.
Being activated by your governor for a state emergency generally does not count as federal active military service for VA benefits.
8. ๐ฐ YOU GENERALLY CAN'T RECEIVE VA DISABILITY COMPENSATION AND MILITARY DRILL PAY FOR THE SAME DAYS.
Many Guard and Reserve members receive both during the year, but VA later requires an adjustment for the overlapping drill/active-duty days. However, you will still earn retirement points. Many choose this route because VA disability compensation is tax-free, whereas drill pay is generally taxable.
9. ๐ DIFFERENT VA BENEFITS HAVE DIFFERENT ELIGIBILITY RULES.
Eligibility for disability compensation does not automatically mean you're eligible for the Post-9/11 GI Bill, VA health care or a VA home loanโand vice versa.
10. ๐ KEEP YOUR ORDERS AND RECORDS.
DD-214s, DD-214-1s, NGB-22s, activation orders, LESs, retirement-point statements, medical records and LOD paperwork can make a huge difference when trying to establish qualifying service years later.
๐ BOTTOM LINE: With Guard and Reserve service, the details matterโWHAT TYPE OF DUTY YOU WERE PERFORMING, WHAT ORDERS YOU WERE UNDER, AND WHEN AN INJURY OR ILLNESS OCCURRED.
The VA has created a free online RESERVE AND NATIONAL GUARD MILITARY LIFE CYCLE (RNG MLC) MODULE specifically to help Guard and Reserve members and their families better understand VA benefits, eligibility, dual-payment rules and available resources.
And if you're in Clinton County and aren't sure what your service qualifies you for, bring your records in and talk with one of our accredited VSOs. THAT'S WHAT WE'RE HERE FOR. ๐บ๐ธ
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